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This new FAFSA is THE WORST!!! I spent 9 HOURS trying to get my wife added as a contributor and ended up having to restart the whole application THREE TIMES! The government should be ASHAMED of this garbage system. It's like they're actively trying to prevent students from getting financial aid. I feel your pain!!!!!
I'm sorry you had such a terrible experience! It really shouldn't be this difficult. I'm just glad I'm not the only one struggling with it.
FINAL UPDATE: We finally got everything submitted! After my husband completed his section, we both signed, and I was able to submit the application. The SAI calculated correctly (I think). Now just waiting for it to process and hoping my daughter gets the financial aid package she needs. Thanks again to everyone who helped! This community saved us from having to start over from scratch.
Congratulations on getting it submitted! The processing should take about 3-5 days, and then your daughter's SAI will be sent to the schools she listed on her FAFSA. Make sure she checks her email regularly, as schools might request additional verification documents. Wishing her the best with her financial aid package!
Quick update based on information released yesterday: The Department of Education has acknowledged this specific tax sharing bug and announced they'll be implementing a fix by June 5th. In the meantime, they've instructed all schools to use alternative documentation (like uploaded tax returns) for affected students. Have your son email his financial aid office specifically referencing the "Parent Contributor Tax Retrieval Error #FSA-2526" and request accommodation under the new guidance.
Has anyone figured out if this affects your SAI calculation? My daughter's finally went through after weeks of the tax glitch but her SAI seems way higher than expected based on our income...
The tax sharing bug shouldn't affect your SAI calculation once it's properly processed. However, there have been reports that the new FAFSA formula is calculating higher SAIs for many families compared to the old EFC system. If your SAI seems significantly off, you should request a professional judgment review from your daughter's financial aid office.
lol yeh do it, it's like buying a lottery ticket that's free. might win something might not but costs nothing to try ¯\_(ツ)_/¯
One more important point: Even families with higher incomes often use Parent PLUS loans to help pay for college, and you need a completed FAFSA on file to access those. Many families use a combination of the student's Direct loans (from FAFSA) and Parent PLUS loans to bridge gaps. So file the FAFSA even if you just want access to the federal loan programs!
I've heard about Parent PLUS loans but wasn't sure how they worked. Do they have better rates than just getting a private loan? We're hoping to mostly cash flow college but might need some loans to fill gaps.
Parent PLUS loans currently have a 8.05% interest rate plus a ~4% origination fee. Private loans might offer better rates if you have excellent credit, but PLUS loans have more flexible repayment options and forgiveness possibilities in certain situations. Worth comparing both options once you know your actual costs.
Anyone else still traumatized from last year's FAFSA rollout? I'm having flashbacks to the months of glitches, calculation errors, and parents not being able to link their accounts properly. Really hoping they fixed all that for this cycle.
Friendly reminder for everyone: even though FAFSA opens October 1st, many schools have their own priority deadlines for financial aid. My son's university has a November 15th priority deadline for maximum aid consideration. Check your school's financial aid website for their specific dates!
Liam Fitzgerald
I faced a similar issue with my own FAFSA after my parents kicked me out. One thing that really helped was having my high school principal write a detailed letter explaining that my parents had not financially supported me for over a year. I also included utility bills showing I was covering my own living expenses (with help from my aunt). The financial aid counselor told me that having OFFICIAL letterhead on all the documentation made a big difference. My dependency override was approved after initially being rejected because I resubmitted everything on official letterhead.
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Yuki Ito
•That's incredibly helpful advice! I'll make sure we get everything on official letterhead. Since he's living with me, should I provide documentation showing I'm supporting him financially?
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Liam Fitzgerald
•Yes! Definitely include proof that you're supporting him - utility bills with your address, school records showing your address, medical insurance documentation if he's on your plan, anything official showing the living arrangement. In my case, I also had to submit a personal statement explaining exactly when my parents stopped supporting me and the circumstances around it. Be SUPER specific with dates and events in that statement.
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Mei Lin
my niece had almost the same situation!!!! the thing that worked for her was getting the guidance counselor AND principal to sign statements. she also got a letter from our church pastor! they approved her override and she got a full Pell Grant!
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