FAFSA

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To clarify some confusion in this thread: 1. You submit one FAFSA application per family, not per student. Your twins will be listed on the same form. 2. For the 2025-2026 FAFSA, you'll use 2023 tax information (they always use tax info from two years prior). 3. Each student will receive their own individual SAI (Student Aid Index) score based on your family information and the specific schools they're attending. 4. For the transfer student, both schools need to be listed on the current year's FAFSA if she might attend either one, and definitely both schools need to be on next year's FAFSA. 5. Priority deadlines vary by school, so check each institution's financial aid website for their specific deadlines.

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Sarah Ali

Thank you so much for these clarifications! I'm going to sit down this weekend and figure this all out. One last question - since we'll be using 2023 tax info, does that mean we don't need to wait until we file our 2024 taxes to complete the new FAFSA?

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Correct! That's one of the benefits of the FAFSA using prior-prior year tax information. You can complete the 2025-2026 FAFSA right now using your already-filed 2023 tax information. No need to wait for your 2024 taxes. This is why it's best to file as early as possible - many state and institutional grants are first-come, first-served until funding runs out. The federal Pell Grant doesn't run out, but other aid types might if you wait too long. Also make sure both your FSA ID and your students' FSA IDs are current and that you can access them before starting the renewal process.

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Sarah Ali

This is such a relief! I'm going to log in tonight and get started. You've all been incredibly helpful - thank you for explaining everything so clearly. I think I would have missed important deadlines without this advice.

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wait so do we need to keep hitting submit or just leave it alone now? im confused about what to do

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If you've submitted once and received a confirmation email, DO NOT keep submitting. Your application has been recorded in the system. Multiple submissions can actually cause processing delays or confusion in the system. Just wait for the display issue to be fixed or contact your school to confirm they received your submission.

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UPDATE: Problem solved! For anyone else dealing with this issue: 1. My school confirmed they received my FAFSA despite the website glitch 2. I used Claimyr to finally speak with an FSA agent who confirmed my submission was complete 3. The agent said they're working on fixing the display bug but it might take another week So if you've submitted and got a confirmation email, you're probably fine even if the website looks broken. Just double-check with your school's financial aid office to be 100% sure. Thanks everyone for your help!

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Thank you for updating! Just checked with my school and they confirmed mine was received too. What a relief!

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Glad it worked out! But seriously, they need to fix their systems. This is people's EDUCATION FUNDING at stake!

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Financial aid administrator here. A few important points: 1. For FAFSA purposes, stepparents ARE included in the household regardless of tax filing status or legal guardianship. This is a common misunderstanding. 2. That said, maintaining genuine separate households SHOULD be considered during a professional judgment review. 3. The fact that they only asked for his name but used his income suggests they likely obtained it through the IRS Data Retrieval Tool or other database matching. 4. For 2023-2024 FAFSA, non-taxable income like survivor benefits IS still counted in the calculation (this changes with the 2024-2025 FAFSA). 5. The solution is to request a Professional Judgment review at your son's school. Only the school (not FAFSA itself) can adjust the calculations based on your special circumstances. 6. Bring documentation of separate households (utility bills, leases, etc.) and be prepared to explain why the stepparent's income should not be included.

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Thank you for the expert insight! It's frustrating that they count stepparents regardless of actual household situation. I'll definitely pursue the Professional Judgment review with all the documentation. Just to clarify - even though we file taxes separately and maintain separate residences, they still automatically include his income?

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Yes, that's correct. FAFSA rules consider your marital status first, then look at who lives in the household. The fact that you file taxes separately doesn't change the FAFSA treatment, unfortunately. The separate households is your strongest argument for a professional judgment review. One more thing to check: make sure the household size was reported correctly. If it was reported as smaller than it actually is, that could also artificially inflate the SAI.

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Thank you again. I'll double check the household size too. We'll pursue the professional judgment review as our next step. It's just frustrating that the system is so inflexible with unique family situations.

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One additional thing to be aware of: Even if you submitted early, schools won't receive your FAFSA information until after the December 1st official processing date. So if you're contacting any schools about your financial aid package, they won't have your data yet even though you've submitted.

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That's really good to know! I was planning to email my top choice school about scholarship deadlines next week. I'll make sure to mention that I've already submitted my FAFSA but understand they won't have access to it until after Dec 1st.

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Just to close the loop on this thread - the original poster should be absolutely fine if they received a 2025-2026 confirmation email. The Department of Education does sometimes allow early submissions through their system testing phases. Your application is valid, you don't need to resubmit, but processing won't begin until after the official December 1st launch date. Just make sure to check your studentaid.gov account after that date to confirm everything is still showing as properly submitted.

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Thanks everyone for the help! I'll check my account after Dec 1st to make sure everything's still good. What a relief that I don't have to redo the whole thing!

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ppl always blame students for these mistakes but the system is literally designed to be confusing af. why wouldn't summer 2024 be covered by the 2024-2025 FAFSA?? that makes logical sense! but nooooo gotta make it complicated

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RIGHT?? and then they act like ur dumb for not understanding. i asked 3 diff ppl at my fin aid office and got 3 diff answers abt which fafsa to use for summer

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Update us after you speak with your financial aid office! If they say you needed the 2023-2024 FAFSA for summer and their deadline has passed, ask specifically about: 1) Late FAFSA exceptions, 2) Summer-specific scholarships, 3) Payment plans, and 4) Emergency aid funds. Many schools have emergency funds for students who otherwise couldn't afford to continue their education.

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Thank you so much for this advice! I just got off the phone with my school's financial aid office. They DO use the 2023-2024 FAFSA for Summer 2024, but luckily their deadline for summer aid applications isn't until May 15. They're also sending me a summer-specific aid application that I need to complete. Sounds like I might still get some aid for summer after all!

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