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UPDATE: I spoke with my program director today and she confirmed they have several assistantships available that cover tuition plus a small stipend! She said they use FAFSA data as part of their decision process, so I'll be filing ASAP. Thanks everyone for the advice - I went from thinking I couldn't afford grad school to feeling like it might actually be possible!
Congratulations on finding those assistantship opportunities! That's exactly what I was hoping to hear when I read your original question. As someone who's been through the graduate financial aid process, I wanted to add a few tips for when you apply for those assistantships: 1. Apply early - most programs have limited spots and they go fast 2. Highlight any relevant experience (even from undergrad coursework or part-time work) 3. Be prepared to commit to the time requirements (usually 10-20 hours/week) 4. Ask about multi-year commitments - some programs guarantee funding for your entire degree if you maintain good standing Also, don't forget to still file your FAFSA even with the assistantship possibility. Having that backup loan eligibility can be helpful for unexpected expenses, and some schools require it for any institutional aid. Best of luck with your applications!
This is such great advice! I'm definitely going to apply early for those assistantships. Quick question - when you mention "multi-year commitments," do most programs actually guarantee funding for the full degree duration? That would be amazing for planning purposes since I'm looking at a 2-year master's program.
Just went through this exact same situation last year! My oldest is now a sophomore and my daughter started her freshman year this fall. You definitely want to use the same parent FSA ID for both kids - it's designed to work that way and will save you so much hassle. One tip that really helped me: when your middle child creates their FSA ID, have them do it on a different device or browser session than yours to avoid any login confusion. Also, make sure to bookmark the FAFSA website with your saved login info - you'll be using it for years with multiple kids and it's easy to forget which variation of your password you used! The good news is that once you've been through the process once, the second time feels much more manageable even though you're doing it for a different kid. You already know what documents you need and what to expect. Hoping the 2025-2026 version is actually as smooth as they're promising!
Thanks for the practical tips! The different device/browser session idea is really smart - I can definitely see how login confusion could become an issue when you're switching between parent and student accounts. And yes, bookmarking with saved login info is something I definitely need to do better. I learned that lesson the hard way with my oldest's first application when I spent way too much time trying to remember my password variations. It's encouraging to hear that the second time around feels more manageable. I'm hoping that familiarity with the process will help offset any stress from juggling multiple applications!
New parent here and this thread is SO helpful! My oldest just got accepted to her first choice school and I'm completely overwhelmed by the FAFSA process. Reading through all these responses has cleared up so much confusion - I was definitely overthinking the whole FSA ID situation. It's reassuring to know that once I create my parent FSA ID, I can use it for all my kids (I have two more who'll be hitting college age in the next few years). Quick question though - when my daughter creates her own FSA ID, does she need to wait for me to finish setting up my parent account first, or can we both create our FSA IDs at the same time? I want to make sure we don't accidentally create any conflicts in the system before we even start the actual application process. Also, huge thanks to everyone sharing their real experiences and practical tips - this is exactly the kind of insider knowledge that makes all the difference when navigating something this complicated for the first time!
Welcome to the FAFSA journey! You can both create your FSA IDs at the same time - there's no need to wait or create them in any particular order. The system is designed to handle multiple FSA IDs being created simultaneously, and you'll link them together later when your daughter starts her actual FAFSA application and indicates that you'll be contributing parent information. Just make sure you each use different email addresses for your respective FSA IDs to avoid any confusion. I'm glad this thread has been helpful - I was in your exact shoes a few years ago and felt so overwhelmed, but you've got this! The first time is definitely the steepest learning curve.
New to this community and this thread has been incredibly helpful! We're dealing with a very similar situation - our SAI is $31k but my daughter's top choice school costs $57k with only $7.5k in federal loans offered. Like everyone else here, I initially thought the SAI meant that's what we'd pay and the school would cover the rest somehow. Reading through all these responses has been both eye-opening and reassuring that we're not missing something obvious. The middle-class squeeze is so real - too much income for significant need-based aid but nowhere near enough to actually afford these costs. I'm planning to try the appeals process and look into professional judgment reviews based on all the advice here. We have some documentation of childcare expenses for my younger son that weren't fully captured on the FAFSA. One question for the group - for those who've gone through appeals, did you find it more effective to call first or submit everything in writing? Also, has anyone had experience with schools adjusting aid packages based on changes in family circumstances that happened after filing the FAFSA? Thank you all for making this overwhelming process feel more manageable. It's comforting to know we're not alone in this struggle, even though it's frustrating that so many families are dealing with these impossible gaps!
Welcome to the community, Fatima! Your situation sounds exactly like what so many of us have been dealing with - it's both reassuring and frustrating to see how common these massive financial aid gaps are for middle-class families. This thread has been such a lifesaver for understanding the reality of the system. Regarding your question about appeals - from what I've gathered from everyone's experiences here, it seems like calling first to discuss your situation can be really helpful before submitting formal documentation. That way you can get a sense of what specific information they'd want to see and understand their process better. @Andre Dupont mentioned that contacting the financial aid office directly is often worth it, and several people have had success with that approach. The childcare expenses you mentioned sound like exactly the kind of circumstance that could help with a professional judgment review - any costs that reduce your actual ability to pay for college should definitely be documented and brought to their attention. As for changes in circumstances after filing FAFSA, professional judgment reviews are specifically designed to handle situations like that, so it s'definitely worth bringing up if your family situation has changed since you originally filed. This whole process is so overwhelming, but this community has made it feel much more manageable. Best of luck with your appeals - hopefully you ll'get some better offers that make this decision more feasible for your family!
I'm new to this community and going through the exact same nightmare! Our SAI came out to $30k but my son's dream school costs $61k with only $6.5k in federal loans offered. I've been losing sleep for weeks thinking we must have made some error on our FAFSA or missed something obvious. This thread has been absolutely invaluable - I had no idea that SAI just represents what the federal government calculates we can theoretically contribute, not what schools are actually required to help us with. The reality of these massive unmet need gaps for middle-class families is both eye-opening and terrifying. I'm definitely going to try the appeals process and professional judgment review based on all the excellent advice shared here. We have some significant medical expenses from my husband's chronic condition that weren't fully captured on our FAFSA, so hopefully that documentation could help our case. For those who've successfully navigated appeals - did you find it helpful to have all your documentation organized before making the initial call to the financial aid office, or is it better to call first to understand exactly what they'd want to see? Also, we're still waiting to hear from three other schools - should I wait for those offers before starting appeals, or begin the process now? Thank you all for sharing your experiences and making this overwhelming process feel less isolating. It's both comforting and concerning to realize how many families are stuck in this same impossible situation!
Welcome to the community, Giovanni! Your situation sounds identical to what so many of us are experiencing - it's both reassuring and frustrating to see how widespread this problem is for middle-class families. This thread has been such a lifesaver for understanding how the financial aid system actually works versus what we initially thought it meant. The medical expenses you mentioned for your husband's chronic condition sound like exactly the type of special circumstance that could really help with a professional judgment review. Those ongoing costs definitely impact your family's actual ability to pay for college, even if they weren't fully reflected in the FAFSA calculations. From what I've gathered from everyone's experiences here, it seems like calling first can be really helpful to understand their specific process and what documentation they'd prefer to see. That way you can be more targeted in what you submit rather than overwhelming them with paperwork they might not need. As for timing with the other schools - I think it could go either way. If you have any pressing deadlines or if the medical expenses represent an urgent change in circumstances, starting the appeal process now might make sense. But if you can wait a couple more weeks for those other offers, having competing packages could definitely strengthen your position during appeals. This whole process is so stressful, but at least we're all figuring it out together. Best of luck with whatever approach you decide to take!
As someone who went through this process two years ago, I want to add that you should also consider reaching out to UW's Office of Student Financial Aid via email in addition to calling. Sometimes it's easier to get a response that way, and you'll have a written record of your communication. When I appealed, I included a detailed budget breakdown showing exactly where the financial gap was - tuition, housing, books, etc. - and how much additional aid I needed to make attendance feasible. Also, don't be discouraged if your first appeal isn't approved for the full amount you requested. You can sometimes submit additional documentation or clarification if new circumstances arise. The retirement distribution situation you mentioned is definitely a valid reason for appeal since it's not representative of your ongoing income capacity. Make sure to emphasize that this was a one-time event and provide documentation showing your family's typical annual income without it.
This is such comprehensive advice, thank you! The idea of including a detailed budget breakdown is brilliant - I hadn't thought of breaking down exactly where every dollar needs to go. That probably helps the financial aid office understand the real impact of the gap. I'm definitely going to try both email and phone contact since getting through seems to be such a challenge right now. Your point about not being discouraged if the first appeal isn't fully approved is really encouraging too. I was thinking it was kind of an all-or-nothing situation, but it sounds like there might be room for follow-up if needed. The retirement distribution was exactly $32,000 which really skewed our income picture, so I'll make sure to emphasize how that's not our normal financial situation. Thanks for sharing your experience - it's so helpful to hear from someone who actually went through this successfully!
I went through a similar appeal process at another state university last year and wanted to share what worked for me. The key things that seemed to make a difference: 1) I submitted everything early (mid-April), 2) I was very specific about our changed circumstances with exact dollar amounts, and 3) I included a letter from my parent's financial advisor explaining why the retirement withdrawal was necessary and wouldn't happen again. One thing I'd add to all the great advice here - if UW has a "Professional Judgment" process (many schools do), ask specifically about that when you call. It's sometimes a separate track from regular appeals and can be more flexible for situations exactly like yours where there's a one-time income spike that doesn't reflect your actual ability to pay. Also, don't forget to look into emergency grants or hardship funds that might be available through UW's financial aid office. These are often separate from regular aid and can help bridge gaps while you're waiting for your appeal decision. Good luck - your situation with the retirement distribution sounds like exactly the type of circumstance these processes are designed to address!
This is really valuable information! I hadn't heard of the "Professional Judgment" process before - that sounds like it might be exactly what I need for my situation. The idea of getting a letter from a financial advisor is smart too, since it would provide third-party validation that the retirement withdrawal was truly necessary and not something that will happen again. I'm definitely going to ask about emergency grants and hardship funds when I call - I had no idea those existed as separate options. It's reassuring to know there might be multiple avenues to explore beyond just the standard appeal process. The timing tip about submitting in mid-April is helpful too since I was worried I might be cutting it too close to the May 1st deadline. Thank you for breaking down exactly what worked in your case - having that roadmap from someone who succeeded makes this feel much more manageable. I'm feeling a lot more optimistic about my chances after reading everyone's advice in this thread!
NeonNebula
I'm dealing with this exact same issue! Submitted my FAFSA about 2 weeks ago and have been checking my studentaid.gov account daily looking for my SAI number. This thread has been incredibly helpful - I had no idea I needed to look specifically in the Student Aid Report under "My Documents"! I was just refreshing the main dashboard over and over wondering why it wasn't showing up anywhere. Reading everyone's experiences makes me feel so much better. I was starting to panic thinking I did something wrong with my application, but it sounds like 2-3 week processing times are totally normal right now with all the new FAFSA system changes. The tip about calling your college's financial aid office is brilliant - I never would have thought they might have access to it before we do. Definitely going to try that if I still can't find my SAR by tomorrow. Also going to try the logout/login trick and clearing my browser cache since a few people mentioned the website being slow and glitchy. Thanks everyone for sharing your timelines and what worked for you! It's so reassuring to know we're all navigating this confusing new system together. Really appreciate having this supportive community to help figure things out! 🙏
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Kaitlyn Otto
•I'm in the exact same situation! Just hit the 2-week mark myself and was getting really stressed about not seeing my SAI anywhere. This thread has been such a game-changer - I've been doing the exact same thing, just staring at that main dashboard wondering where this number is supposed to appear! The Student Aid Report tip is huge - I had no clue that was even a separate document I needed to check. Going to log in right after this and look for it under "My Documents." And if that doesn't work, I'm definitely calling my school tomorrow. It's wild that the colleges might see it before we can! The browser/cache clearing suggestions are smart too. I've been using the same browser this whole time and the site has been super sluggish. Thanks for putting together such a helpful summary of everyone's advice - makes me feel way less alone in this process! Fingers crossed we both find our SAIs soon! 🤞
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Hannah Flores
I'm going through the exact same frustration right now! Submitted my FAFSA about 13 days ago and have been checking studentaid.gov obsessively. This entire thread has been a lifesaver - I had absolutely no idea about the Student Aid Report being a separate document under "My Documents." I was literally just staring at the main dashboard thinking my SAI number would magically appear there! It's honestly such a relief to see so many people dealing with this exact issue. I was starting to think I completely messed up my application somehow. The timeline information everyone's shared is super reassuring too - knowing that 2-3 weeks is normal right now makes me feel way less panicked. I'm definitely going to try: 1. Looking specifically for the SAR document (can't believe I missed this!) 2. Logging out completely and back in 3. Clearing my browser cache and trying Chrome instead of Safari 4. Calling my college's financial aid office if all else fails The tip about colleges potentially seeing the SAI before we can is mind-blowing. Never would have thought to call them directly! Thanks everyone for sharing your experiences and timelines. This community is amazing for helping navigate all these confusing FAFSA changes. Here's hoping we all get our SAI numbers soon! 🤞
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Mikayla Brown
•I'm literally in the exact same boat! Just submitted mine 10 days ago and was getting so stressed about not finding my SAI anywhere. This whole thread is honestly saving my sanity right now - I've been making the same mistake as everyone else, just checking the main dashboard over and over! The Student Aid Report thing is such a game changer - I had no clue that was where I was supposed to look. Going to try all these tips right now: checking for SAR under "My Documents," logging out/in, and switching browsers. If that doesn't work, I'm definitely calling my school tomorrow - so smart that they might have access before we do! It's crazy how they completely changed the system but didn't really explain where to find anything. At least we're all figuring it out together! Thanks for laying out all the steps so clearly - fingers crossed we all get our numbers soon! 🙏
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