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Quick question - if I exhaust my 26 weeks, can I immediately file a new claim if I've been doing some part-time work during my unemployment?
You'd need to have earned enough wages during your unemployment period to establish a new base period, which is unlikely with just part-time work. You'd probably need to work full-time for several months first.
One more thing to consider - if you quit and your claim gets denied initially, you can appeal but you need to do it quickly. I think you only have 30 days from the determination letter to file an appeal with Washington ESD.
This thread has been really helpful. I'm in a somewhat similar situation and didn't know about the good cause provisions. Going to start documenting everything now just in case I need to use this information later.
To summarize your options: 1) Request immediate hearing on the garnishment, 2) File financial hardship claim, 3) Challenge the original overpayment determination, 4) Seek legal aid assistance, 5) Propose voluntary payment plan. Start with the hardship claim since that can provide fastest relief.
One last thing - if you do use Claimyr to get through to Washington ESD, make sure you have all your documentation ready before the call. Have your social security number, the garnishment order, and any correspondence about the overpayment. Being prepared will help you make the most of your time with the agent.
Hope everything works out for you! Most people get through the process fine, it's just the ones with problems that you hear about more often.
Diego Vargas
Make sure you understand the difference between your weekly benefit amount and your maximum benefit amount. The weekly amount is what you get each week, but there's also a total maximum you can collect during your entire benefit year.
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QuantumQuest
•I hadn't thought about that distinction. How do they calculate the maximum total?
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Diego Vargas
•It's typically 26 times your weekly benefit amount, assuming you're eligible for the full 26 weeks. So if you get $400/week, your maximum total would be $10,400.
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CosmicCruiser
One more thing - make sure you report any income you receive while collecting benefits, even small amounts. Washington ESD is pretty strict about this and penalties for not reporting can be severe.
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CosmicCruiser
•Yes, any income needs to be reported when you file your weekly claim. They'll reduce your benefit amount based on what you earned, but you might still get a partial payment.
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Anastasia Fedorov
•I learned this the hard way - got an overpayment notice for not reporting some cash work I did. Had to pay it all back plus penalties.
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