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I was shocked to learn that if you're receiving a pension from your last employer, it might reduce your unemployment benefits. Washington ESD deducts the pension amount from your weekly benefit. In some cases, it can make you ineligible entirely.
If you're incarcerated, you obviously can't collect unemployment benefits. Some people don't realize this also applies to being in a treatment facility if it's court-ordered or if you can't leave to look for work.
If you do end up needing to call Washington ESD for any reason and can't get through, that Claimyr service is legit. I was skeptical at first but it actually got me connected to an agent when I needed help with my claim status. Their demo video explains how it works if you want to check it out first.
Bottom line - with your current earnings you'll probably get the minimum benefit of $295/week if you qualify. Not great but it's something while you look for another job. Just make sure you understand all the requirements before you file.
Just want to echo what others said about Claimyr - I used them when I needed to talk to Washington ESD about my benefit transition and it was super helpful. Way better than spending hours on hold. The agents I talked to through their service were really knowledgeable about the different benefit programs.
Whatever you do, make sure you understand the timeline. Regular UI in Washington is typically 26 weeks, but it can vary based on the unemployment rate when you filed. Extended Benefits add up to 13 more weeks if you qualify. After that, you're looking at other assistance programs.
This whole discussion has been super informative. Bookmarking for future reference just in case. Hope everyone here stays employed and doesn't need to use any of this info!
Thread has been really comprehensive. Just want to echo what others said about filing immediately if you do lose your job - every week you wait is money you can't get back. And seriously consider that Claimyr service if you need to reach Washington ESD by phone.
Sebastian Scott
Good luck! The unemployment benefits helped me get through a tough period after my layoff. It's not a lot of money but it definitely helps cover the basics while you look for work. Just remember it's temporary so keep focused on finding your next job.
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Isabella Brown
•Thanks for the encouragement. I really needed to hear that right now.
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Sebastian Scott
•You've got this! Layoffs happen to good people all the time. It's not a reflection on you personally.
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Emily Sanjay
Last piece of advice - if you get a job offer while collecting unemployment, take it even if it's not perfect. You can always keep looking for something better, but turning down suitable work can disqualify you from benefits.
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Isabella Brown
•What counts as 'suitable work'? Does it have to be the same type of job I had before?
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Emily Sanjay
•Generally it needs to be work you're qualified for at a reasonable wage for your area. It doesn't have to be identical to your previous job but it should be appropriate for your skills and experience.
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