Final summary for anyone reading this later: Washington ESD processes payments Tuesday nights, most people see deposits Wednesday morning, credit unions might be slightly delayed but usually not by much. File your weekly claims by Sunday 11:59pm to stay on schedule.

Hope this helps other people too. The payment timing question comes up a lot and it's good to have clear answers.

Last thing - make sure you report ANY work you do while collecting benefits, even if it's just a few hours. They cross-reference with employers and if they catch unreported work, they'll make you pay back benefits plus penalties. Your weekly benefit amount gets reduced dollar-for-dollar after you earn more than your weekly benefit amount minus $5.

Thanks for all this detailed info everyone! I'm in a similar situation - been working steadily for the past few years and might need to file soon. One question I haven't seen addressed yet: does the timing of when you file during the year affect your base period calculation? Like if I file in March vs June, would that change which quarters they look at for determining my benefit amount?

btw another option nobody mentioned is deferring student loans while ur unemployed. helped me survive the gap between benefits. just saying

As someone who just went through the TB application process successfully (started in January 2025), I want to emphasize how important it is to get started IMMEDIATELY even with just one week left. Here's what saved me: 1. I applied online through eServices the same day I realized I was cutting it close 2. Called WorkSource first thing Monday morning - they were much easier to reach than ESD and helped me gather the labor market data I needed 3. Got a letter from my chosen training program (community college IT program) confirming enrollment dates and program details 4. Submitted everything within 3 days The key thing that worked in my favor was demonstrating "good cause" for the late application - I explained that I was unaware of the deadline requirement and had been actively job searching until I realized additional training was necessary. Even if your regular benefits end, DON'T PANIC. Keep filing your weekly claims and get that application submitted. The worst they can say is no, but if you don't try, you definitely won't get approved. IT Security is definitely considered in-demand, especially with all the cybersecurity issues lately. One last tip: when you call ESD (or use Claimyr), specifically ask to be transferred to the "Training Benefits unit" rather than general customer service. They're more knowledgeable about the specific requirements and deadlines.

good luck with whatever you decide to do. the unemployment system is frustrating but sometimes you get lucky and everything works out

I just went through this exact situation last month! After my 26 weeks ended, I was able to file a new claim and got approved. The key is making sure you have enough wages in the new base period - they look at the first 4 of the last 5 completed quarters before you file. Since you worked 8 months before getting laid off, you might have a good chance depending on your earnings. I'd recommend using the online system to file rather than trying to call. It took about 3 weeks to get my first payment on the new claim. Keep all your employment records handy when you apply!

The benefit year rule is frustrating but at least now you know what to expect. Use this time to build your skills and network. When you can refile, you'll be in a better position.

I'm in a similar situation and just want to add that while you're waiting for your benefit year to expire, document everything - all your job applications, gig work earnings, and any skills training you do. When you finally can refile, having that documentation will help show you've been actively seeking work and may help with qualifying for a new claim. Also, don't forget to check if you qualify for any local assistance programs through your county - they sometimes have emergency rent/utility help that can bridge the gap while you're waiting. The marketing field is brutal right now but hang in there!