Washington Unemployment

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Ask the community...

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Maya Patel

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This is such a valuable thread for anyone dealing with UI payment anxiety! I'm about 2 months into claiming and had my first "late" deposit scare last week - mine usually comes around 6am but didn't show up until almost 3pm that day. I was literally refreshing my ReliaCard app every 5 minutes until I found a thread similar to this one. What really helped me was realizing that "paid" status on ESD means the money is definitely coming, it's just a matter of when all the banking systems sync up. I also started checking the ESD website first thing in the morning instead of my card balance - if it says paid, I know I can relax and just wait for the deposit notification. For anyone still waiting on today's payment - hang in there! Based on all these experiences, it sounds like same-day delivery is pretty much guaranteed once you see that "paid" status, even if the timing varies wildly.

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Luca Bianchi

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This is exactly what I needed to read today! I'm brand new to UI benefits (literally just started claiming 2 weeks ago) and I'm going through the exact same thing right now - my payment shows "paid" on ESD but hasn't hit my ReliaCard yet. My first payment last week came at 4:30am sharp, so when I woke up this morning to nothing I immediately started spiraling. Reading all these experiences from people who've been through this multiple times is such a huge relief. The tip about checking ESD first instead of the card balance is brilliant - I've been obsessively refreshing my ReliaCard app since 5am! Going to bookmark this thread for future reference because I have a feeling this won't be the last time I need this kind of reassurance. Thank you for sharing your experience and helping ease the anxiety of us newcomers!

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Drake

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I'm going through this exact situation right now too! It's my third week claiming and this is the first time my deposit is running late. Usually hits my ReliaCard around 3:45am but it's now past noon and still nothing, even though ESD shows "paid" status. Reading through everyone's experiences here is incredibly reassuring - I had no idea the timing could vary so much! I've been checking my card balance obsessively since I woke up, but now I feel much better knowing this is totally normal. Definitely going to set up those ReliaCard text alerts that @Max Reyes mentioned, and I love the idea of screenshotting the "paid" status for peace of mind. Also seriously considering switching to direct deposit after reading about how much more consistent the timing is. Thanks to everyone who shared their experiences - this community is amazing for helping newcomers like me understand what to expect with UI benefits!

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Ava Thompson

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Welcome to the community and glad this thread could help ease your worries! I'm also pretty new to UI (about 5 weeks in) and went through this exact same panic just two weeks ago when my usually-reliable 4am deposit didn't show up until almost 7pm. The waiting is the worst part, especially when you're still learning what's normal vs what's actually a problem. The screenshot tip really is genius - I started doing that after my scare and it gives me something concrete to reference if I ever need to contact ESD. And those text alerts are a game changer! I set mine up after reading about them here and it's saved me from constantly checking the app throughout the day. You'll definitely want to bookmark this thread - I have a feeling we'll all need these reminders again at some point. The unpredictability seems to just be part of the UI experience unfortunately, but at least we know we're not alone in dealing with it!

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Malik Jenkins

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I've been documenting everything meticulously since day one - spreadsheet with dates, company names, positions, application methods, and follow-up notes. Even screenshot confirmations when I can. Reading about all these audits makes me glad I took it seriously from the start. One thing I'm curious about though - has anyone been audited more than once? Is it completely random or do they focus on certain types of claims?

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Great question! I've been wondering about the audit frequency too. From what I understand, most audits are random selections from active claims, but I've heard they might flag claims with unusual patterns or if there are employer reports. Your documentation sounds perfect - that level of detail should put you in good shape if you ever get selected. I'm curious if anyone knows the actual percentage of claims that get audited annually?

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Leigh Reyes

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@AstroAdventurer What is an "unusual pattern" and what employer would be reporting someone?

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Amina Diop

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From my experience, Washington ESD definitely checks work search activities, but it's not as scary as some make it sound if you're being honest and keeping good records. I was audited about 8 months into my claim period and they requested documentation for 10 weeks of work search activities. The key is being thorough - I kept a simple spreadsheet with company name, position title, date applied, method (online, email, phone), and any follow-up. They accepted everything without issues and the whole process took about 2 weeks. The auditor was actually pretty helpful and explained exactly what they look for. My advice: don't stress about it, just document everything as you go and you'll be fine if selected.

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Ethan Clark

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Thank you so much for sharing your actual audit experience! It's really helpful to hear from someone who went through it successfully. I'm about 6 weeks into my claim and have been keeping detailed records, but reading all these different stories had me second-guessing whether I was doing enough. Your approach with the spreadsheet sounds very similar to what I'm doing. One thing I'm wondering - did they give you much notice when the audit started, or was it pretty immediate? I'm trying to figure out how quickly I'd need to gather everything if selected.

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Daryl Bright

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@Ethan Clark They gave me about a week s'notice when the audit started. I received a letter in the mail explaining that my claim was selected for review and I had 10 business days to submit the requested documentation. The letter was pretty clear about what they needed and how to submit it online (portal or mail .)Having everything organized in advance definitely helped - I was able to gather and submit everything within a couple days. The waiting period after submission was the longest part, but like I said, they were thorough but fair in their review.

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Carmen Lopez

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Another thing - if they deny your waiver or only approve a partial waiver, you have the right to APPEAL! Don't just accept their decision. You have 30 days from the date on the determination letter to file an appeal with the Office of Administrative Hearings (OAH). My first waiver request was completely denied, but I appealed and got 50% waived after the hearing. The judge was actually reasonable unlike the ESD bureaucrats. Make sure you have all your financial hardship evidence organized if you need to go this route.

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Andre Dupont

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This is excellent advice. The appeal process through OAH is often more favorable than the initial ESD determination. Administrative Law Judges review these cases independently and frequently find grounds for waivers when ESD has denied them. Just be sure to attend your hearing (usually by phone) and be prepared to clearly explain your financial situation.

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Sophia Clark

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I'm in a very similar situation - filed my overpayment waiver in March for $18,400 and still waiting for a decision. The stress is absolutely overwhelming, especially when you're already struggling financially. Based on what I'm reading here, it sounds like 3-4 months is pretty typical right now, so you're not alone in the long wait. I've been trying some of the suggestions from this thread: - Called that Collections number (855-829-9243) that Andre mentioned and actually got through! They confirmed my waiver is "under review" but couldn't give a timeline - Been checking my online ESD account weekly for any messages - Continuing to make small payments when I can ($50-75/month) even though it's tight The waiting is the worst part because you can't plan anything or move forward with your life. Hang in there - from what others are saying, it sounds like most people do get at least some relief, even if it's not 100%. And definitely keep that appeal option in mind if the initial decision isn't favorable. Sending you good vibes that you hear something soon! 🤞

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Eve Freeman

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Thanks for all the info everyone! I'm setting up my bank alerts now and will keep track of the Tuesday morning pattern. Hopefully this helps reduce my weekly payment anxiety lol.

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Ev Luca

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Ha! I think we all have that Tuesday morning payment anxiety. At least now we know what to expect.

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The anxiety is real! But having a predictable schedule definitely helps with planning.

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Max Reyes

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I've been on unemployment for about 6 months now and can confirm the Tuesday morning pattern everyone's describing. My payments with US Bank typically show up between 5-7 AM on Tuesdays, but I've noticed it can be as late as 9 AM during busy periods. One thing I'd add is that if you have multiple pending issues on your claim, it can delay the whole batch of payments, so make sure to resolve any adjudication issues quickly. The ESD mobile app also sends push notifications when payments are processed, which is helpful for tracking.

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Jay Lincoln

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The mobile app notifications are a game changer! I had no idea that existed. Does the app also show more detailed status updates than the website, or is it pretty much the same information? And thanks for the heads up about multiple pending issues - I've been lucky so far but good to know that could cause delays across all payments.

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The mobile app has pretty much the same information as the website, but the notifications are definitely the best feature. You get alerted right when your payment processes instead of having to constantly check. And yeah, definitely stay on top of any issues - I learned that the hard way when a simple work search documentation problem held up three weeks of payments until I got it sorted out.

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One thing I haven't seen mentioned yet is that Washington ESD also has a waiting week, which means your first week of unemployment won't be paid even if you're approved. So when you're calculating your finances, factor in that you'll get your first payment in week 2, not week 1. Also, if you end up needing to appeal any decision or if there are issues with your claim, it can add weeks to the process. I'd recommend having some emergency savings set aside just in case there are delays. With your $1,000/week earnings for 14 months though, you should qualify without any major issues - that's a solid work history that ESD likes to see.

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Cynthia Love

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Thanks for bringing up the waiting week - that's a really important detail that could catch people off guard financially! I didn't realize there was an unpaid week at the beginning. With everything else going on during a job loss, having to wait an extra week for that first payment could really throw off someone's budget. The emergency savings advice is spot on too. Even with a solid work history, there's always a chance something gets flagged in the system that could delay things. Better to be prepared for potential hiccups than get caught scrambling if the process takes longer than expected.

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Omar Mahmoud

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Anna, I went through this exact calculation when I was making similar wages. With your $1,000/week for 14 months, you're actually in a pretty good spot. Washington will look at your highest earning quarter from your base year - so if you've been consistent, that's around $13,000 quarterly. The formula they use typically results in about 50-60% of your weekly wage, so you're probably looking at $600-700 per week in benefits. The fact that you have 14 months of steady earnings means you'll have solid quarters in your base year, which is exactly what their system needs. Don't stress too much about the website being confusing - the actual application process walks you through everything step by step, and with your work history you should qualify without major issues.

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This breakdown is really helpful Omar! The $600-700 range seems to be pretty consistent with what others are saying who've been through this process. It's reassuring to know that having 14 months of steady work history puts me in a good position rather than working against me. I was worried the base year calculations would somehow penalize recent job changes, but it sounds like consistent earnings actually help. Thanks for the encouragement about the application process too - I've been putting off even looking into it because the ESD website seemed so overwhelming, but knowing it's more straightforward once you actually start is really helpful.

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