Update: I finally got through to someone at SSA after using that Claimyr service (which worked surprisingly well). The agent confirmed that since my benefits were suspended and not denied, I AM eligible for retroactive payments back to January 2024 when the GPO repeal took effect. They're reactivating my claim and said I should see payments within 3-4 weeks, including the backpay. She also mentioned they're getting thousands of similar cases right now, so they're quite backed up. Thank you everyone for your help and advice! I'll update again when I actually receive the payments.

Congratulations on getting through and getting confirmation! This is such helpful information for others in similar situations. I'm dealing with a comparable issue - my mom passed in 2023 and I was denied survivor benefits due to GPO (I'm a retired postal worker). My benefits also show as "suspended" rather than denied in my account. Based on your experience, it sounds like I should definitely call and specifically mention the GPO repeal and ask for my claim to be reviewed. Did the agent give you any specific reference number or case status to track the reactivation process? And thanks for mentioning Claimyr - I had never heard of that service before this thread but it sounds like it could save a lot of frustration trying to get through!

Has anyone else noticed how RIDICULOUS it is that we have to figure all this out ourselves?? The rules are so complicated and then they make it impossible to get help understanding them. My dad paid into the system for 45 years and when mom tried to claim his benefits after he died, it was like pulling teeth to get straight answers from SSA. The whole system needs to be simplified!

This is such valuable information for so many people! I'm a benefits counselor and I see this exact situation come up frequently. One additional tip - when you apply next month, ask specifically about "deemed filing" rules too. Since you'll be under your full retirement age when you apply for survivor benefits, SSA will automatically consider you to be filing for any other benefits you're eligible for (like your own retirement benefit if you're 62+). Make sure they explain how this affects your options, especially given the great strategy advice from NebulaNomad and Javier about potentially switching between benefits later. The SSA representatives don't always volunteer this information, so you have to ask directly. Good luck with your application!

Update: I finally got through to Social Security today! The representative confirmed I am eligible for divorced spouse benefits from my first husband. She calculated that I would receive an additional $275 per month on top of my current benefit. She also said I could only get 6 months of retroactive payments, which is disappointing but better than nothing. Thank you all so much for your help and for encouraging me to pursue this. I never would have known to question what I was told initially. The rep is sending me some forms to fill out, and I need to locate my marriage certificate and divorce decree to submit with my application.

Congratulations Emma! This is such a great outcome and really shows why it's so important to advocate for yourself with Social Security. An extra $275/month will make a real difference in your monthly budget. For anyone else reading this thread who might be in a similar situation - this is a perfect example of why you should always get a second opinion if something doesn't sound right. The SSA representatives are human and can make mistakes or may not be fully informed about all the rules. A few tips for others: Always ask to speak with a supervisor if you're not satisfied with the answer you get, keep detailed notes of every conversation including the date and representative's name, and don't be afraid to call back if you need clarification. The rules around divorced spouse benefits are complex, but you deserve to get every benefit you're entitled to! Emma, make sure to follow up if there are any delays in processing your application. Sometimes these things can take a while to get fully resolved.

My sister went thru this last year with her disability claim. The most important thing is to be super detailed about how your conditions affect your daily life. Don't just list diagnoses - explain exactly what you can't do anymore. Like instead of saying "I have back pain" say "I can't sit for more than 20 minutes without severe pain" or "I need to lie down 3-4 times a day for an hour" etc. That's what finally got her approved.

I'm going through a similar situation right now and wanted to share what I've learned. Like you, I haven't worked in many years due to disability, so I'm dealing with the SSI route rather than SSDI. One thing that's been really helpful is keeping a daily symptom diary - writing down pain levels, what activities I attempted, how long I could do them, and what happened afterward. My disability attorney said this kind of documentation is gold when it comes to proving how your conditions actually impact your daily functioning. Also, don't underestimate the PTSD component of your case. Mental health conditions can be just as disabling as physical ones, and the combination of chronic pain and PTSD often creates limitations that are greater than either condition alone. The process is definitely frustrating and takes forever, but don't give up. Your combination of conditions sounds very limiting, and you deserve support. Start that application soon though - even if you get denied initially, it establishes your filing date for any potential back pay.

Current processing times for spousal benefits are running about 3-5 weeks for straightforward applications with all required documentation. However, if there are any complications or missing documents, it can take 2-3 months. I recommend applying about 3 months before you want benefits to begin. Also, remember that benefits are paid in the month following the month they're due for. So your January benefit arrives in February, etc. This sometimes confuses people who are expecting their first payment immediately.

I'm in a similar boat - my husband filed early in 2012 and I'm getting close to retirement myself. One thing I learned from my research is that you should also check if you're eligible for "deemed filing" rules depending on when you were born. If you were born before January 2, 1954, you might have some additional strategic options for timing your applications. Also, don't forget that spousal benefits can be paid retroactively up to 6 months before your application date if you're already past your FRA when you apply. The SSA website has a really helpful benefits calculator tool that can give you estimates based on different claiming scenarios - it's under "my Social Security" if you create an account.