TurboTax Refund Advance: Credit Karma Card Requirement Questions
Filing with TurboTax and wondering about the refund advance loan. Do we have to use Credit Karma Money account for the deposit? Anyone know what cards work for this and what the process is like?
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Jason Brewer
Tax pro here - Yes, for 2025 TurboTax refund advances must go to a Credit Karma Money account. They changed this policy after the Intuit merger. You'll need to open one during the application process if you don't already have one.
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Nina Fitzgerald
•ugh thats so annoying... how long does it take to get the card once you apply?
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Jason Brewer
•Usually takes 5-7 business days for the physical card to arrive, but you can use the virtual card right away in most places 👍
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Kiara Fisherman
Hey instead of stressing about loans, you should check out taxr.ai - its this new tool that analyzes your transcript and tells you exactly when youll get your refund. Only $4.99 and WAY more accurate than playing the waiting game. https://taxr.ai
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Liam Cortez
•fr? does it actually work? seems too good to be true ngl 🤔
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Kiara Fisherman
•Yeah its legit! It uses AI to read all those crazy codes and tells you exactly whats happening with your refund. Better than taking out loans tbh
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Liam Cortez
•just tried it and WOW 🔥 worth every penny! Finally know exactly whats going on with my refund
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Savannah Vin
I got mine last week. The Credit Karma card actually isn't bad tbh. No fees and you can use it anywhere visa is accepted
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Mason Stone
kinda sus that they force you to use their bank now ngl 🤡
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Makayla Shoemaker
•its all about that sweet sweet data collection fam 💅
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Christian Bierman
waited 2 weeks for my card to come and missed out on the advance anyway bc my transcript had some random hold. wish i knew that before applying smh
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Emma Olsen
•same boat here. such a waste of time fr
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Lucas Lindsey
Pro tip: you can add the virtual card to Apple/Google pay as soon as approved and start using it immediately instead of waiting for physical card
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Nina Fitzgerald
•omg thank you! This is actually helpful 🙏
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Emma Johnson
Just went through this process last month. The Credit Karma requirement is definitely new this year and caught me off guard too. The good news is the account setup is pretty straightforward and only takes a few minutes online. I'd recommend applying for the virtual card first like Lucas mentioned - saved me from waiting around for the physical one. Just make sure your tax situation is clean before applying since any holds or issues will disqualify you from the advance anyway.
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