Are you checking your Account Transcript or Return Transcript? Sometimes the Account Transcript will update first with TC 150 codes while the Return Transcript still shows N/A. Have you verified you're looking at the correct tax year when accessing the transcript portal?

I was in this exact situation and finally got my paper check yesterday! Here's what happened: Step 1: Filed 2/15, accepted 2/16 Step 2: Transcript showed N/A for 3 weeks Step 3: Transcript updated on 3/7 with 846 code Step 4: Check arrived 3/14 The paper check takes exactly 7-10 days after your transcript shows code 846. Be patient - it's coming! The system is working as designed, just slower for paper checks.

On March 22nd, I had this exact same issue - transcript showed deposit date but nothing in my account at 5pm. What worked for me was checking with my bank rather than the IRS. Some banks (especially credit unions) have specific processing windows for government deposits. Mine actually had the money but hadn't posted it to my account yet. When I called, they confirmed they'd received it and would post it by end of day. Worth checking your bank's policy on ACH government deposits!

Just wanted to share a success story - had the EXACT same situation last week. Transcript showed 846 code with deposit date of 4/11, but nothing in my account all day. I was panicking by 5pm, but it finally hit my account at 8:37pm! The IRS batch processing system sends these out in waves throughout the day, and then each financial institution processes them according to their own schedule. Your money is almost certainly on the way - just caught in the financial system pipeline.

For anyone wondering about the PATH Act timeline, here's what typically happens: 1. File your return (January-April) 2. Return accepted by IRS systems 3. Initial processing begins but pauses if PATH credits claimed 4. After February 15th, processing resumes for PATH returns 5. Verification of income and credits occurs 6. Transcript updates with cycle code 7. WMR updates to approved 8. Direct deposit or check mailed The test batch, if it exists, simply means your return completes steps 3-5 earlier, but step 4 still applies to when funds are released.

I actually did receive my refund yesterday and I filed with EITC on January 24th! My transcript updated last Friday with an 846 code dated for 2/28. I never saw any indication I was in a test batch - my WMR showed processing for weeks, then suddenly changed to approved last weekend. The money showed up exactly on the date shown in my transcript.

Another option worth considering: I set up direct deposit alerts with my bank so I get notified immediately when any deposit over $100 hits my account. This way, I knew exactly 37 minutes after my tax refund was deposited. If you're concerned, I'd recommend checking if your bank offers this service. Most do, and it's usually free. That way, you'll know right away when the money arrives without having to constantly check your balance.

I'm confused about something related to this: • If this is normal, why doesn't the IRS explain this anywhere on their website? • Has anyone actually confirmed with an IRS agent that this is intentional and not a glitch? • What happens if your refund is rejected - do they automatically mail a check or do you have to request it?

Thanks everyone. I'm going to try checking again with the exact refund amount (I might have rounded it before) and if that doesn't work, I'll probably try calling. This is so frustrating!

One more thing to check - did you claim any credits like Earned Income Credit or Child Tax Credit? Those automatically get extra scrutiny and can delay processing. Also, if this is your first time filing, sometimes that can cause delays too since the IRS has no history with you.