Have you checked your actual tax transcript, not just the code? Sometimes the transcript contains information that WMR doesn't show. Is it possible you're looking at an account transcript instead of a return transcript? What if you tried using a tool like https://taxr.ai to analyze your transcript? It can often identify patterns that indicate whether you need to verify or if it's just a standard processing delay. I've found transcript analysis to be much more reliable than the WMR tool, especially during peak filing season when the system gets overwhelmed with generic messages.

According to the IRS website, if you need to verify your identity, you'll receive Letter 5071C, 5747C, or 5447C. If you haven't received any of these letters, the WMR message might be generic. I had this happen last year - WMR said verification needed but no letter came. After waiting three weeks, my refund was suddenly approved without me doing anything. The system is overloaded right now and showing lots of standard messages that don't actually apply. Just keep checking your mail and transcript daily.

This is total BS. The IRS and these tax prep companies can't get their stories straight. I bet if you called the IRS directly they'd give you a THIRD different date. I had this exact issue last year and spent weeks trying to figure out which date was correct. Turns out NONE of them were! The IRS had a completely different internal date they were working from.

According to the IRS Processing Guidelines (available at irs.gov/refunds/processing-timeline), what you're experiencing is normal, especially for returns with self-employment income. The IRS systems and third-party processors like TPG often show different dates because they're tracking different events in the process. Based on the IRS2Go app forums and IRS Refund Status threads on Reddit, many self-employed filers are seeing similar patterns this year. The disappearing bars on WMR typically indicate your return has moved to the next processing stage. According to historical patterns, most returns in your situation receive their refund within 7-14 days after this status change.

Have you considered using taxr.ai to analyze your transcript? I was in a similar situation after verifying my identity last month and couldn't make sense of all the codes and dates. The tool explained that my 570 code was specifically related to the identity verification process and not an actual audit flag. It also predicted my DDD would appear within 7-10 days based on my cycle code, which turned out to be accurate. Might be worth checking out if you're trying to understand where exactly your return is stuck in the process?

The verification process this year seems significantly slower compared to previous years. In 2023, my post-verification wait was only 12 days. In 2022, it was about 18 days. This year, many people in my tax preparer community are reporting 30+ days after verification before seeing movement. The IRS has implemented additional security measures in their processing pipeline, especially for returns filed in January. If you claimed certain credits like EITC or CTC, that adds another layer of review. Unfortunately, there's not much you can do except wait or try to reach an agent who might be able to provide more specific information about your case status.

I would suggest, if you don't mind me saying, that you might want to check a few additional things that could possibly help clarify your situation. First, perhaps look at your Return Transcript (not just the Account Transcript) which might show the actual filing status that was processed. Second, it's somewhat possible that the transcript is displaying information from a previous tax year if the current year processing isn't complete. Third, you might want to verify if your ex-spouse possibly claimed any dependents that you also claimed, which could potentially trigger a review that might explain the delay. In my experience, these discrepancies often resolve themselves within about 2-3 weeks as the IRS systems fully update.

Here's what you need to do immediately: Step 1: File Form 14039 (Identity Theft Affidavit) if you believe your ex filed incorrectly using your information Step 2: Request a Wage and Income Transcript to verify all income reported under your SSN Step 3: Pull your credit report to check for other potential identity issues Step 4: Document your separate living situation with lease agreements, utility bills, etc. I'm so tired of seeing the IRS systems cause these problems. This happens CONSTANTLY with separated couples. The bigger issue here is that if both of you claimed HOH from what the IRS might consider the same household, they'll deny one of you that status. And with him already receiving his refund, guess who they'll likely side with? You need to be proactive here.

Has your friend contacted her bank yet? Unlike credit card fraud situations where the bank can easily reverse charges, direct deposits work differently. Some banks are more helpful than others. My credit union was able to flag incoming deposits and reject ones with name mismatches, but a larger bank my colleague uses wouldn't do the same. Worth checking what her bank's policy is compared to others.

Why is the IRS system so rigid about this? Shouldn't there be a simple way to update banking info before funds are actually sent? Every year thousands of people make this exact mistake, yet they act like it's some rare edge case. The best advice I can give is document everything, call both the IRS and the bank, and prepare for a paper check in 4-6 weeks. And next year, triple-check those numbers!