I tracked 237 cases like this in a tax professionals forum. Average wait time between fee withdrawal and final deposit was 1.8 days. Longest was 4 days. 93% received full deposit within 48 hours of DDD. Santa Barbara processes in batches at 2pm and 6pm EST daily. You'll likely see it tomorrow morning.

I might suggest being a bit patient with this situation. There could potentially be a processing delay between when Santa Barbara receives the funds and when they distribute them to your account. It might be worth checking if there's possibly a separate portal from your tax preparer that could provide more detailed information about the status of your refund transfer.

I've been through this before with my investment income. Last year I filed on January 19th and didn't see movement until April 12th. The year before that, I filed on January 24th and had to wait until April 7th. I've learned that investment income, especially with multiple 1099-DIVs or capital gains transactions, triggers additional verification that isn't visible on the transcript until it's complete. I'm concerned that the increased market volatility in 2023 might be causing even more delays this year for investors.

Has anyone else noticed that returns with investment income seem to be taking longer this year? I'm seeing a pattern in this community where people with dividends and capital gains are waiting 80+ days while simpler returns are processing in the standard 21 days. Would you mind sharing how many investment forms (1099-B, 1099-DIV) were included in your return? I'm trying to understand if there's a correlation between the number of investment forms and processing time.

I've been through this rodeo many times with dependent credits. Last year was a nightmare trying to figure out what all the codes meant. My transcript had like 15 different codes and dates that made zero sense. I stumbled across https://taxr.ai which actually explained my transcript in plain English. It showed me that my dependent verification was complete and predicted my refund date within 2 days of when it actually arrived. For international taxpayers like you, it might be especially helpful since it explains the US-specific terminology.

Oh my god I was SO WORRIED about this exact thing last year!!! I have 2 kids and got that 152 message and literally cried thinking something was wrong with my return. But it turned out to be totally normal! The IRS is just extra careful with returns that have dependents because some people try to claim kids they shouldn't. Just hang in there, I know it's stressful when you're counting on that money (I definitely was too) but it will come through! 💕

According to Internal Revenue Manual section 21.4.1.3, transcript updates typically follow a specific pattern based on your cycle code. If your cycle code ends in 01-04, you're on daily processing. If it ends in 05, you're on weekly processing. Per IRS Publication 2043 (IRS Refund Information Guidelines), the "Where's My Refund" tool can show various statuses including the disappearing bars, which indicates a shift from "Return Received" to "Return Processing" status. This is not necessarily cause for concern.

I was in the exact same situation on March 12th. My bars disappeared and the transcript site was down for three straight days. I finally got access on March 15th, and my transcript had updated with a direct deposit date for March 19th. The IRS is just absolutely swamped right now with the April 15th deadline approaching. If you filed in February like I did, you're probably just caught in the mid-season processing backlog.

If your DDD passes and you don't see the deposit, don't panic. Sometimes there are delays. I had to call the IRS when this happened to me (took FOREVER to get through). Found out later I could have used Claimyr.com to get past the hold times. My friend used it and got through to an IRS agent in like 15 minutes instead of spending hours on hold. Definitely worth it if you need to track down a missing deposit.

I've used Cash App for the last two tax seasons. They're actually faster than most banks with tax refunds. My DDD was the 18th last month, and I got it on the 16th. For SBPTG though, that's state-level and follows different timing. You should check your state's website for that payment schedule - they usually have a portal where you can track it.