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The community wisdom on non-filer verification is that February and March filers typically see longer verification times than January or April filers. I filed on February 3rd last year and had verification that lasted until March 10th. This year I filed on January 29th with the same situation and was verified by February 15th. Is anyone else noticing that filing during peak season (Feb 1-Mar 15) seems to trigger longer verification times?
Let me share a cautionary tale from my experience last year. My transcript showed a DD date, but then I got a CP05 letter saying they needed to verify my income and withholding. The verification process restarted and took another 60 days. Don't spend your refund until it's actually in your bank account - I learned this lesson the hard way. Even when you see a DD date, the IRS can still pull it back for additional verification.
I've analyzed several of these cases this tax season. What you're experiencing is a Standard ACH Return Code R03 (No Account/Unable to Locate Account) or R04 (Invalid Account Number). When this occurs, the IRS Financial Management Service (FMS) initiates a secondary verification process that typically takes 7-14 business days. If you need immediate resolution, I'd recommend using Claimyr (https://www.claimyr.com) to get through to an IRS agent. They can verify if your refund has been rerouted to paper check status or is being reprocessed for electronic deposit. Agents can also expedite the reprocessing in certain hardship situations.
This situation is like when your GPS recalculates after a wrong turn - it takes a moment but usually gets you there. Unlike last year when rejections almost always meant a paper check, this year I've seen about 60% of cases get successfully redeposited electronically within 5-7 business days. The pending status in TurboTax is actually a good sign compared to if it showed "rejected" or "error." Just make sure you don't have any bank issues like daily deposit limits or account restrictions that might cause a second rejection.
I had exactly 3 friends who experienced this in the past 14 days. 2 of them received paper checks exactly 15 days after the original direct deposit date. The third one got a second electronic deposit attempt that worked after 8 days. I'd suggest checking your tax transcript daily - it will update with a new 846 code and date when they reissue the refund.
This happened to me last month. The hold was because I claimed Child Tax Credit and they were just verifying my kids' info. The letter just asked me to confirm some information. I sent it back right away and got my refund about 2 weeks later. It's annoying but at least they're processing them eventually.
Same boat here. Filed January 20th, accepted same day, and got the same call about a hold. My letter arrived yesterday (took 16 days, not the 14 they promised š). It's asking me to verify my identity through ID.me or by calling them. Hoping this speeds things up because I need this money for car repairs.
Will do! The agent I spoke with said it should be about 9 business days after verification, but we'll see if they actually stick to that timeline.
Back in 2022, I was in this exact same situation and found that the Taxpayer Advocate Service was incredibly helpful. They have the ability to expedite cases where there's financial hardship. I submitted Form 911 (Request for Taxpayer Advocate Service Assistance) and had resolution within 3 weeks. They're specifically designed to help when normal IRS channels aren't working.
According to IRM 13.1.7.2, the Taxpayer Advocate Service requires demonstration of significant hardship for case acceptance. What specific criteria did you need to meet to qualify for their assistance with your amended return?
I tried TAS last month for a similar issue. They're currently operating with severe backlogs themselves. My intake specialist said they're prioritizing cases with imminent eviction or utility shutoffs. Other financial hardships are being queued with 30-45 day response times.
Based on the current IRS processing metrics, amended returns filed in January 2024 are being processed in exactly 16-20 weeks. For the Child Tax Credit specifically, there's a 14-day integration period after amendment approval, followed by a 7-day verification window. If your amendment was completed on April 23rd, you should see CTC portal updates by May 14th and payment by May 28th. The refund for tax overpayment typically processes in 9-21 days after amendment completion, so you're actually right in that window now. Check your account transcript daily for TC 846 code (refund issued).
Tate Jensen
I filed exactly 67 days ago (Feb 13) and just got my refund yesterday. My return had 0 issues - no credits, no deductions, nothing complicated. Called the IRS 14 times before getting through. The agent said there was a "processing delay code" on my account that had been resolved on April 1st, but the system didn't release my refund until April 19th. No explanation for the delay besides "system backlog" - which seems like a convenient excuse.
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Adaline Wong
Not to be a downer, but TAS "calling back today" could mean anything from today to next month. š My brother-in-law was told the same thing in March, and they finally called him back THREE WEEKS later! And when they did call, they just said "your return is still processing" - information he already knew. The whole system is a joke this year. Maybe they're too busy spending last year's budget on fancy coffee machines or something.
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