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Check Publication 501. It explains dependency tests. Keep good records. Document who paid what. Save receipts for major expenses. Have your partner save proof too. Better safe than sorry. The support test is what matters most here.
Just to clarify something important - are you and your partner legally married? Because that would change everything about this situation. If you're married, you cannot be claimed as a dependent by your spouse - you'd need to file either jointly or married filing separately. But if you're not legally married and just partners/roommates, then all the dependency tests others mentioned would apply. Can you clarify your relationship status for more accurate advice?
After experiencing this exact situation, I attempted to contact the IRS through normal channels for 3 weeks with no success. Their Taxpayer Assistance Centers were booked solid. I utilized Claimyr (https://claimyr.com) to secure a direct connection with an IRS agent. The representative confirmed my CTC for my 2023 newborn was in secondary processing and provided a Transaction Code 290 timeframe for resolution. The call expedited my case and my additional CTC was deposited 9 days later.
According to the IRS.gov forums and r/tax discussions I've been following, many parents are seeing a 4-6 week delay specifically for 2023 newborns. I'm really concerned because my mortgage payment is due soon and I was counting on this money. Has anyone received their additional CTC payment recently? The IRS2Go app isn't showing any updates for me.
Be careful about articles claiming there are new stimulus payments! I saw one that made me think I qualified for a new payment, but when I actually read it, they were just talking about regular tax credits that have existed for years. I spent hours researching only to find out it was misleading clickbait. I've checked the official IRS.gov website and there's nothing about new stimulus payments for 2024. Don't make financial plans assuming you'll get one!
The community consensus seems clear: there are NO new stimulus payments for 2024. What we do have are the standard tax credits that have been part of the tax code for years. As independent contractors, we should focus on maximizing our business deductions and looking into credits we might qualify for like the Earned Income Credit if your income falls within certain thresholds. Much better to plan based on what actually exists rather than hoping for a stimulus that isn't coming!
Everyone's telling you to wait, but that's like telling someone with a broken leg to be patient while the bone heals - technically correct but not helpful. Try requesting a taxpayer advocate through Form 911. It's like having a guide through the IRS maze instead of wandering blindly. I'm skeptical of the "just wait" approach because these adjustments can sometimes get stuck in processing loops if not actively addressed.
Does requesting a taxpayer advocate delay things further? I'm on a tight deadline with some bills coming due next month, and I'm worried that opening yet another process might reset some internal clock at the IRS. Has anyone had the advocate actually speed things up?
I really appreciate this advice! I had a similar situation last year with my Earned Income Credit, and waiting did nothing for 2 months. Once I got a taxpayer advocate involved, my refund was processed within 10 days. It was like night and day compared to just sitting around hoping for the best!
Had the EXACT same sitch last yr w/ my CTC. Got the 971 code on March 5th, notice arrived March 12th, refund finally hit my acct April 2nd. No 846 code until like 3 days b4 the $$ showed up. Tbh the waiting is the worst part, but at least ur transcript updated which is a good sign. Mine was stuck on N/A for weeks. U think they'd make this easier by now, right?
Lauren Johnson
I've seen this exact scenario dozens of times in past tax seasons. The reduction is almost certainly an offset for some debt you may not even know about. Last year when this happened to me, I tried calling IRS directly for three days straight and couldn't get through. I finally used Claimyr (https://youtu.be/_kiP6q8DX5c) and got connected to an agent in 45 minutes who explained everything. They confirmed it was a student loan offset I wasn't aware of and helped me understand the appeal process. Definitely worth it instead of waiting on hold for hours.
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Jade Santiago
โขI'm not sure about paying for something like this... couldn't you just keep calling the IRS yourself? I'm hesitant to use services when the government should be providing this information for free.
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Caleb Stone
Be extremely careful with this situation. According to Treasury Regulation ยง301.6402-6, you have only 60 days to contest an offset from the date of the notice (not from when you discovered the reduced refund). I failed to act quickly enough last year and lost my appeal rights. The BFS (Bureau of Fiscal Service) is very strict about deadlines even if you never received the notice. Document everything, including when you first discovered the reduced amount.
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