According to several online resources I follow, SBTPG typically releases funds within 1-2 business days after showing as "funded." I was impressed with how quickly I got through to an actual IRS agent using https://claimyr.com when I had a similar issue last year. They connected me in about 15 minutes when I'd been trying for days on my own. The agent confirmed exactly when my refund was sent to SBTPG and explained the normal timeline, which gave me peace of mind. Might be worth it if you're really anxious about the timing!

I would be... cautious... about expecting it early. Last year I was in a similar situation and kept checking my account every hour. The stress wasn't worth it. In my experience, SBTPG rarely releases funds before the official DDD, even when they show as funded. If you need the money for something specific this weekend, I would suggest making alternative arrangements just to be safe. The banking system has specific processing windows, and weekend deposits especially can be unpredictable.

I... I think I might try calling that number tomorrow. I filed on February 1st with both EITC and CTC and still nothing. My rent is due in 5 days and I was really, really counting on this refund. Maybe if I call early, around 7:00 AM when they first open, I might have better luck getting through? Every day I check WMR and still just one bar... it's making me so anxious I can barely sleep.

According to the official IRS.gov updates and several tax professional forums I follow, there was indeed a processing delay for EITC/CTC returns this year. The IRS systems were updated on February 18th to begin releasing these refunds, but they're being processed in batches. If you check the r/IRS subreddit or the Facebook tax groups, many people who filed early February are just now seeing deposits this week. The IRS2Go app sometimes updates before the website version of WMR, so that might be worth checking too.

I filed on February 16, 2024 - just one day after you - and received my refund on March 12, 2024. However, my sister filed on February 14, 2024, and is still waiting. The IRS began accepting returns on January 29, 2024, and their published timeline states 21 days for most refunds, but that's just an estimate. Last year, I filed on February 3, 2023, and waited 31 days for my refund. The year before that, I filed on February 10, 2022, and waited 24 days. There's definitely variation even with similar filing dates.

You might want to consider checking if you're subject to the PATH Act, which could potentially delay your refund if you claimed certain credits. Generally speaking, the IRS processes most returns within 21 days, but there are several factors that might extend this timeline. If your return includes EITC or ACTC claims, the IRS cannot issue your refund before mid-February, regardless of when you filed. Additionally, if this is your first tax filing after a divorce, there could be some verification processes happening in the background.

The IRS API endpoints that power the WMR interface frequently experience latency issues during peak processing periods. This temporal inaccessibility doesn't necessarily indicate a problem with your return's adjudication status. I encountered identical authentication rejection parameters approximately 72 hours ago, yet my deposit materialized this morning without any interim status updates becoming available.

Same thing happened to me yesterday. I tried everything - different browsers, cleared cache, even used my wife's phone. Nothing worked. Then this morning it's back to normal showing my refund is still processing. The IRS systems are just a mess right now with tax season in full swing. Don't waste your time trying to fix it - it's definitely on their end.

Tbh, SBTPG isn't doing anything illegal here. Their TOS clearly states the timeline (ppl just don't read it). They're a biz that fronts the $ for tax prep fees & takes on risk if ur return gets rejected. The delay is bc they're processing thousands of refunds daily. The msg change is actually a good sign - means IRS sent ur $ and it's moving thru their system. I've worked w/ financial processors b4, and 48hrs is pretty standard for ACH transfers. Not saying it doesn't suck to wait, but there's legit reasons for the timeline.

Last year I had the same issue with SBTPG and Credit Karma. The message changed to "in queue" on a Thursday, and I was checking my bank account literally every hour. Nothing Friday, nothing Saturday, nothing Sunday... finally got it Monday morning. I called SBTPG twice and got different answers each time. One rep said it was "processing normally" and another said there was a "batch delay." Now I just file directly with the IRS and get my refund sent straight to my bank. Yes, I have to pay the preparation fee upfront, but I get my full refund 3-5 days faster. Is it worth the extra waiting time to have the fee taken out of your refund instead of paying upfront?