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My transcript updated exactly 6 days before my refund hit my account. WMR updated only 2 days before the deposit. My transcript showed an 846 code dated 4/05/2024 and the money appeared in my account on that exact date at 3:27am. Has anyone else noticed this precise timing with their deposits this year?
Yeah, mine was super accurate too. My 846 date was 3/29 and that's exactly when I got it. I've filed taxes for 12 years now and this is the first time I've paid attention to transcript dates instead of WMR. Way more reliable! I was telling my sister about it who's still waiting on hers.
Just to clarify - if your transcript shows an 846 code with a date, that's your refund date. WMR is notoriously behind on updates. Last year I got my refund a full week before WMR even acknowledged it was sent! Transcript is the source of truth.
I think you might want to try checking your bank account directly instead of relying on WMR. Sometimes the money shows up as pending in your account before WMR updates. At least that's what happened with me. I was worried about delays, but then noticed the pending deposit a day before my DDD. Maybe check your online banking if you have it?
This EXACT thing happened to me too! I was checking WMR obsessively and getting so anxious when it wouldn't update! Then suddenly the money was in my account and WMR still hadn't changed! I wish I'd known the transcript was more reliable - would have saved me so much stress and worry! š«
According to the r/IRS megathread and IRS2Go app documentation, this is a known issue for the 2024 filing season. I experienced this exact scenario - my transcript updated with a 3/10 DDD while WMR remained on the first bar until 3/12 (two days AFTER I received my refund). The IRS.gov website even acknowledges this in their FAQ section under 'Why is Where's My Refund not showing my refund date?' stating systems may update at different times.
Are you receiving your refund through a Refund Transfer (RT) or having it sent directly to your personal account? The processing pathway differs significantly between these two methods, with RT typically adding 24-48 hours to the timeline due to the intermediary bank processing.
According to the IRS2Go app and the official IRS refund schedule posted on irs.gov/refunds, DDDs falling on Fridays typically follow a standard release pattern. I've been tracking the data on r/IRS and the Facebook tax groups, and about 72% of people with preparation fees withheld are seeing deposits 1-2 days before their DDD this season. This is up from about 65% last year. The IRS seems to be releasing the ACH files earlier in the processing cycle for 2024.
I'm so relieved! Just got my deposit at 2:17pm today even though my DDD is 3/22! Chase Bank customer here. I was literally shaking when I saw the notification! This is exactly what happened last year too - deposit came 2 days early with fees taken out. The system is definitely working as expected for March filers!
Just to clarify for everyone - if you have a 3/22 DDD with fees taken out, check your account today and tomorrow. Step 1: Check your actual bank account, not just the app. Step 2: Look for pending transactions if your bank shows them. Step 3: If nothing by Thursday morning, call your bank to ask about pending ACH deposits. I need to know ASAP because we're closing on our house Friday!
I've been in your shoes and found a solution that actually works! The IRS phone system is basically the final boss of annoying phone trees š. I used Claimyr (https://claimyr.com) last month when I was in the same situation and it got me connected to an actual human being in about 25 minutes instead of spending days trying to get through. The agent confirmed my return was just in the normal processing queue and nothing was wrong. Totally worth it for the peace of mind alone. They basically navigate the phone maze for you and call you when they have an agent on the line.
Wait, H&R Block prepared your return and they can't tell you what's happening? That's surprising. Here's what you should do: 1. First, create an account on IRS.gov if you don't have one already 2. Pull your tax transcript (this shows backend processing) 3. Look for specific codes like 570, 971, or 420 which indicate different types of reviews 4. If you see a 570 code, that means they've temporarily frozen your refund for review I was shocked at how little information the preparers actually have about what happens after they submit your return. They basically just see the same WMR status you do.
Zara Ahmed
I filed exactly on February 14th at 9:37am. My transcript updated on March 1st with a 570 code, then on March 8th it changed to 571 (release of hold) and 846 (refund issued) with a direct deposit date of March 15th. The money hit my account this morning, exactly on schedule. From what I've seen in previous years, the IRS processes returns in batches based on when they were received, so all of us 2/14 filers should be in roughly the same batch.
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StarStrider
ā¢My transcript shows processing date of March 18th (cycle code 20241105) with a 570 code dated March 15th. Based on your experience, how many days exactly between your 570 and 571 codes? Trying to calculate when I might see movement.
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Luca Esposito
ā¢This is really helpful information! In previous years, I've noticed similar patterns with batch processing. Did you receive any notices or have to verify your identity at any point during the process?
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Nia Thompson
Just to clarify for everyone - the 21-day processing guideline is just that, a guideline. The IRS is not obligated to process returns within that timeframe. Many factors can extend processing time including verification of credits, identity verification requirements, and staffing limitations. If you need your refund for immediate expenses, you might want to adjust your withholding for next year to prevent being in this situation again.
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