I went through this exact situation last year after my divorce. Filed on January 31st, didn't get my refund until April 12th! What finally worked was pulling my tax transcript which showed code 570 (additional account action pending) and 971 (notice issued). Called the IRS and found out they needed verification that I was the custodial parent. Once I faxed over my custody agreement, the refund was released within 10 days. Check your transcript for these codes - they're crucial clues to what's happening behind the scenes!

According to Internal Revenue Code §6402 and the PATH Act provisions under §201 of the Protecting Americans from Tax Hikes Act of 2015, the IRS is required to hold refunds involving Earned Income Tax Credit (EITC) and the Additional Child Tax Credit (ACTC) until at least February 15th. Given your filing date of February 8th and the subsequent processing start date after February 15th, your current timeline of approximately 45 days is still within normal parameters, particularly for a first-time dependent claim following a divorce decree issued in the previous tax year.

My return went from accepted to refund in 8 days this year, which is much faster than last year when it took 19 days. Unlike those nightmare stories you hear about months-long waits, straightforward returns without credits are processing quite efficiently this season compared to the COVID backlog years. Your experience as a recent immigrant will likely be smoother than someone with a complicated return claiming multiple credits or with past filing issues.

I've been tracking my returns for the past 3 years using the IRS2Go app and irs.gov/refunds. According to my records, my timeline has been getting faster each year: 2022: Accepted Feb 3, refund Mar 1 (26 days) 2023: Accepted Feb 5, refund Feb 22 (17 days) 2024: Accepted Feb 2, refund Feb 14 (12 days) The key seems to be filing early and having a simple return without credits that trigger additional review. Since you're already accepted in March, you're probably looking at 10-14 days based on current processing patterns I've seen discussed on r/tax and other forums.

Could it be that one software is including state taxes and the other isn't? Or maybe one is calculating some kind of education credit that the other missed? Have you gone through each section step by step to see where the difference is? Did you check if both are using the same tax year updates?

I solved a similar mystery last month! 😂 Had a $750 difference between FreeTaxUSA and TurboTax. Turns out I accidentally entered my 1098-T information twice in one program but correctly in the other. The funny thing is, neither program flagged it as unusual! My suggestion: print out the full forms from both and do a line-by-line comparison. It's tedious but worth it - you'll either find the error or have documentation to support whichever version you decide to file.

Omg I'm in the EXACT same boat! Filed w/ TT on Feb 23rd, got the advance option too, and still stuck on pending. Called TT customer svc yesterday and they basically said they can't do anything bc it's on the IRS side now. Super annoying!! The rep did mention that a TON of ppl who filed in late Feb are seeing delays this yr. Apparently there was some massive backlog from Presidents Day weekend that they're still working thru. My friend who filed on the 28th just got her $ yesterday, so maybe we're next?

When you opted for the refund advance, there are several important factors that could be affecting your timeline: • TurboTax refund advances are actually loans from a third-party bank (usually Credit Karma or First Century Bank) • The advance creates a different processing path through the IRS systems • Your actual refund will go first to repay the advance before you receive the remainder • The TurboTax status tracker is sometimes delayed compared to the actual IRS status I'm concerned that your medical expenses are being delayed by this process. Have you tried pulling your actual IRS transcript? That often shows processing codes that can give you more specific information about where in the pipeline your return is currently sitting.

I tracked processing times for my clients from January 29th through April 15th, 2024. Returns filed on February 2nd averaged 24 days to refund, while returns filed on March 15th averaged 14 days, and April 1st filers averaged just 9 days. However, I noticed that returns with refund advances sometimes have additional verification steps that can add 3-5 days regardless of filing date. If you don't need the advance immediately, you might consider skipping that option next year to potentially speed up processing even more.

Be careful with this strategy. While it sometimes works, I've seen it backfire badly. Last year, 14 of my clients filed in April thinking they'd get faster processing. 11 got quick refunds (average 8.7 days), but 3 got caught in the April 15th processing surge and ended up waiting 47 days due to verification holds. The IRS processes exactly 119,457,000 returns annually, with 14.6% coming in the final week. If your return has ANY unusual elements (self-employment, credits, schedule C, etc.), late filing can actually trigger additional verification flags since the IRS scrutiny algorithms adjust throughout the season. It's a calculated risk that works 78.4% of the time based on my data.