According to the IRS Refund Cycle Chart available on igotmyrefund.com, deposits with a DDD of 3/13 typically follow the standard 8-day processing cycle. The IRS usually transmits the funds to financial institutions 1-2 days before the DDD, but most banks hold them until the official date. Bank of America, Wells Fargo, and Chase typically release exactly on the DDD, while some credit unions and online banks like Chime or Cash App might release 1-2 days early. The 846 code is the final step in the process and means your return has cleared all verification steps. Barring any last-minute offsets, you should be good to go!

I had a DDD of 3/6 and was counting on it for my car insurance payment. Transcript showed 846 code, everything looked perfect, but then my bank held it for 24 hours for "verification" because it was over $5,000. Not the IRS's fault, but something to be aware of if you have a large refund coming. Some banks place automatic holds on government deposits over certain thresholds, especially if you don't usually receive large deposits. Might want to call your bank ahead of time to ask about their policy on tax refund deposits to avoid any surprises.

Instead of waiting for WMR to update, I've had better luck checking my account transcript directly on the IRS website. The cycle codes tell you exactly when your return is being processed. For example, if you see cycle code 20240905, the 09 means it processed on the 9th week of the year, and the 05 means it's in the Thursday overnight cycle. Your deposit usually comes 5-8 days after that date. Much more accurate than the WMR tool.

Similar timeline here! My experience: • Filed 1/31 • Accepted 2/2 • WMR stuck on first bar for 6 weeks • No letters received • Called IRS on 3/8 after transcript showed 570 code • ID verified over phone • DDD appeared 4 days later The agent mentioned they're requiring more verifications this year due to increased fraud attempts. Glad you finally got your DDD!

According to IRM 21.4.1.3 (Return Processing Timeframes), what you're experiencing is completely normal. The address update in the transcript system indicates successful completion of the initial validation phase. Per IRS Publication 5344, taxpayer information such as address updates are processed through the Customer Account Data Engine (CADE 2) before the return itself is fully processed. The 'not filed' status will typically update within 5-7 business days following the address update, assuming no compliance flags are triggered. If you don't see a status change within 10 business days, you have the right under IRC §6501 to request a processing status update directly from the IRS.

I understand your concern about the transcript status. Based on what you've described, here's what's happening: • Address updates often process separately from return status updates • The system is acknowledging your new information (good sign) • The "not filed" status will likely update within the next 7-10 days • This pattern is especially common with address changes or newly married filing status changes Many of us have experienced this exact sequence, and it typically resolves itself without any action needed on your part. The fact that your new address is showing means your return is definitely in the system and being processed.

I would approach this systematically: • Print and save screenshots of the "Action Needed" message as documentation • Call the specific Identity Verification number (800-830-5084) rather than the general IRS line • Request that they specifically check the Taxpayer Protection Program database • Ask for a "Case Research" to determine if your verification is stuck • Inquire about getting a Taxpayer Advocate assigned if it's been more than 30 days I'm concerned that if this continues much longer, it could impact the timing of your refund issuance. The disconnect between systems is worrying and suggests your verification might be stuck in an administrative queue.

I went through this EXACT nightmare last year! The ID verification showed completed on my end but the IRS systems didn't update for almost 7 weeks. When will my refund actually process if the transcript still shows N/A? Did they give you any timeframe when you called? I need to know if I should keep calling them or just wait it out at this point.

I understand how frustrating this situation must be, especially after your previous experiences with Missouri. Here's what I recommend based on helping others in similar situations: • E-file both returns if you haven't already submitted them • Keep digital and physical copies of EVERYTHING (confirmation numbers, acknowledgments, etc.) • For Illinois: Use MyTax Illinois portal to track your refund status • For Missouri: Use their Return Inquiry System AND save screenshots of your inquiry • Set calendar reminders to check status every 2 weeks • If no Missouri refund after 8 weeks, contact them immediately The good news is that both states have improved their electronic processing significantly since 2022. The bad news is that Missouri still struggles with proper documentation of paper returns. Your situation sounds particularly challenging given the previous issues, but with proper documentation this time, you should be able to resolve any problems much more quickly.

I've dealt with this exact situation with Missouri for the past three tax seasons. Here's what I learned the hard way: Step 1: NEVER file paper returns with Missouri if you can avoid it. Their paper processing center has a 30-40% error rate according to a DOR employee I spoke with. Step 2: If you must file paper (some situations require it), send it certified mail with return receipt AND make a complete photocopy first. Step 3: After 45 days, if no update appears online, call them directly. Don't wait longer - their system often shows "no return found" even when they have it. Step 4: If they claim they never received it, immediately send a copy with a cover letter referencing your certified mail tracking number. I'm skeptical of quick fixes, but following this process has worked for me after losing two refunds in previous years. The system is fundamentally broken, but you can navigate it with enough persistence.