Can't reach IRS? Claimyr connects you to a live IRS agent in minutes.
Claimyr is a pay-as-you-go service. We do not charge a recurring subscription.
Using Claimyr will:
- Connect you to a human agent at the IRS
- Skip the long phone menu
- Call the correct department
- Redial until on hold
- Forward a call to your phone with reduced hold time
- Give you free callbacks if the IRS drops your call
If I could give 10 stars I would
If I could give 10 stars I would If I could give 10 stars I would Such an amazing service so needed during the times when EDD almost never picks up Claimyr gets me on the phone with EDD every time without fail faster. A much needed service without Claimyr I would have never received the payment I needed to support me during my postpartum recovery. Thank you so much Claimyr!
Really made a difference
Really made a difference, save me time and energy from going to a local office for making the call.
Worth not wasting your time calling for hours.
Was a bit nervous or untrusting at first, but my calls went thru. First time the wait was a bit long but their customer chat line on their page was helpful and put me at ease that I would receive my call. Today my call dropped because of EDD and Claimyr heard my concern on the same chat and another call was made within the hour.
An incredibly helpful service
An incredibly helpful service! Got me connected to a CA EDD agent without major hassle (outside of EDD's agents dropping calls ā which Claimyr has free protection for). If you need to file a new claim and can't do it online, pay the $ to Claimyr to get the process started. Absolutely worth it!
Consistent,frustration free, quality Service.
Used this service a couple times now. Before I'd call 200 times in less than a weak frustrated as can be. But using claimyr with a couple hours of waiting i was on the line with an representative or on hold. Dropped a couple times but each reconnected not long after and was mission accomplished, thanks to Claimyr.
IT WORKS!! Not a scam!
I tried for weeks to get thru to EDD PFL program with no luck. I gave this a try thinking it may be a scam. OMG! It worked and They got thru within an hour and my claim is going to finally get paid!! I upgraded to the $60 call. Best $60 spent!
Ask the community...
- DO post questions about your issues.
- DO answer questions and support each other.
- DO post tips & tricks to help folks.
- DO NOT post call problems here - there is a support tab at the top for that :)
Join the conversation
Join the conversation
Maya Jackson
If your income was only 11.2k for the year, you're under the standard deduction so you probably won't owe federal taxes. But be careful - if you had any other income (like from investments or side gigs), that could push you over the threshold. Also check if you qualify for tax credits like the Earned Income Credit which could actually get you a refund even if you paid basically nothing in.
Leo McDonald
ā¢I didn't have any other income, just this part-time job. What's the Earned Income Credit? Could I really get money back even though I barely paid anything in? That sounds too good to be true.
Maya Jackson
ā¢The Earned Income Tax Credit (EITC) is designed specifically for lower to moderate income workers. For tax year 2024 (filing in 2025), if you're single with no children and earned around $11k, you might qualify for a small credit - potentially a few hundred dollars. It's a refundable credit, which means you can get it even if you owe no taxes. There are age requirements though - you generally need to be at least 25 and under 65 to claim it without qualifying children. You'll need to file Form 1040 and complete Schedule EIC to claim it. Most tax software will automatically check if you qualify when you enter your information, so it's worth filing even if you don't owe any taxes!
This happened to me last year when I worked a part-time retail job! Turns out I accidentally checked "Exempt" on my W-4 form when I started. When you're exempt, they don't withhold ANY federal income tax. You might wanna check with your HR department to see what your W-4 shows.
Amaya Watson
ā¢Same thing happened to me in college. If you check "Exempt" you need to fill out a new W-4 every year or they automatically start withholding at the highest rate after February 15. Learned that the hard way lol.
Join the conversation
Adriana Cohn
Don't forget about state taxes too! Unemployment is taxable income in most states, but some states actually exempt it. What state are you in? That could make a big difference in what you owe.
I'm in Pennsylvania. I totally forgot about state taxes! Do different states have different thresholds for when you need to file?
Adriana Cohn
ā¢Yes, Pennsylvania does tax unemployment benefits. Their filing threshold is lower than the federal one - you generally need to file a PA tax return if you have more than $33 in total taxable income. Pennsylvania has a flat income tax rate of 3.07%, so you'd potentially owe state tax on your unemployment benefits. There are some credits and deductions available that might reduce what you owe, but you'll definitely need to file a state return in addition to your federal return.
I was in the EXACT same boat last year! Had about $10k in unemployment plus a few hundred from random gigs. Used TurboTax free version and it was pretty easy. Ended up getting a small refund cuz of the Earned Income Credit which I didn't even know I qualified for.
Melody Miles
ā¢TurboTax isn't actually free a lot of times though. They make you upgrade to paid versions for certain forms. I'd recommend FreeTaxUSA instead - it's actually free for federal and only $15 for state.
Join the conversation
One thing nobody mentioned yet - check if your county has any automatic exemptions you might qualify for! Many places have homestead exemptions, senior citizen reductions, or veteran benefits that can significantly reduce your property taxes regardless of the assessment value. In my county, just filing for the homestead exemption knocked $50k off the taxable value automatically. The form took like 5 minutes to complete. Worth checking before going through the longer appeal process.
Does the homestead exemption work if you have a rental property? I have my primary residence plus a small rental house that got a crazy assessment increase.
Homestead exemptions only apply to your primary residence, not rental properties. They're specifically designed to provide tax relief to owner-occupied homes. For your rental property, you'll need to pursue the standard appeal process focusing on comparable sales data. One strategy that might help specifically for rental properties is providing documentation of your actual rental income if it doesn't support the high valuation they've assigned.
Honorah King
just went thru this last month. biggest tip: TAKE PICS of everything wrong with ur house!!! i took like 40 photos showing cracked foundation, old windows, outdated kitchen, water damage in basement, etc. made a simple doc with the pics + repair estimates from contractors (got these free just by asking). assessor reduced value by $43k after seeing all the issues they missed during their drive-by assessment. they never even came inside my house but were valuing it like it was fully updated lol
Oliver Brown
ā¢Great advice! Did you submit printed photos or digital? And did you organize them in any particular way?
Join the conversation
Don't forget about the Qualified Business Income deduction (Section 199A)! As a contractor, you're likely eligible to deduct up to 20% of your qualified business income. Last year this saved me almost $2,000 on taxes on a $42k contractor income. Also track EVERY business expense no matter how small - software subscriptions, cloud storage, professional books/publications, even pens and notebooks. It all adds up! I keep a dedicated credit card just for business expenses to make tracking easier at tax time.
Emma Olsen
ā¢I had no idea about the Qualified Business Income deduction! Is that something I'd need to file additional forms for? I use TurboTax self-employed to file and I don't remember seeing that option last year.
Yes, you'll need Schedule C to report your business income and expenses, and then Form 8995 or 8995-A for the Qualified Business Income deduction specifically. TurboTax Self-Employed should walk you through this if you indicate you have self-employment income, but sometimes you need to really dig into the deductions section to make sure it's applied. Double-check that it's calculating this deduction for you - it should be up to 20% of your net business income depending on your total taxable income. It's definitely worth making sure you're getting this deduction since it can save you thousands!
Ruby Blake
As a contractor myself, don't overlook health insurance premiums if you pay for your own insurance! These are deductible on your personal return (not Schedule C). Also, look into opening a Health Savings Account (HSA) if you have a high-deductible health plan - contributions are tax-deductible and grow tax-free. For quarterly taxes, I use the "60-30-10" rule that changed my life: I put 60% of each payment into my regular checking for bills, 30% into a savings account for taxes, and 10% into another savings for emergencies/future. Makes it less painful than trying to find tax money later.
That 60-30-10 rule is brilliant. I've been freelancing for 3 years and always scramble at tax time. Does that 30% usually cover your federal, state AND self-employment taxes? Or do you find you need more sometimes?
Tate Jensen
I do mega backdoor Roth conversions every year and here's the simplest way to handle it in H&R Block: 1. Enter your 1099-R information exactly as it appears 2. When you get to the screen asking about the type of distribution, select "Rollover" 3. On the next screen, it should ask if you want to override the taxable amount - select YES 4. Enter zero as the taxable amount 5. Make sure to complete Form 8606 to document your basis The key is that Form 8606 needs to show that you've already paid tax on these contributions. Without that form, the IRS has no way to know that this was after-tax money.
0 coins
Adaline Wong
ā¢What if I did a direct rollover from my 401k to Roth IRA without going through a traditional IRA first? My 1099-R has code G in box 7 but still has the full amount as taxable. Do I still need Form 8606 in this case?
0 coins
Tate Jensen
ā¢If you did a direct rollover from a 401k to a Roth IRA, the process is a bit different. Code G indicates a direct rollover, but whether it's taxable depends on whether the 401k portion was pre-tax or after-tax money. If it was after-tax contributions from your 401k going directly to a Roth IRA, then yes, you would still want to override the taxable amount. However, Form 8606 is primarily for tracking basis in IRAs, not 401ks. You'll need to document your after-tax contributions to the 401k separately, usually by providing records from your plan administrator showing which portion was after-tax.
0 coins
Gabriel Ruiz
Has anyone successfully e-filed with this situation? I'm concerned that if I override the taxable amount to zero when my 1099-R shows the full amount as taxable, my return might get rejected. Should I just file by mail with an explanation letter attached?
0 coins
Misterclamation Skyblue
ā¢I e-filed with this exact scenario last year and had no issues. As long as you complete Form 8606 correctly, the e-file should go through fine. The IRS systems are built to handle this situation because it's actually pretty common with Roth conversions.
0 coins