bruh the IRS is so broken rn. took me 14 months to get my 2020 refund 🤮

I went through something similar last year! The key thing to understand is that transcript availability doesn't always mean the same thing across different transcript types. Your Account Transcript and Wage & Income Transcript being available but empty for 2021 actually suggests the IRS has your filing information but the return might still be in processing limbo. The "N/A" status on Return and Record of Account transcripts is definitely concerning though. I'd recommend calling the Practitioner Priority Service line (844-464-3481) early in the morning - they tend to have shorter wait times than the regular taxpayer line. Also, if you used tax software, check if they have delivery confirmation that your return was actually accepted by the IRS. Don't refile just yet - that could create more problems. Get confirmation first about whether they received your original return.

protip: write down your reference number when you call. theyll ask for it if you need to call back

Also check if you have any unpaid federal debts like back taxes, defaulted student loans, or unpaid child support - those are the most common reasons for offsets. The TOP line will tell you which agency requested the offset too so you know exactly what you're dealing with.

pro tip: call ur bank and ask if theres any pending deposits. sometimes they can see it b4 it posts

I'm waiting on my Indiana refund too! Filed last week and still showing "processing" - hopefully it switches to approved soon. The waiting game is always nerve-wracking, especially when you need that money 😅

FYI - the IRS has been super backed up this yr. Ppl who filed in mid-March are def seeing longer wait times than usual. The IRS website says 21 days for e-file but tbh that's more like a minimum these days. If u have any credits like CTC or EIC, that adds more time too. One thing I learned - if WMR shows "still processing" that's actually better than "being processed" bc it means it's moving through the system. Hang in there!

I'm experiencing almost the identical situation! Filed on 03/21 and got my state refund within 10 days, but federal has been stuck in processing for over 5 weeks now. The phone lines are absolutely useless - I've tried calling multiple times and either get disconnected or can't get through at all. What's really frustrating is that my return is straightforward with no complicated deductions or credits. I've been checking Where's My Refund daily and it just keeps saying "still being processed." Based on what others are saying here, it sounds like this is unfortunately normal for this filing season, but it's still nerve-wracking when you're waiting on that money. Thanks for posting this - at least I know I'm not alone in this situation!

PSA: There's a specific code on your transcript (846) that shows when the refund was actually sent. You can verify if it actually went out on 2/26 by checking your transcript. If you don't see that code with the 2/26 date, the money hasn't actually been released yet regardless of what WMR says. You can access this on irs.gov through your online account.

I'm in the exact same boat with CashApp and the 2/26 DD date! Been checking my account obsessively for days now. Reading through all these comments is actually really helpful - sounds like CashApp just takes longer to process IRS refunds than traditional banks. I'm going to check my transcript tonight to see if I have that 846 code with the 2/26 date to confirm the IRS actually sent it. At least now I know it's normal for CashApp to take up to 5 business days. Thanks everyone for sharing your experiences - makes me feel way less anxious about this!