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I'm in a similar situation - filed on Jan 30th and still stuck at "Return Received" with no movement. It's frustrating seeing that same message about "still being processed" every single day when you check. From what I've been reading here and on other forums, it seems like the IRS is just really backed up this year. One thing that's helped me stay sane is setting a specific time to check (like once in the evening) instead of refreshing it multiple times throughout the day. The anxiety of checking constantly was getting to me! Has anyone noticed if certain days of the week tend to show updates more often? I've heard some people say weekends vs weekdays make a difference but not sure if that's actually true or just coincidence.
I totally feel you on the constant checking anxiety! I'm new to this whole tax filing thing and have been doing the exact same refresh routine multiple times a day. From what I've been reading in this thread and others, it seems like the updates usually happen overnight, so checking once in the evening like you're doing is probably the smartest approach. I've been trying to limit myself to once a day too but it's harder than it sounds when you're waiting for your refund! As for specific days, I haven't noticed a pattern yet but I'm curious if others have insights on that too.
I've been in your exact situation before and I know how nerve-wracking it can be! The "Return Received" status with no movement is actually super common, especially during peak filing season. I filed around the same time last year and was stuck at that stage for almost 3 weeks before it suddenly jumped to "Refund Approved" and then got my deposit 2 days later. The key thing to remember is that "Return Received" just means your return made it into their system successfully and is waiting in the processing queue. It doesn't mean there are any problems or red flags - it's literally just sitting in line with thousands of other returns. One tip that helped me: try to check only once a day, preferably in the evening since that's when the system typically updates. I used to obsessively refresh it multiple times a day and it was driving me crazy! Also, if you can access your IRS transcript online, that sometimes shows activity before the WMR tool does. Stay patient - your refund is coming! šŖ
Has anyone noticed that TurboTax's handling of mortgage interest deductions has gotten way worse in the last couple years? I remember it being much more straightforward before the tax law changes. Now it seems like they've overcomplicated everything with too many questions and confusing language.
I switched to FreeTaxUSA last year after 10+ years of using TurboTax, and honestly, their mortgage interest section is much more straightforward. TurboTax kept messing up my rental property deductions and mortgage interest. FreeTaxUSA handled both my primary residence and rental property mortgage interest without any issues, and it's way cheaper too.
Thanks for the suggestion! I'm definitely going to look into FreeTaxUSA for next year. I've been loyal to TurboTax for so long, but every year it seems to get more expensive while the software gets buggier. How was the transition process? Was it easy to import previous year's info or did you have to start from scratch?
I've been dealing with mortgage interest deduction issues in TurboTax for years, and here's what usually fixes the problem when entering multiple properties: Make sure you're being very specific about the property types and dates in each section. TurboTax gets confused when it thinks you might have had two primary residences at the same time. For your situation, when you enter the first mortgage (2017 house), make sure to specify the exact date you sold it. When you enter the second mortgage (June 2021 house), make sure it's clearly marked as your primary residence starting from the purchase date. The key is in those follow-up questions after entering the 1098 data - TurboTax asks things like "Is this your main home?" and "Did you use this property as your primary residence for the entire year?" Since you sold one and bought another mid-year, you need to answer those questions very carefully for each property. If TurboTax thinks there's any overlap or confusion about which was your primary residence when, it can zero out all the deductions as a safety measure. Try going through each property's questions one more time and pay close attention to the residence type and date range questions.
Make sure you set aside money for state taxes too! Federal underpayment penalties are bad, but some states are even worse. I'm in California and learned this the hard way last year.
I was in almost the exact same situation two years ago with a consulting gig. Here's what I learned that might help you: First, don't panic - the underpayment penalty isn't as scary as it sounds. It's calculated quarterly and the current rate is around 8% annually, so you're looking at roughly 2% per quarter on the amount you should have paid. Since you mentioned making $7,800/month, you're probably looking at owing around $25,000-30,000 in federal taxes (rough estimate). The penalty would be calculated on what you should have paid each quarter vs. what you actually paid (zero). Here's what you can do RIGHT NOW to minimize damage: 1. Make a large estimated payment by January 15th for Q4 2024 2. Calculate 25-30% of your total earnings and set that aside immediately 3. Look into business deductions - home office, equipment, internet, phone, etc. The key is that January payment. Even though you missed the first three quarters, paying a substantial amount for Q4 will reduce your overall penalty significantly. I ended up paying about $400 in penalties on a $28k tax bill, which was much less than I feared. Also consider opening a SEP-IRA before year-end - you can contribute up to 25% of your net self-employment income, which will reduce your taxable income substantially.
My return got stuck in errors this year. Same message as you. No explanation why. It sat there for 18 days. Then suddenly approved. Got my deposit three days later. Total wait time: 39 days from filing. The system is backlogged. Nothing you can do but wait. The transcript will update before WMR does. Check that instead.
I'm going through the exact same thing right now - filed 22 days ago and just got the delayed message yesterday. Called the IRS this morning and they told me it's been in the error department for 18 days but "no action needed on my part." It's so frustrating not knowing what's actually wrong or how much longer this will take. Reading everyone's experiences here is actually really reassuring though. It sounds like this is more common than I thought and most people eventually get their refunds without having to do anything. I'm trying to stay patient but it's hard when you're counting on that money. Thanks for sharing your situation - it helps to know I'm not alone in this!
I'm in almost the exact same boat as you! Filed 20 days ago and got the delayed message at the 21-day mark yesterday. Called this morning and was told it's been in errors for 16 days with "no action needed." The not knowing what's wrong is the worst part. But reading through this thread has been so helpful - it really does seem like this is just how the system works when they're backlogged. Hang in there! @b4ff4b44430f
Nia Thompson
Think of WMR like tracking a package that's moving through different warehouses - sometimes it updates when it reaches major checkpoints, but sometimes it doesn't scan properly and jumps straight to delivery! My sister and I filed on the same day last year, but her WMR updated three times while mine went from "Return Received" straight to "Refund Approved" with nothing in between. The system isn't perfect, but it generally works in the end.
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Ava Martinez
As a government employee who works adjacent to tax processing (though not directly with IRS), I can confirm that batch processing systems like WMR are designed around operational efficiency rather than user convenience. The overnight updates make sense from a systems perspective - it's when server load is lowest and they can run intensive database operations without affecting daytime performance. That said, @AstroAce, your hourly checking habit is totally understandable! With three kids and summer planning, that financial certainty matters. One tip from the operational side: if you're not seeing movement after 7-10 business days from your filing date, that's when it might be worth checking your transcript or considering a call. Before then, you're mostly just seeing the normal processing queue work its way through. The inconsistencies others mention are real - different processing centers, different workloads, and honestly, different legacy systems that don't always play nicely together. It's frustrating from both sides of the equation!
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