Has anyone tried just contacting their state's attorney general's office about this? I had a similar issue and filed a complaint with my state AG about my HOA refusing to provide financial records that I'm legally entitled to as an owner. They contacted the HOA on my behalf and suddenly my HOA became very cooperative. Just saying...

I actually went through this exact same situation last year and wanted to share what worked for me. My HOA was also being difficult about providing the breakdown, so I took a multi-step approach. First, I sent a formal written request (certified mail) citing my rights as a homeowner to review financial records. Most state laws require HOAs to provide this information within 30 days. When they still dragged their feet, I contacted my state's Department of Real Estate (some states call it different things) and filed a complaint. In the meantime, I used the calculation method that Jade mentioned - took the total property tax amount from the HOA's annual budget and multiplied by my ownership percentage from my condo declaration. For my situation, it was about $380 per year. The key thing I learned is that the IRS doesn't require the HOA to provide a specific tax statement - they just need you to have reasonable documentation to support your deduction. The combination of the HOA budget showing total property taxes paid + your ownership percentage from your deed/declaration is perfectly adequate documentation. I've claimed this deduction for two years now without any issues. Just make sure to keep good records in case you ever get audited!

Word of warning - I tried the annualized method last year and messed up the calculations. Turned out I was using my gross income instead of my net business income after expenses. Double-check that you're using the correct income figures when you do your calculations!

Great question about the annualized income method! You're absolutely correct that you can pay $0 for Q1 if you had zero income during that period. This is one of the main advantages of using Schedule AI - it aligns your payments with when you actually earn money. A few key points to keep in mind: 1. You'll need to recalculate your required payment each quarter based on your cumulative income for the year so far. So if Q2 goes well, make sure your June 15th payment covers the appropriate amount. 2. Keep detailed records of your income by date - you'll need this when completing Schedule AI with your tax return. 3. Consider setting aside a percentage of each payment you receive for taxes, even if you're not making quarterly payments yet. This helps avoid cash flow issues when payments do become due. 4. If your income becomes more predictable later in the year, you can always switch back to regular equal installments for the remaining quarters. The annualized method is definitely the way to go for irregular income situations like yours. Just stay on top of the calculations each quarter!

There's actually a weird quirk with SBTPG this tax season that not many people know about. 😅 They've been experiencing system delays specifically with returns that have certain tax credits. The process typically goes: IRS approves → sends to SBTPG → SBTPG processes → money hits your account. But this year, there's been a 5-7 business day lag between IRS sending and SBTPG acknowledging receipt. Did you claim any credits like Child Tax Credit or Earned Income Credit?

I'm experiencing the exact same issue! My SBTPG account has been showing "unfunded" since 3/17, and it's been over a week now. I checked my transcript and it shows code 846 (refund issued) with a date of 3/16, but SBTPG hasn't budged. I did have fees deducted from my refund through TurboTax, so that might be part of the delay. It's really frustrating because last year this whole process took maybe 4-5 days total. Has anyone found calling SBTPG directly to be helpful, or should I just keep waiting it out?

The ID verification process is standard for returns with certain risk factors. Your timeline is normal. Online verification takes 2-3 weeks to process. Paper verification takes 6-9 weeks. Phone verification takes 4-6 weeks. You did the right thing by verifying online immediately. The WMR update to "being processed" happens exactly when your return enters the normal processing queue after verification clears. Your March 27 deposit date will be accurate.

This is so helpful to read! I'm currently in week 3 of verification limbo after filing February 2nd. Found the verification requirement in my online account March 5th and completed it immediately, but my WMR still shows "still processing" with no updates. Your timeline gives me hope that I should see movement soon. The waiting is the worst part - especially when you need that refund for bills and expenses. Thanks for sharing your experience and congrats on finally getting through the system!

Don't forget about state taxes too! Everyone's talking about IRS, but most states also require back tax filing and have their own statutes of limitations. I got caught up on federal but ignored state, and ended up with a nasty surprise from my state tax agency even after the IRS was satisfied.

I went through this exact same situation a couple years ago - the anxiety is real but you're doing the right thing by facing it! Here's what I learned from my experience: The IRS typically wants you to file the last 6 years to be considered "compliant," but like others mentioned, prioritize the last 3 years first if you think you're owed refunds. I discovered I was leaving over $4,000 on the table from 2020-2022 that I almost lost to the 3-year deadline. One thing that really helped me was requesting my "wage and income transcripts" from the IRS for each year I missed. This shows you exactly what income was reported to them (W-2s, 1099s, etc.) so you know what they already know about. It helped me realize I was missing some 1099s I had forgotten about. For someone with mainly W-2 income like you described, the returns should be pretty straightforward. I used TurboTax for prior years and it walked me through everything. The penalties weren't as scary as I thought they'd be, especially for years where I was due refunds. Start with 2021-2023, get those refunds secured, then work backward. You've got this!