Has anyone taken the exams recently? I'm trying to decide whether to use Surgent or Fast Forward Academy. Also wondering about the best order to take the parts - I've heard mixed advice about starting with Part 1 vs. Part 3.

I just passed all three parts of the SEE exam in December and wanted to share my experience as someone who also came from a non-tax background. The key is definitely having a structured study plan and not trying to rush through the material. I used a combination of Gleim for the comprehensive coverage and supplemented with YouTube channels like "The Tax Geek" for visual explanations of complex concepts. What really helped me was creating my own summary notes for each major topic - the act of writing things down in my own words helped me retain the information better. One thing I wish I'd known earlier: don't skip the ethics and representation material in Part 3. It's easy to think it's just common sense, but there are very specific rules about client confidentiality, conflicts of interest, and IRS procedures that you need to memorize exactly as written in Circular 230. Also, schedule your exams strategically - I took Part 1 in August, Part 2 in October, and Part 3 in December. This gave me time to really absorb each section without feeling overwhelmed. Good luck with your career change - it's totally doable with the right preparation!

I've been through the verification process three times over the years. In my experience, there's a pattern most don't realize. The time of year matters significantly. Early season verifications (January-February) typically process faster than mid-season (March-April). Last year, my February verification took 8 days for the refund to arrive. In 2019, my April verification took nearly 4 weeks. The system gets overwhelmed as tax season progresses. Don't count on the money until it's actually in your account.

I just went through this exact same process two months ago, so I can share my recent experience. After completing in-person identity verification on January 15th, I received my refund on January 28th - so exactly 13 days later. The IRS agent at the office told me to expect 2-3 weeks, which was pretty accurate. One thing that helped me track it was that my "Where's My Refund" tool updated about 3 days before the money actually hit my account, showing it had been approved and giving me a deposit date. Since you're dealing with mortgage payments, I'd definitely recommend checking that tool daily starting around day 7-8 after verification. Also, make sure your bank account info on file is correct - any issues there can add another week or two to the process.

Thank you all for this incredibly helpful discussion! As the original poster, I really appreciate everyone taking the time to explain the Zelle situation so thoroughly. It's crystal clear now that even though Zelle doesn't issue 1099-K forms, I absolutely need to report that $8,500 from my graphic design work. I was honestly hoping there might be some wiggle room, but after reading about Yuki's cousin's audit experience, I'm definitely not taking any chances. I think I'll check out that taxr.ai tool Giovanni mentioned to help organize my records, and maybe use Claimyr if I need to speak with an IRS agent directly about anything else. Better to be over-prepared than face penalties and interest later. You've all saved me from making a potentially very expensive mistake. Time to get my Schedule C properly filled out!

As a tax professional, I want to emphasize something that's been touched on but bears repeating: the burden of proof is always on the taxpayer. While Zelle doesn't issue 1099-K forms, you should be keeping meticulous records of all your business transactions regardless of the payment method. I recommend creating a simple spreadsheet to track each Zelle payment you receive for your graphic design work - date, amount, client name, and description of services. Take screenshots of the Zelle transactions as backup documentation. If you're ever audited, having organized records will make the process much smoother and demonstrate good faith compliance. Also, don't forget that as a self-employed individual earning over $400, you'll likely need to pay self-employment taxes on that $8,500 in addition to regular income tax. Make sure to set aside approximately 25-30% of your freelance income throughout the year for taxes to avoid any surprises come filing time.

lmaooo irs really said log off and touch grass 💅

Been there! The lockout is super annoying but it's usually because the system is being extra sensitive. Make sure you're using the EXACT refund amount from line 35a of your 1040 (not what you think you'll get). Also try using a different browser or clearing your cache - sometimes that helps with the login issues.

Anyone know if you can e-file when claiming a Section 1341 credit? Last year I had a similar situation and TurboTax kept giving me an error when I tried to e-file with the claim of right credit.

I went through something very similar with duplicate EE bonds last year! One thing to watch out for - make sure you have all the documentation from Treasury showing the erroneous issuance before you file. The IRS may want to see proof that the second bond was issued in error and that you're required to repay the interest. Also, since you're dealing with $4,100, you'll definitely want to calculate both the deduction and credit methods when you file your 2025 return. In my case, the credit ended up saving me about $200 more than the deduction would have, but it depends on your tax brackets in both years. Keep all your correspondence with Treasury - you'll need it to support your Section 1341 claim. The IRS is pretty strict about having proper documentation for claim of right situations.