Anyone else notice the verification process is way more strict this year? Had to upload like 10 different documents smh

Been stuck with code 810 for 8 weeks now after completing verification through id.me. Called the hotline last week and they said everything looks good on their end, just waiting for the system to process. The waiting game is brutal but at least we're not alone in this! Keep checking your transcripts every Friday morning - that's when most updates seem to happen.

Military spouse here too! I completely understand the stress of needing that refund before deployment. I went through the exact same thing two years ago when my husband was getting ready to leave. The 4883C letter actually means you're on the right track - it's their way of saying "we just need to make sure it's really you before we send your money." Here's what worked for me: I did the online verification through ID.me (much faster than calling), and it took about 20 minutes. Make sure you have your Social Security card, driver's license, and a copy of your tax return handy before you start. After I verified, my refund came in exactly 18 days. The TC 810 will stay on your transcript until they complete the verification process, then it should update pretty quickly. Since you're dealing with a deployment timeline, I'd definitely recommend doing the online verification ASAP rather than trying to call. The phone lines are brutal right now. You WILL get your refund - this is just a speed bump, not a roadblock. Hang in there! 💪

Military families definitely get hit with these identity verification requests more often - I think it's because of the frequent moves and address changes that trigger their fraud detection systems. The good news is that the 4883C letter with a control number means they have a specific process set up for you, which is much better than some of the other freeze codes that have no clear resolution path. Since your husband deploys soon, I'd prioritize getting this done this week if possible. The online ID.me verification is definitely your fastest option - have your Social Security card, driver's license, and a copy of your 2023 tax return ready before you start. Some people also need a utility bill or bank statement, so grab those too just in case. After you verify, your transcript should update within a few days to show progress, and then refunds typically issue within 2-3 weeks. The timing should work out for you if you act quickly. Once you're verified in their system, future years should be smoother. Good luck, and thank you both for your service! 🇺🇸

You need to find out who requested this verification. Most common requestors: - Mortgage lenders - Student loan servicers - Financial aid offices - State benefit programs (SNAP, Medicaid, etc) - Court-ordered proceedings (child support, bankruptcy) Call the IRS at 800-829-1040 and specifically ask who requested the verification. They should be able to tell you.

That future date is definitely a red flag, but I've seen this before with IRS system glitches. The fact that you mentioned applying for mortgage pre-approval 2 months ago is likely your answer - lenders routinely request verification of non-filing directly from the IRS as part of their underwriting process, often without explicitly telling borrowers they're doing this. The "sa.www4.irs.gov" subdomain you mentioned is actually legitimate - it's one of their secure application servers. However, I'd still recommend calling the IRS directly at 800-829-1040 (look up the number yourself, don't use what's on the letter) to confirm they sent this and to ask specifically who requested the verification. Also, try creating an account on irs.gov to access your tax transcript online. If you can't access it or see any suspicious activity, that would be a bigger concern than this letter with the weird date.

I'm going through the exact same thing right now! Filed 1/28, got the 1095-A request in February, submitted it immediately, and I'm still waiting. What's really frustrating is that my transcript shows absolutely nothing - like my return doesn't even exist in their system. I've called three times and gotten three different timelines: 30 days, 45 days, and "up to 16 weeks." The inconsistency is maddening when you're depending on that refund for essential expenses. Has anyone had luck getting a more definitive timeline by asking to speak to a supervisor or specific department?

I'm in a very similar boat and it's incredibly stressful! Filed 1/24, got the 1095-A request in mid-February, submitted it the same day, and now I'm approaching week 7 with absolutely no movement. What's driving me crazy is that the IRS representatives keep saying "your return is processing" but can't give any specifics about what stage it's actually in or when it might complete. I've been checking my transcript every Friday (trying not to obsess daily) and it still shows nothing. Based on what others have shared here, it sounds like we're all in that 50-60 day window that seems to be the norm this year. I'm trying to stay optimistic that we'll see movement in the next couple weeks, but the lack of transparency from the IRS makes it so much harder to plan financially. Hoping we all get some good news soon!

Quick question for anyone who's been through this - if I go ahead and file with the documentation showing both forms (incorrect 1095-A and correct 1095-B), will this trigger an audit? I'm nervous about drawing attention to my return.

I went through this exact same situation last year! The key thing to understand is that you don't actually need the Marketplace to fix the 1095-A to file your taxes correctly. Since you have your 1095-B showing employer coverage for all of 2023, you can file with confidence. Here's what I did: I completed Form 8962 but entered zero for any months where I actually had employer coverage (even though the 1095-A showed otherwise). The IRS computer systems will match up your forms eventually, and having both the incorrect 1095-A and correct 1095-B as documentation protects you. I also wrote a simple explanation letter that I attached to my return explaining the coverage transition and why the 1095-A was incorrect. Something like: "The enclosed 1095-A shows coverage for January 2023, however I had employer-sponsored coverage through [employer name] for the entire year as documented by the enclosed 1095-B. No advance premium tax credits were received for 2023." Filed electronically with no issues and never heard back from the IRS about it. Don't let this incorrect form hold up your filing - you have all the documentation you need to file accurately!