One trick I learned from my tax guy - if you're 100% certain you don't need a 1095-A and this is just a system error, try entering $0 on line 11 of Form 8962 (Premium Tax Credit form). Sometimes the rejection happens because the system is expecting Form 8962 to be filed, not necessarily because it needs the actual 1095-A data. This worked for my sister who had a similar issue. The return processed normally and she got her refund. Just make sure you're absolutely certain you didn't have marketplace coverage, or this could cause problems later.

I work as a tax preparer and see this exact issue multiple times every season. The root cause is usually a data mismatch between different government systems that don't always communicate properly when people transition between coverage types. Here's what I recommend doing in order of priority: 1. **Contact Ambetter first** - Ask them to send you a summary of your coverage history and confirm whether any of your plans were ever processed through the marketplace. Sometimes agents sign people up for marketplace plans without making it clear. 2. **Check your previous tax returns** - Look at your 2017-2023 returns to see if you ever filed Form 8962 or reported premium tax credits. If you did, there might be leftover flags in the system. 3. **Use the Taxpayer Advocate Service** - If the standard helplines aren't resolving this quickly, contact TAS at 1-877-777-4778. They specialize in resolving these kinds of system errors and can often get things fixed faster than regular customer service. 4. **Document everything** - Keep records of all your calls, reference numbers, and any documentation showing your coverage history. This will be crucial if you need to prove your case later. The good news is that this is a known issue and there are established procedures to resolve it. Don't let it stress you out too much - you will get your refund, it just might take a little longer than usual.

Just want to add an important warning - NEVER give these callers any personal information and NEVER agree to pay anything! A friend of mine got scammed out of $2,400 because the caller knew some basic info about him (probably from data breaches) which made the call seem legitimate. The scammers had him buy Target gift cards and read the numbers to them over the phone. The real IRS will NEVER ask for gift cards as payment!

I've been dealing with these exact same calls! What helped me was creating an account on the IRS website (irs.gov) and checking my tax transcript directly - it shows your complete tax history and any balances owed. Since you received your refunds, you're almost certainly fine, but seeing it officially documented gave me complete peace of mind. Another red flag with these scam calls is that they often demand immediate payment and threaten arrest or asset seizure. The real IRS sends multiple written notices before taking any collection action, and they accept standard payment methods like checks or bank transfers - never gift cards or cryptocurrency. If you want to be 100% sure, you can also request a tax account transcript by mail using Form 4506-T. It's free and comes directly from the IRS, so you'll have official documentation of your tax status. Stay strong and don't let these scammers stress you out!

Ok but what about practical advice? My son (16) makes about $7,500 working part-time. Does he need to file? Will he get all that tax money back? His W-2 shows they took like $450 in federal taxes!!!

This is such a great discussion! I went through the same confusion when my 17-year-old nephew started working last summer. What really helped me understand it was looking at it from a different angle - minors DO benefit from government services that taxes fund, like public schools, infrastructure, emergency services, etc. The representation piece is tricky though. Technically, minors are "represented" through their parents/guardians who vote, and through elected officials who are supposed to consider all constituents. But you're right that it feels weird philosophically. One thing I learned is that the tax system has some built-in protections for minors - like the standard deduction Sofia mentioned, and the fact that most working teens end up getting refunds. It's not perfect, but there is some recognition that their situation is different from adult taxpayers. Have you looked into whether your sister qualifies for any of the education credits when she starts filing in future years? That might help offset some of the "taxation without representation" feeling!

This is such great news! I've been in the same situation with 810 codes just sitting there for what felt like forever. It's so reassuring to hear from multiple people that when they disappear, it usually means good things are happening. The IRS system is so confusing - I wish they would just send us a simple update like "hey, we're reviewing your return" instead of making us decode these cryptic numbers. But hearing that people are getting their refunds within 1-2 weeks after the codes clear gives me hope! Thanks everyone for sharing your experiences 🙌

OP, this is actually really encouraging news! I went through the exact same thing last month - had multiple 810 codes that just vanished overnight. I was panicking thinking something went wrong, but it turned out to be the opposite. Got my refund about 10 days later. The disappearing codes basically means the IRS finished whatever review they were doing and cleared your return to move forward. I know the waiting is torture (I was refreshing my transcript like every hour lol) but try to stay patient. You should see some positive movement soon! 🤞

Has anyone dealt with the situation where someone has been denied SSDI but you still claim them as disabled for tax purposes? My sister has fibromyalgia and can't work but got denied disability benefits. I'm claiming her as a dependent but worried that the SSDI denial will cause problems.

I went through something very similar with my adult son who has autism spectrum disorder. He's high-functioning but struggles with employment due to social anxiety and sensory issues. The key thing I learned is that you need clear documentation from a medical professional stating that your brother's conditions prevent him from engaging in "substantial gainful activity." The IRS definition is actually more about functional capacity than the specific diagnosis. Even if your brother doesn't qualify for SSI, if his mental health conditions genuinely prevent him from maintaining employment, and you have medical documentation supporting this, you should be on solid ground. I'd recommend getting a letter from his treating psychiatrist or psychologist that specifically addresses his ability to work and maintain employment. The letter should use language like "unable to engage in substantial gainful activity" and mention that the condition is expected to last at least 12 months. This gives you the backup documentation you'd need if questioned. The peace of mind is worth having that conversation with his doctor, even if it feels awkward to ask.