To all those having trouble reaching a human at IRS. I just ran across this video that gave me a shortcut to reach a human. Hope it helps! https://youtu.be/_kiP6q8DX5c

Hey Phillip! I've been seeing this same message for about 10 days now. From what I've gathered talking to others and doing some research, this is basically the IRS's standard "we got your return and we're working on it" message. It doesn't necessarily mean there's a problem - they just haven't finished processing it yet. The 21 day timeframe is more of a guideline than a guarantee, especially during busy filing season. If it's been longer than 21 days from when they received it, that's when you might want to call them directly. In the meantime, just keep checking WMR every few days for updates. Hope this helps ease some worry!

From my experience working with tax issues, once you see code 846 on your transcript, you can breathe a sigh of relief! The amount shown is final - all offsets, adjustments, and deductions have already been processed by that point. The IRS system runs through all potential offsets (like Treasury Offset Program debts, child support, student loans, etc.) before issuing the 846 code. Given your concern about your husband's military pay garnishment, I'd suggest checking the TOP (Treasury Offset Program) website at fiscal.treasury.gov to see if you have any outstanding federal debts that could cause offsets. But honestly, if the 846 code is there with your expected amount, you should be good to go! The refund will hit your account on or sometimes even a day before the date shown.

I completely understand your anxiety about this! I went through the exact same worry last year when my 846 code appeared. The good news is that yes, code 846 is essentially final - by the time it shows up on your transcript, all potential offsets have already been processed and applied. Given your specific concern about your husband's military debt situation, I'd recommend doing one quick check on the Treasury Offset Program website (fiscal.treasury.gov/top/) to see if there are any current debts listed under his SSN. If nothing shows up there and your 846 amount matches what you calculated on your return, you can be confident that's exactly what you'll receive. I tracked my transcript obsessively too (sounds familiar!), and my refund hit my account exactly on the date shown with the 846 code. The IRS has already done all the math and cross-checking before issuing that code. You should be able to count on that exact amount showing up in 5 days! 🎉

Does anyone know how the tax stuff works if you use bitcoin or other crypto for sports betting? I've been using this offshore site that only takes crypto deposits and I'm confused about how to handle the taxes.

One thing to keep in mind about sports betting taxes that I learned the hard way - the $600 W-2G threshold only applies to certain types of gambling like horse racing and casinos. For sports betting, the platforms are supposed to issue a 1099-MISC if your winnings exceed $600 AND are at least 300 times your wager. But even if you don't get any tax forms, you're still required to report ALL winnings as income. I'd also recommend setting aside a portion of any big wins throughout the year for taxes, especially if you're not having taxes withheld from other income. Getting hit with a big tax bill in April because you didn't plan for it can be brutal. I usually put about 25-30% of any significant winnings into a separate savings account just to be safe. The record-keeping really is crucial - not just for potential audits, but also to help you understand if you're actually profitable after taxes. A lot of casual bettors think they're doing better than they actually are when they don't account for the full tax impact.

Has anyone tried using H&R Block for RSUs? TurboTax completely messed up my return last year and I'm wondering if other software handles it better.

This is such a helpful thread! I'm dealing with the exact same RSU confusion this year. One quick question - when you're entering the correct cost basis from the supplemental statement, do you need to make any adjustments for the shares that were automatically sold to cover taxes at vesting? My company withheld about 40% of my vested shares for tax withholding, so I'm not sure if I should be tracking the cost basis for those withheld shares differently since I never actually received or sold them myself. The supplemental statement seems to only show the shares I actually sold later, not the ones that were automatically withheld. Also seeing a lot of mentions of taxr.ai in this thread - definitely going to check that out since TurboTax is making this way more complicated than it needs to be!

Anyone else notice that the business code doesn't really matter that much? I've used different codes for my consulting business over the years (sometimes management consulting, sometimes business consulting) and it's never made any difference to my taxes or triggered any questions from the IRS. I think we're all overthinking this lol.

For pottery specifically, you'll want to look at code 327110 (Pottery and Ceramics Manufacturing) if you're primarily making the pottery yourself, or 453998 (All Other Miscellaneous Store Retailers) if you're mainly selling pottery made by others. Since you mentioned designing and selling custom pottery, 327110 is probably your best bet. The IRS Publication 535 also has a helpful table that cross-references business activities with the correct codes. You can download it from irs.gov and it's much easier to navigate than digging through the Schedule C instructions. Don't stress too much about getting it perfect - as long as it reasonably describes your business activity, you'll be fine!