Anybody else notice how the transcripts usually update overnight on Thursdays/Fridays? might see something tomorrow

Same exact situation here! Filed 1/22 and my transcripts went to all zeros about 3 days ago. The disappearing code 152 freaked me out at first but seems like a lot of us early filers are hitting this stage right now. I'm hoping it means we're close to getting our DDDs since we've been waiting the longest 🤞

Compared to H&R Block's transparency, TurboTax is surprisingly vague about these fees. I found my refund advance info by downloading my complete tax return PDF from my TurboTax account and looking at the very last pages where they include the "Refund Authorization Form." It clearly showed I authorized a $39.99 fee for processing. Much easier than trying to decipher their online account interface or hunting through emails. It's crazy how much harder TurboTax makes this compared to other tax services!

I went through this same frustrating experience! Here's what finally worked for me: Log into your TurboTax account and go to "Tax Tools" then "View/Print Return." Download the complete PDF of your return and scroll all the way to the end - there should be a "Refund Authorization" or "8888" form that shows any fees deducted. Also check for Form 8879 which authorizes electronic filing fees. If you still can't find it, the nuclear option is to call your bank and ask them to pull up the exact transaction details from when you filed - they can usually see the merchant description that will say something like "TURBOTAX REFUND ADV" or "TURBOTAX PROCESSING FEE." This whole process shouldn't be this difficult, but TurboTax definitely doesn't make it easy to track these charges after the fact.

Sorry for the dumb queston but how do you know if you moved "original contributions" vs earnings in a Roth IRA? I've had mine for like 8 years and have no idea which is which when I look at my balance. Is there a way to tell? This is making me realize I don't understand something basic about how these accounts work.

The timing mismatch isn't necessarily a deal-breaker, but you'll need to be very careful about how you document this. Since you moved the money to your Fidelity Roth before the Vanguard distribution was complete, the IRS might view this as two separate transactions: a distribution from Vanguard and a new contribution to Fidelity, rather than a proper rollover. However, since you're dealing with original contributions only, you have some flexibility. Original Roth contributions can always be withdrawn tax and penalty-free, so even if the IRS doesn't accept this as a rollover, you shouldn't owe penalties on the Vanguard distribution. For the amended return, you'll want to include Form 8606 and a detailed explanation showing the connection between the transactions. Make sure you have documentation from both institutions with dates and amounts. Given that it's only $1,350, you might want to weigh the cost of professional help against just treating it as a contribution withdrawal and recontribution - which would still be penalty-free but might affect your annual contribution limits. The key is proving intent to roll over within the 60-day window, even though the funding sources got mixed up.

This thread has been incredibly helpful - thank you all for sharing your experiences and strategies! I'm dealing with a similar S-Corp revocation delay situation with one of my clients, and seeing the different approaches people have taken gives me much more confidence in how to proceed. Based on what I'm reading here, it sounds like the combination approach might be most effective: filing a detailed reasonable cause request with Form 1120 for the affected years, while simultaneously pursuing TAS intervention through Form 911. The key seems to be documenting everything thoroughly and emphasizing both the client's good faith reliance on the original submission and the IRS's processing failure. One thing I'm curious about - for those who successfully obtained retroactive relief, how detailed did you get in documenting that your clients weren't operating as S-Corps during the delay period? I'm thinking specifically about things like board resolutions, meeting minutes, or other corporate governance documents that might support the narrative that they genuinely believed the revocation was effective. Also, has anyone had success with including a timeline document that clearly shows the sequence of events and IRS response delays? It seems like creating a clear chronology might help the reviewing agent understand just how unreasonable the processing delays were.

This is such a comprehensive discussion - really appreciate everyone sharing their experiences! As someone new to handling S-Corp election issues, I'm learning a lot from the different strategies outlined here. One additional consideration I wanted to mention: if your client is moving forward with the reasonable cause approach, make sure to address the "protective election" concept in your letter. Since the IRS's delayed response effectively prevented your client from making a timely revocation for subsequent years, you might want to request that any approved revocation be treated as a protective election that covers all years from the original intended effective date through the current filing. Also, I've found it helpful to include a "but for" analysis in reasonable cause letters - essentially arguing that "but for" the IRS's processing delay and inadequate response, your client would have been able to comply properly with all requirements. This helps establish the causal connection between the IRS's actions and your client's current predicament. The documentation suggestions from @Lucas Adams about third-party reliance are spot on. If your client signed any contracts, loan agreements, or business documents during this period where they identified as a C-Corp, that's golden evidence of their good faith belief that the revocation was effective.

Switched from TurboTax to Free Tax USA this year and I'll NEVER go back! Even with the state filing fee and Deluxe upgrade, I paid $22 total instead of the $120+ TurboTax wanted. The interface isn't as polished but it got the job done perfectly. I actually went with Deluxe because it was my first time using the software and I was nervous about making mistakes. The priority support came in handy when I had questions about entering some stock sales. For $7, the peace of mind was worth it for me as a first-timer, but I'll probably just use the free version next year now that I'm familiar with how everything works.

For someone with just W-2 income, bank interest, and standard deduction like you described, the free version will absolutely handle everything you need. I've been using Free Tax USA's free version for years with a similar tax situation and never felt like I was missing anything important. The audit assistance in Deluxe sounds nice in theory, but with your straightforward return, the audit risk is practically zero. The IRS typically flags returns with unusual deductions, unreported income, or business expenses - none of which apply to you. I'd save the $6.99 and put it toward something else! One thing to keep in mind is that you'll still need to pay around $15 for state filing regardless of which federal version you choose, so your total cost would be either $15 (free federal + state) or about $22 (deluxe federal + state). For most people in your situation, that extra $7 just isn't worth it.