I've been dealing with Money Network issues for the past few months and wanted to add a few more tips that have helped me. If you're still struggling to get through, try calling their main number and when you hear the automated greeting, immediately hang up and call back - sometimes this resets you in their queue system and you get a better wait time. Also, I discovered that Money Network has a callback feature that not many people know about. If you can navigate through their phone tree to request a callback, they'll actually call you back within a few hours instead of making you wait on hold. You have to dig through the menu options to find it, but it's saved me so much time. One more thing - if you're having recurring payment delays, ask the rep to add a note to your account requesting priority processing for future payments. I did this after my third delay issue and haven't had problems since. They don't advertise this option, but several reps have told me they can flag accounts that have had multiple issues. The whole system is still frustrating, but at least these workarounds can help until you can switch to direct deposit!

I'm having the exact same issue right now! My EDD payment was processed 4 days ago but still hasn't shown up on my Money Network card. I've called that 866 number probably 20 times and keep getting stuck in their terrible automated system or disconnected after waiting on hold forever. This thread has been incredibly helpful though - I had no idea about so many of these strategies! I'm planning to try the 8am calling approach tomorrow with the 0# trick and that 1-1-3-0 button sequence. I also just downloaded the mobile app to try their chat feature since several people mentioned that as a good backup option. The "lost/stolen card" workaround that @Lukas Fitzgerald mentioned is genius - I never would have thought of that but it makes total sense that those calls would get priority. And I'm definitely going to ask about that priority processing flag if I can get through to someone. It's absolutely ridiculous that we have to become customer service experts just to access our own unemployment benefits, but I'm so grateful for everyone sharing what actually worked for them. This community support means everything when you're dealing with these systems that seem designed to frustrate us into giving up!

I'm going through almost the exact same situation right now! Had a UI overpayment that got paid off through tax intercepts last year, and now I need to file for SDI due to a chronic health condition. Reading through everyone's experiences here is really helpful - it sounds like most people eventually got their SDI benefits without major issues, even if there were some initial delays or system glitches. The advice about being proactive and having documentation ready makes a lot of sense. I'm planning to gather all my paperwork showing the overpayment was satisfied before I file, and maybe try calling the SDI line first to give them a heads up like Arjun suggested. It's reassuring to know that even when there were problems, people were able to get them resolved. Thanks everyone for sharing your stories - it's making me feel less anxious about moving forward with my claim!

I'm a former EDD employee and want to clarify something important that hasn't been mentioned yet. When you file for SDI, make sure to check if your overpayment included any "false statement" penalties. Even if it wasn't classified as fraud, false statement penalties can create a flag in the system that might delay your SDI claim while they verify everything is resolved. You can check this by logging into your UI Online account and looking at the overpayment details - it should show if any penalties were included beyond just the benefit overpayment amount. If there were penalties, make sure you have documentation that ALL penalties were satisfied, not just the base overpayment. This is often overlooked and can cause unnecessary delays. Also, the SDI waiting period is actually a good thing in your case - it gives their system time to process and verify that your UI account is clear before your benefits start.

Great question and glad to see you got it sorted out! Just wanted to add one more tip for anyone else in this situation - when you're starting a new part-time job while on UI, it's really helpful to let your new employer know you're on unemployment benefits. Most employers understand this situation and some will even help by giving you a written confirmation of your start date, hours, and pay rate that you can reference when certifying. Also, if your work schedule varies week to week (which is common in retail), keep a simple log of your actual hours worked each day. I learned this the hard way when I couldn't remember if I worked 6 or 8 hours on a particular Tuesday three weeks later! The EDD certification questions are very specific about which days you worked during their certification period (Sunday through Saturday), so having that daily record makes certification much less stressful.

Hey @NebulaNinja! Congrats on starting your new job! I went through this exact same situation about 8 months ago when I started a part-time warehouse job while on UI. The advice everyone gave you is spot on - definitely report the work when you performed it, not when you get paid. One thing that helped me a lot was creating a simple spreadsheet to track everything: date worked, hours, estimated earnings, and then later the actual earnings from my paystub. This made certifying so much easier and gave me peace of mind that I was being accurate. Also, don't be surprised if EDD takes a bit longer to process your payments now that you're working - it's totally normal for them to review claims more carefully when work is first reported. Mine was pending for about 4-5 days the first couple times, but then it got back to normal processing speed. You're doing everything right by being honest and reporting accurately!

Thank you everyone for the helpful responses! I'm definitely going to continue keeping detailed records and doing legitimate job searches. The potential consequences aren't worth the risk. I'll check out CalJOBS and set up that email folder system too. Better safe than sorry!

Smart decision to keep doing everything legitimately! I've been on unemployment twice and always kept meticulous records - it's definitely worth the extra effort for peace of mind. One tip that helped me: I started using a simple Google Form to log my job search activities in real-time instead of trying to remember everything later. You just fill it out right after applying somewhere and it automatically creates a spreadsheet with timestamps. Way easier than manually maintaining records and you'll never forget the details. Plus having that timestamp data could be really helpful if you ever need to prove when you applied somewhere.

¡Hola Zara! Te entiendo perfectamente - yo pasé por exactamente lo mismo hace unos meses y sé lo desesperante que puede ser esperar cuando necesitas el dinero urgentemente. Te voy a dar el consejo que me funcionó a mí: **llama YA al 1-866-333-4606** (línea directa de tarjetas EDD). Sé que las esperas son largas, pero es absolutamente necesario. Aquí te van mis tips: 🕐 **Mejor horario**: Llama exactamente a las 8:00am cuando abren, de lunes a miércoles 📋 **Ten preparado**: Tu SSN, número de solicitud, y dirección completa 🔍 **Pide que verifiquen**: Tu dirección EXACTA (incluyendo números de apartamento), si hay algún "hold" en tu cuenta, y el estado actual de tu tarjeta En mi caso, tenían un error pequeño en mi código postal que causó que la tarjeta se devolviera. Una vez que lo corrigieron, me enviaron una nueva con entrega expedita sin costo. También puedes crear una cuenta en el sitio de Bank of America EDD para rastrear tu tarjeta mientras esperas en línea. Normalmente tarda 7-14 días, pero últimamente puede ser hasta 3 semanas. Si ya pasaron más de 2 semanas desde tu aprobación, definitivamente hay que investigar qué pasó. ¡No te desanimes! Con persistencia se resuelve. Mientras tanto, sigue certificando tus semanas. ¡Mantennos al tanto de cómo te va! 💪

¡Hola Zara! Entiendo completamente tu frustración - yo estuve en la misma situación hace solo 2 meses. Después de ser aprobada, esperé casi 4 semanas sin recibir nada y estaba súper estresada porque necesitaba el dinero para el alquiler. Lo que finalmente resolvió mi problema fue llamar al **1-866-333-4606** (línea directa de tarjetas EDD) exactamente a las 8:00am un miércoles. Después de esperar como hora y media, logré hablar con una representante que descubrió que tenían mal mi número de apartamento en el sistema - solo faltaba un dígito, pero eso fue suficiente para que el correo no pudiera entregar la tarjeta. **Mi consejo principal**: No esperes más tiempo. Llama mañana temprano y pídeles que verifiquen tu dirección COMPLETA, letra por letra. También pregunta si hay algún "hold" o flag en tu cuenta - a veces Bank of America pone las tarjetas en espera por razones de seguridad. Mientras tanto, puedes crear una cuenta en el sitio web de Bank of America EDD para ver si tu tarjeta aparece en el sistema. Y muy importante: sigue certificando tus semanas porque todos los pagos se van acumulando. En mi caso, una vez que corrigieron la dirección, me enviaron una nueva tarjeta con entrega expedita gratis y la recibí en 5 días hábiles. ¡No te rindas - con persistencia se resuelve! Esperamos que tengas buenas noticias pronto 💪