California Unemployment

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This thread has been incredibly helpful! I'm actually in a somewhat similar situation - worked in California for most of my base period but had a 6-month contract job in Oregon that I didn't initially report when I filed my UI claim. Reading through everyone's experiences, it sounds like I should definitely call EDD to request a Combined Wage Claim to include those Oregon wages. One question I have that I haven't seen addressed yet: does anyone know if there are any situations where including out-of-state wages might actually hurt your claim or delay it beyond the typical 2-4 weeks? I'm just wondering if there are any downsides to be aware of before I call. My Oregon wages were decent but not huge, so I want to make sure the potential benefit increase is worth the processing delay. Has anyone run into any complications with the CWC process?

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Great question about potential downsides! From what I've seen in this thread and my own research, the main "downside" is really just the processing delay (2-4 weeks typically). I haven't come across any situations where including out-of-state wages would actually hurt your claim - worst case scenario, if your Oregon wages don't significantly change your benefit calculation, you'd just end up with the same amount you would have gotten anyway, just with a delay. One thing to consider though: make sure you keep detailed records of your Oregon employment (pay stubs, W-2, etc.) since EDD might ask for documentation if there are any issues with Oregon's wage transfer. The consensus here seems to be that it's almost always worth requesting the CWC if you had substantial out-of-state earnings during your base period. The potential upside (higher weekly benefits) usually outweighs the temporary delay, especially since any increase would be backdated to when you first filed.

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Just wanted to add my experience for anyone else in a similar boat - I worked in both California and Texas during my base period and initially didn't report my Texas wages when I filed. After reading through this thread, I called EDD last week to request a Combined Wage Claim. The process was pretty straightforward once I got through to a rep (took about an hour of calling at 8 AM). They explained that Texas has actually been one of the faster states to respond with wage information - usually within 10-14 days. The rep also mentioned that I should receive an automated notification through my EDD online account once they receive my Texas wage data, and then a new award letter within a few days after that. One tip that helped me: when you call, have your Social Security number, claim number, and employment dates for ALL your jobs during the base period ready. The rep was able to process everything much faster when I had all that information at hand. Still waiting for my updated award letter, but feeling optimistic about the potential increase!

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Thanks for sharing your experience with Texas! It's really helpful to know that some states respond faster than others. I'm still waiting on my Nevada wage information (filed my CWC request about 10 days ago), so hopefully Nevada is similarly quick. The tip about having all your employment info ready when you call is spot on - I wish I had thought of that! Did the EDD rep mention anything about what happens if there are discrepancies between what you reported and what the other state sends over? I'm slightly worried that my memory of exact dates or wages from my Nevada job might be off by a bit.

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I've been getting EDD direct deposits for about 6 months now and wanted to share my experience to help ease any future anxiety! With Bank of America specifically, I've found they're incredibly consistent - usually 24-36 hours from when EDD shows "paid" to when funds appear in your account. The first payment definitely took longer (mine was about 48 hours) while they verified everything, but after that it's been like clockwork. One thing I learned is that BofA typically processes government deposits during their overnight cycle, usually between 3-6 AM, so I always check my account first thing in the morning rather than late at night. Also, pro tip: enable push notifications in the BofA app for any deposit activity - it's so much better than constantly refreshing your balance! The predictability really improves your budgeting once you get a feel for the timing. Glad you got your first payment and hope the rest go just as smoothly!

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Thank you so much for sharing your experience! It's really helpful to hear from someone who's been through 6 months of payments with BofA. The 3-6 AM processing window you mentioned makes total sense - I'll definitely start checking first thing in the morning instead of staying up late wondering where my money is! I just enabled those push notifications in the BofA app based on everyone's recommendations and it's already such a relief knowing I'll get alerted immediately. It's amazing how much less stressful this whole process becomes once you understand the timing patterns. Really appreciate you taking the time to share these details - it makes such a difference for newcomers like me who are still figuring everything out!

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I've been receiving EDD direct deposits for about 4 months now and wanted to add my perspective on timing patterns I've noticed. With BofA (which you mentioned having), I typically see deposits within 24-48 hours of the "paid" status, but there are a few factors that can affect timing. If you certify and it shows "paid" early in the week (Monday-Wednesday), deposits usually hit faster than if it processes late in the week. Also, the time of day matters - EDD seems to send ACH transfers in batches overnight, so late evening "paid" statuses might not actually transmit until the next processing cycle. Your 36-hour timeline for the first payment sounds completely normal since they do extra verification on the initial setup. One thing that's been super helpful is setting up BofA's mobile alerts for deposits - I get a text the instant anything hits my account. The stress really decreases once you've been through a few cycles and know what to expect. Congrats on getting approved and getting that first payment sorted out!

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Xan Dae

This is really helpful insight about the timing patterns! I hadn't thought about how the day of the week when you certify could affect processing speed, but that makes total sense - early week certifications probably get through the system faster than end-of-week ones. The information about EDD's overnight ACH batch processing is super valuable too. I'm definitely going to keep that in mind for future certifications. Those BofA mobile alerts have been a lifesaver based on everyone's recommendations - already set them up and it's such peace of mind! It's really reassuring to hear from someone with 4 months of experience that the pattern becomes predictable. Thanks for the congrats and for sharing these timing insights!

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I've been through several CalJOBS appointments over the past year and wanted to share something that really helped me prepare - creating a "cheat sheet" with all my key information before the appointment. Since you're in healthcare admin, I'd recommend having ready: - List of healthcare software/EMR systems you've used (Epic, Cerner, AllScripts, etc.) - Any relevant certifications (CMA, RHIA, etc.) with expiration dates - Brief summary of your most significant achievements (like process improvements or efficiency gains) - Your target salary range based on research you've done - Questions about local healthcare employers or training opportunities I found that having this information organized beforehand made me feel much more confident during the appointment and showed the rep that I was taking my job search seriously. They were actually impressed that I came prepared and spent extra time helping me optimize my search strategy. One more tip - if you have any concerns about specific requirements for healthcare admin roles in your area (like certain certifications or software experience you're missing), mention those during the appointment. The reps often know about free training programs or certification courses that can help fill those gaps while you're searching. The appointment really is designed to help you succeed, not to find fault with what you're doing. You're going to do great on Tuesday!

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I just had my CalJOBS appointment yesterday and wanted to share my experience since I was in almost the exact same situation as you! Healthcare admin background, about 6 weeks unemployed, and absolutely terrified going into it. Honestly, it was SO much better than I expected. My rep was incredibly patient and helpful - we spent about 35 minutes together and most of it was genuinely useful career guidance. She walked me through features I had no idea existed, like how to set up custom job alerts for healthcare facilities and how to use the salary research tools to make sure I wasn't underselling myself. The biggest surprise was how much she focused on helping me succeed rather than checking up on me. When I mentioned I'd been selective about applications because I wanted to find the right fit in healthcare admin, she actually praised that approach and showed me how to use advanced filters to find higher-quality matches. One thing I wish I'd done differently - definitely upload your resume before the appointment if you haven't already! She spent some time helping me optimize mine with better keywords for healthcare admin roles, which was super valuable. For the ongoing requirements, it's really not as burdensome as I feared. I just log in every few days to check for new matches and record any activities. The job alert notifications have actually helped me find positions I wouldn't have discovered on regular job boards. You're going to do amazing on Tuesday! The fact that you're preparing and asking questions shows exactly the kind of professional attitude they love to see. Good luck!

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This thread is absolutely amazing and has restored my faith in community support! As someone who just got hit with my own "Review Required" status yesterday (literally day 1 for me), reading through Lia's entire journey from panic to resolution has been incredibly reassuring. The fact that it turned out to be something as straightforward as a wage discrepancy with her commission check really shows how EDD creates unnecessary anxiety by providing zero transparency about what's actually causing delays. I'm taking notes on all the strategies shared here - the 8am sharp calling technique, asking specifically for tier 2 specialists, having all wage documentation ready beforehand. It's honestly ridiculous that we need to become tactical experts just to access unemployment benefits we've paid into, but I'm so grateful this community exists to share these hard-won insights. What really strikes me is how this transformed from a frustration post into a comprehensive guide for navigating EDD's broken system. The collective problem-solving here is incredible - from precise calling times to backup options like contacting assembly members. Thank you Lia for updating us throughout your process, and thank you everyone for proving that we can help each other succeed even when government systems fail us!

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This thread has been such an incredible journey to follow! As someone who's been lurking in this community for a while but never posted, I had to finally jump in after seeing how this transformed from Lia's initial panic into this amazing collaborative problem-solving resource. Congratulations on getting your claim resolved, Lia! Your persistence really shows that the "Review Required" nightmare can be beaten. The wage discrepancy issue with your commission check seems to be such a common trap - it's infuriating that EDD's system flags these routine employment situations but then leaves people completely in the dark about what's wrong. For anyone else dealing with similar delays, this thread is now basically the ultimate EDD survival guide! The 8am calling strategy, asking for tier 2 specialists, having documentation ready, even the backup options like assembly member contacts - it's better guidance than anything EDD officially provides. What really gets me is how we've had to crowdsource solutions to basic government services that should just work properly in the first place. But seeing this community rally around each other and share hard-won knowledge gives me hope that we can navigate even the most broken bureaucratic systems when we support each other. Thank you everyone for turning frustration into actionable help!

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I'm new to the unemployment system and this thread has been incredibly helpful! I'm still waiting on my initial claim to be approved, but I'm already stressing about which payment method to choose. Based on everyone's experiences here, it sounds like the Money Network card might be the way to go for faster access to funds. One question though - for those who switched to the card, are there any hidden fees I should know about? I've heard some prepaid cards have monthly maintenance fees or charge for balance inquiries. Also, can you transfer money from the card to your regular bank account easily if needed?

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Good questions about the fees! From what I understand, the Money Network card doesn't have monthly maintenance fees, but there are some transaction fees to be aware of. You get one free ATM withdrawal per deposit, then it's around $1.50 for additional ATM withdrawals. Balance inquiries at ATMs are usually free, and you can check your balance online or through their app for free too. As for transferring to your bank account, yes you can do online transfers but I think there's a small fee (maybe $1-2). The card also works like a regular debit card for purchases with no fees. Overall the convenience of faster payments usually outweighs the minimal fees, especially if you're strategic about how you access your money. Welcome to the system - hope your claim gets approved quickly!

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Just wanted to add my perspective as someone who's been through the EDD system multiple times over the years. The timing differences between direct deposit and the Money Network card can vary significantly based on when you certify and what day of the week it falls on. I've noticed that if you certify on Sunday morning (like most people do), direct deposit payments often get processed by EDD on Monday but then sit in the ACH queue until Tuesday or Wednesday depending on your bank's processing schedule. The Money Network card seems to bypass some of that banking bureaucracy since it's EDD's direct payment partner. One thing I haven't seen mentioned yet is that you can actually track your payment status more granularly with the card through the Money Network mobile app - it shows pending deposits before they're fully available, which can give you peace of mind about timing. The app also sends push notifications when funds are added, so you're not constantly checking your balance. For anyone considering the switch, I'd say the speed advantage is real, but make sure you understand the fee structure and have a plan for accessing your funds without getting hit with unnecessary charges.

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This is such a comprehensive breakdown - thank you! The point about the Money Network app showing pending deposits is really valuable info that I hadn't seen mentioned anywhere else. That kind of transparency would definitely help with the anxiety of waiting for payments. I'm curious about your experience with the fee structure over time - have you found that the faster access to funds saves you money in other ways, like avoiding late fees on bills? I'm trying to weigh whether the convenience fees are worth it compared to the stress and potential late charges from waiting 3-4 days for direct deposit.

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