


Ask the community...
Final update: Got my issue resolved after 2.5 hour call. Worth it but I'm never doing this manual calling process again. Next time I'm using an automated service for sure.
For anyone new to this thread: EDD hours are 8am-5pm M-F, they don't answer 12-1:30pm for lunch, expect 20-100+ redial attempts just to get on hold, and 30-50% of calls drop even when you do get through. Plan accordingly.
This is incredibly helpful - thank you for the comprehensive summary! I'm new to this nightmare and was about to start calling randomly. Now I know to block out an entire day and prepare mentally for the marathon ahead.
Welcome to the club nobody wants to be in! @Natasha Petrova One thing I d'add - make sure you have a backup plan. I spent 2 weeks doing the manual calling grind before I discovered services like Claimyr. Sometimes paying $20 to save your sanity is the smartest move you can make.
I'm in a similar situation right now - my payment just switched to "Paid" status three days ago and I'm anxiously waiting for the card too! Reading through everyone's experiences here is really helpful. It sounds like 7-10 business days is pretty standard, which puts me right around the same timeline as you Diego. I'm also planning to call Money Network tomorrow morning early like Zainab suggested. Has anyone had luck with asking EDD directly if they can note your account for urgent delivery? I'm wondering if that actually speeds things up or if it's just something they say to get you off the phone. Either way, it's good to know we're not alone in this waiting game!
I'm in the exact same boat as you! My payment just switched to "Paid" yesterday and I'm already stress-checking the mailbox twice a day 😅 From what I've read in this thread, it seems like noting your account for urgent delivery might help, but it's hard to tell if it actually speeds things up or just makes us feel like we're doing something. I'm definitely going to try calling Money Network early tomorrow too - seems like that 8 AM timing tip could make all the difference in actually getting through to someone. At least we know the money is coming, even if the waiting is brutal!
I went through this exact same stress last year! My card took 9 business days to arrive in Pomona, so being in San Bernardino you should expect similar timing. One thing that really helped me was setting up a Money Network account online as soon as my payment hit "Paid" status - you can actually check if your funds are available even before the physical card arrives (just use your SSN and the info from your EDD account). This won't speed up delivery but at least you'll know your money is safely loaded and waiting for you. Also, don't be afraid to explain the situation to your landlord - most understand unemployment payment delays and may work with you on timing. The waiting is absolutely the worst part, but you're almost there! Once you get it, definitely set up direct deposit immediately so you never have to go through this card waiting anxiety again.
Thanks for the detailed info! I'm actually curious about setting up the Money Network account before getting the card - I saw earlier in the thread that Zara mentioned she couldn't create an account without info from the physical card. Did they change their system since then? I'd love to be able to check that my funds are there while waiting for the card to arrive. Also definitely planning to set up direct deposit ASAP once I get access!
I'm new here but dealing with a similar situation right now! I was on SDI for 6 weeks earlier this year after a work injury, then returned to my job for about 3 months before getting laid off due to budget cuts. Reading through all these responses has been incredibly helpful - I was also confused about whether to include those disability payments as wages. It sounds like the consensus is clear: only include actual employment wages, not benefit payments. The distinction between "earned income" vs "replacement income" that someone mentioned really clicked for me. Thanks everyone for sharing your experiences! It's reassuring to know I'm not the only one who found the EDD application confusing on this point.
Welcome to the community Rebecca! You're definitely not alone in finding this confusing - the EDD forms could really be clearer about what they mean by "wages." I'm glad reading through everyone's experiences helped clarify things for you. It sounds like you have the right approach now. Good luck with your application, and don't hesitate to ask if you run into any other questions during the process!
I just went through this same situation last month! I was on PFL for 6 weeks after having my baby, then returned to work for about 2 months before getting laid off in a company restructuring. I was so confused about the wages section too - the EDD application really isn't clear about what they consider "wages." After reading through all the responses here and calling EDD (finally got through after using one of those callback services), I can confirm what everyone is saying: DO NOT include PFL or SDI payments as wages. Only report your actual employment earnings - basically what you'd see on your W-2 from your employer. The EDD rep told me they already have all your wage history from employers, so including benefit payments could actually flag your application and cause delays. I only included my actual paychecks from when I was working and my claim went through smoothly. There are other sections in the application where you can mention if you received PFL/SDI benefits, which is important for them to know, but it shouldn't go in the wages section. Hope this helps and good luck with your application!
Thanks for sharing your experience! It's really helpful to hear from someone who just went through this exact situation. I'm glad your claim went through smoothly by only including actual employment earnings. The fact that you confirmed this directly with an EDD rep makes me feel even more confident about following everyone's advice here. I'll definitely make sure to only report my actual paychecks and mention the PFL/SDI in the appropriate other sections. Really appreciate you taking the time to share what worked for you!
Thanks everyone for all the helpful responses! I'm feeling much better about my situation now. I'm going to: 1) Report the one day worked when I certify, 2) Gather documentation about my medical needs, 3) Write down a detailed timeline of events, and 4) Prepare for a possible eligibility interview. I'll update this thread after I certify to let you know what happens in case anyone else faces a similar situation in the future.
Just wanted to add - if you do end up needing to talk to EDD about this, don't volunteer too much information upfront. Answer their questions directly but don't over-explain unless they ask for details. Sometimes giving too much context can actually work against you because they might focus on the wrong parts of your story. Also, if they do put your claim on hold for review, that's actually pretty normal for situations like this. It doesn't mean you did anything wrong - they just need to verify that you had good cause for leaving. The medical necessity for health benefits is definitely a legitimate reason, especially since you weren't told about the lack of coverage during the hiring process. One more tip: if you get an interview scheduled, write down your key points beforehand so you don't forget anything important when you're on the call. These interviews can be nerve-wracking and it's easy to forget details when you're stressed. You're handling this the right way by being proactive and honest about it!
This is really solid advice! I never thought about not over-explaining - I tend to ramble when I'm nervous so I'll definitely write down key points beforehand if I get an interview. Thanks for mentioning that holds are normal for these situations too, that makes me feel less anxious about the whole thing.
Aiden Rodríguez
I had my appeal hearing postponed TWICE after waiting 3 months for the initial date. The whole process took almost 6 months from start to finish. But I did eventually win and got all my backpay. Stay patient and persistent!
0 coins
Sophia Nguyen
•Glad to hear you eventually won! I'm trying to stay patient but it's so stressful not knowing when this will be resolved. I'm marking 6 months on my calendar as a worst-case scenario.
0 coins
Ethan Wilson
I'm in a similar situation - submitted my appeal in late January and still waiting! It's so frustrating not knowing when this will be resolved. One thing that's helped me mentally is setting up a simple tracking system. I created a calendar reminder to check the status every Friday, and I'm documenting everything in a notebook - when I submitted, any correspondence, etc. It makes me feel like I'm doing something productive while waiting. Also, I've been using this time to strengthen my case by organizing all my job search records and writing practice responses to potential hearing questions. The waiting is awful, but at least we can use this time to prepare thoroughly. Hang in there - sounds like most people eventually get their hearings scheduled even if it takes longer than expected!
0 coins
Joy Olmedo
•That's a really smart approach! I should definitely start doing something similar to stay organized and feel more in control of the situation. The tracking system idea is brilliant - I've just been anxiously checking the status randomly which probably isn't helping my stress levels. Thanks for sharing your strategy, it's nice to know someone else is going through the exact same timeline. We'll both get through this eventually!
0 coins