From my experience handling workers comp settlements while on UI, I'd say you're asking all the right questions! The most important thing is to keep certifying while you wait for the settlement - don't stop just because you know it's coming. When you do receive it, make sure you have a clear breakdown from your attorney showing what portion is for permanent disability/medical expenses vs any wage replacement. The permanent disability portion typically won't affect your UI benefits at all, while wage replacement might reduce that week's payment. I'd also recommend calling EDD proactively once you get the settlement paperwork to discuss your specific situation. Having them document your call and the settlement details in your file can really help if any questions come up later during reviews or audits. Be prepared with the exact amounts and what each portion covers. Most importantly - this shouldn't disqualify you from continuing your UI claim as long as you're still able and available for work. Workers comp settlements are pretty common and EDD has established processes for handling them. Just stay transparent and keep looking for work!

As someone who works in workers compensation law, I can confirm that most of the advice in this thread is spot-on! The key distinction is whether your settlement includes "indemnity benefits" (wage replacement) vs. "permanent disability" or medical expense reimbursement. California Labor Code generally treats permanent disability awards differently than wage replacement when it comes to UI eligibility. Your attorney should be able to provide you with a clear breakdown showing exactly what each dollar amount represents. One additional tip: if your settlement agreement includes any "Medicare Set-Aside" provisions for future medical care, those amounts are definitely NOT considered income for UI purposes. Make sure to include that information when you report to EDD. The bottom line is that receiving a workers comp settlement while on UI is very common and manageable - just be thorough in your documentation and transparent in your reporting. EDD deals with these situations regularly and has clear guidelines for processing them.

I'm dealing with a very similar situation right now! My regular UI benefits just exhausted last week and I'm seeing that same confusing "paid all benefits" message. Reading through all these responses has been incredibly helpful - I had no idea about the difference between benefit exhaustion and benefit year ending. One thing I wanted to add that might help others: I found out from my local WorkSource office that they sometimes have emergency assistance funds available for people in this exact gap period. It's not much, but they helped me with a one-time utility payment while I'm waiting to figure out my next steps. They also connected me with some local job training programs that might qualify for the Training Extension if I decide to go that route. Also, for anyone struggling to get through to EDD - I tried calling right at 8:00 AM when they open and had better luck than calling later in the day. Still took about 45 minutes on hold, but at least I didn't get the busy signal. The rep was actually pretty helpful once I got through and explained everything clearly. Thanks to everyone who shared their experiences here - it's really reassuring to know I'm not the only one who found this whole process confusing!

I'm going through almost the exact same thing right now! Just hit that dreaded $0 balance last week with 4 months still left on my benefit year. Like everyone else has said, that "paid all benefits" message is SO misleading - I spent days thinking I missed some step or deadline. What's really helped me after reading all these responses is understanding that this is actually pretty normal and there ARE steps you can take. I just applied for CalFresh yesterday and was surprised how straightforward the online application was. Also called 211 like someone mentioned above and they connected me with a local rent assistance program I didn't even know existed. One thing I wanted to add that might help others - if you're doing any gig work or side jobs while waiting this out, make sure you report those earnings properly if you do end up qualifying for a new claim later. I learned from a friend who works at EDD that they cross-check everything now and unreported income can cause major headaches down the road. The job market is definitely rough right now but at least knowing what our actual options are (instead of being confused and panicking) makes it feel more manageable. Thanks to everyone who shared their experiences - this thread has been more helpful than anything I found on the official EDD website!

When I filed in January my waiting week was showing as "pending" for over a month after all my other weeks were paid. Had to call EDD three different times before someone fixed it and explained it would always show as $0 even after it switched from pending to "waiting period" status. Their system is so confusing! But yeah, the rep gave you correct info about when to file.

Just wanted to add that I went through this exact same situation last year! The EDD rep told me to file the day before my last day of work, and I also panicked when I saw that first week was $0. I thought I had messed something up or that there was an error with my claim. But everyone here is right - the waiting week is just how the system works. It's basically California's way of making sure people don't file frivolous claims for really short periods of unemployment. Even though it's frustrating when you're already stressed about money, you didn't lose anything by following the rep's advice. One thing that helped me was checking my claim history regularly to make sure that first week eventually changed from "pending" to "waiting period" status. Once you see that, you know everything is processing correctly. Keep certifying every two weeks and your payments should start with week 2!

Just wanted to chime in as someone who went through almost the exact same situation! I was laid off from my marketing job and had been doing freelance social media work on and off. The reopening process can feel overwhelming but you're definitely on the right track. One thing I learned the hard way - when they ask about work search activities during the reopening questions, make sure you count ANY legitimate job-seeking efforts, including updating your LinkedIn, reaching out to former colleagues, or even researching potential clients for your freelance work. I initially thought it only meant formal job applications and almost got dinged for "insufficient work search." Also, once you start certifying again, be prepared that they might ask for additional documentation about your self-employment. I had to provide bank statements showing my freelance payments and a brief explanation of my work situation. Having everything organized beforehand made the process much smoother. The good news is that California is generally pretty understanding about mixed employment situations like ours where you're doing contract work while looking for full-time employment. Just be honest and thorough in all your responses!

This is such a helpful thread! I'm currently in a similar situation where I've been doing some freelance writing work between unemployment periods. Reading through everyone's experiences has given me a much clearer picture of what to expect when I need to reopen my claim. I especially appreciate the detailed breakdown of how to report contract earnings correctly - the timing of when you get PAID vs when you do the work is something I definitely would have messed up without this guidance. And the work search activity clarifications are gold! I had no idea that freelance proposals and networking activities counted toward the requirement. One quick question for the group - has anyone had experience with EDD asking for proof of your work search activities during an eligibility interview? I want to make sure I'm keeping the right kind of records in case they ever request documentation. Thanks to everyone who shared their stories here. This community really makes navigating the EDD system so much less stressful when you know others have successfully gotten through similar situations!

Have you tried reaching out to your local state representative? Sometimes they can help push things along with EDD. Worth a shot if you're really stuck.

Honestly, the best thing I did was set up direct deposit like @Luca Ricci mentioned. I wasted 2 months waiting for my card that never came, then switched to direct deposit and got my payment within a week. You can change it in your UI Online account under "Payment Method." Also, if you do need to call, try the 833-978-2511 number early morning - seems to have shorter wait times than the main line. Hang in there! 💪