I'm going through this exact same situation right now! My payment was scheduled for Thursday (11/28) and it's still showing as "issued" but not "paid" in my account. This is my first time dealing with EDD disability benefits after a workplace injury in October, so I had absolutely no clue that holiday processing delays were even a thing. I've been calling nonstop since Monday with no luck getting through to anyone. Reading through all these comments has been such a relief - I was starting to panic that something was seriously wrong with my claim. It's really frustrating that they don't clearly warn people about these delays on their main website. At least now I know to expect this kind of thing during future holidays. Crossing my fingers mine comes through today like some of yours did!

I'm dealing with this exact issue too! My payment was due on 11/27 and I'm still waiting. This is my second month on disability after a surgery and I had no idea holiday delays were even a thing. The EDD website really needs to do a better job communicating these processing delays - I've been stressed thinking my claim got messed up somehow. Reading everyone's experiences here has been incredibly helpful though. Mine also shows "issued" but not "paid" so at least I know what's happening now. Going to try calling BofA early tomorrow morning like ThunderBolt7 suggested. Thanks to everyone sharing their stories - it's such a relief to know this is a common issue and not just me!

This is such a frustrating situation but you're handling it exactly right! I had a very similar experience with EDD SDI last fall where they denied my claim because their verification letter got lost in the mail for almost two weeks. When I finally received it, I had already "missed" their deadline by several days. What saved me was going to the office with a complete paper trail - definitely bring your original verification request letter, all your mailing receipts, tracking information, and the denial letter. The timeline document that @Mei Zhang suggested is spot on. I created something similar and the claims specialist was able to see immediately that the denial was issued unfairly. In my case, they were actually able to reverse the denial during my office visit through what they called a "clerical review" rather than having to go through the full appeal process. It took about 45 minutes of waiting and paperwork, but I walked out with my claim reinstated. Also, don't let them tell you that Priority Mail should have been faster - regular mail delays are considered valid reasons for late responses, especially when you can prove you mailed it the day after receiving the request. You clearly acted in good faith and responded as quickly as possible. Wishing you the best of luck tomorrow! Please do update us - stories like yours help other people know what to expect and how to advocate for themselves.

I'm dealing with almost the exact same situation right now! EDD sent me an address verification letter on December 20th that I didn't receive until January 3rd due to holiday mail delays. They wanted my documents by January 2nd - literally impossible! I mailed everything the same day I got the letter but of course it arrived "late." What's really helped me so far is documenting EVERYTHING. I took photos of the envelope showing the postmark dates, kept all my mailing receipts, and even got a statement from my mail carrier about the holiday delays in our area. One thing I learned from calling the disability helpline (after about 50 tries) is that they have a "reasonable cause" exception for situations exactly like ours where the mail system caused the delay. The key is proving you responded immediately upon receiving their letter, which it sounds like you absolutely did. I'm also planning to visit an office this week, so I'll be following your updates closely. It's crazy how many people are dealing with these ridiculous mail timing issues with EDD right now. Hang in there - you clearly did everything right and have all the documentation to prove it!

As someone who just went through the SDI application process myself, I want to emphasize how important it is to be thorough with your documentation when submitting the DE 2588 form. I had a similar situation where a previous work injury affected my earnings during the base period. What really helped my case was getting a letter from my doctor that specifically outlined the dates I was on work restrictions and how those restrictions impacted my ability to perform my regular job duties. The letter included details about reduced hours, modified duties, and the medical reasons for these limitations. Also, if you have any correspondence with your employer from that time period (emails about schedule changes, HR documentation of accommodations, etc.), include those as supporting evidence. The more you can document the connection between your medical condition and reduced earnings, the stronger your Special Base Period request will be. The whole process took about 3 weeks for me, but it was absolutely worth it - my WBA ended up being almost 40% higher than what it would have been under the standard calculation. Don't give up on this, Miguel - it sounds like you have a solid case for the special base period!

As someone new to this community who's been researching SDI options, this entire thread has been incredibly enlightening! Miguel, your proactive approach to researching the base period calculation before filing is really smart - most people probably just accept whatever WBA they're given without realizing there might be options. The information about the DE 2588 form and Special Base Period is something I hadn't come across in any of the official EDD materials I've been reading. Emma's success story with the 40% WBA increase really shows how impactful this can be for people who had legitimate medical reasons for reduced earnings during their base period. One thing that strikes me from reading everyone's experiences is how much the system seems to rely on people knowing to ask the right questions and submit the right forms. It's unfortunate that this isn't more clearly explained upfront, but threads like this are so valuable for helping people navigate the process. Miguel, I hope your Special Base Period request gets approved and your surgery goes smoothly. Thank you for sharing your journey - it's going to help a lot of people who find themselves in similar situations!

Just wanted to chime in as someone who went through this exact situation! I was on SDI for 3 months after a car accident and was panicking about taxes too. Everyone here is absolutely right - no 1099 needed and it's not taxable income. What really helped me was printing out that payment history from SDI Online that others mentioned, just so I had documentation showing the dates and amounts in case I ever needed it for other purposes (like loan applications). The peace of mind was worth it! Also totally agree the EDD website could be WAY clearer about this - I spent hours searching before finding the answers here in this community.

As someone who just went through this process myself, I can confirm what everyone is saying - no 1099 for SDI and it's not federally taxable! I was on disability for 8 weeks last year and was completely confused about the tax implications. What helped me was calling my tax preparer directly to confirm, and she explained that since we pay into SDI through our paychecks (it's that small deduction you see on your pay stub), the benefits aren't considered taxable income when you receive them. It's basically like getting back money you already paid in. Definitely print out your payment history from SDI Online though - it's good to have documentation even if you don't need it for taxes. The whole experience really made me realize how poorly EDD explains this stuff on their website!

I'm also going through this right now and can totally relate to the stress! My doctor submitted my DE 2525XX extension electronically 3 days ago and I've been checking my SDI account constantly. This thread has been incredibly helpful - I had no idea about the confirmation number or that 8-10 business days is normal processing time. I'm recovering from ankle surgery and my original 7-week approval ends in 13 days, so timing should work out okay based on everyone's experiences here. But the anxiety is still so real when you're already dealing with recovery and financial worries! It's frustrating that EDD gives you zero visibility into their process - you're just left wondering if your form vanished into thin air. Definitely getting that confirmation number from my doctor tomorrow after reading all these recommendations. The retroactive payment info has been really reassuring too. Thanks to everyone for sharing their real experiences and timelines - this community knowledge is invaluable when EDD's official resources tell you basically nothing useful about what to actually expect!

I'm currently dealing with this exact situation too! My doctor submitted my DE 2525XX extension electronically 7 days ago and I've been refreshing my SDI account multiple times daily with no updates showing yet. Reading through everyone's experiences here has been such a relief - I was starting to worry something went wrong, but now I understand that 8-10 business days is totally normal. I'm recovering from ACL reconstruction surgery and my original 6-week approval ends in 5 days, so the timing is getting a bit tight but still within that window based on all the shared experiences here. I had no clue about the confirmation number until reading this thread - called my doctor's office this morning and got it, which definitely helps with peace of mind knowing it was actually submitted properly. The lack of transparency from EDD is so frustrating when you're already stressed about recovery and finances. It's crazy that we have to rely on community knowledge like this to understand their actual process! The retroactive payment info has been really reassuring too for those of us cutting it close on timing. Thanks to everyone for sharing their real timelines - this support makes such a difference when navigating EDD's confusing system!