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my daughter's financial aid advisor told us the whole system is still buggy. even if everything looks fine now, print out confirmation pages of EVERYTHING and keep checking the status every couple weeks. my niece thought her fafsa was all done but then 2 months later got an email saying there was a problem with the parent section that needed fixing.
That's good advice. I'll make sure to take screenshots of all the confirmation pages and keep checking the status regularly. I don't want any surprises popping up months later!
To provide some additional clarity: Under the FAFSA Simplification Act, the 2025-2026 application simplifies the parent contribution process for married couples filing jointly. When spouses file taxes jointly, the primary financial information is collected from whichever parent was entered first in the application. The system generates an accurate Student Aid Index (SAI) calculation using the household's joint tax information without requiring both parents to individually submit information. Your daughter's application is processing correctly based on what you've described.
Thank you for the detailed explanation! That makes perfect sense now. We've confirmed her application is complete and shows a submission confirmation number. The SAI calculation should be based on our joint income then, which is exactly what we wanted. I really appreciate everyone's help in figuring this out!
It should transmit to schools automatically based on the ones she listed on the FAFSA. We're still waiting for her financial aid packages though - that's another waiting game altogether!
dont 4get to check if her major has any special scholarships!! my roomate got 3500 just for being in the engineering department but she had to ASK nobody told her about it lol
One final note: if you do end up needing private loans, having a cosigner with excellent credit can significantly reduce the interest rate - sometimes by 2-3 percentage points. Also, look for lenders that offer cosigner release after a certain number of on-time payments (usually 24-48 months). This allows your daughter to take over the loan independently once she has established her own credit history, which removes your liability.
Thank you everyone for all this helpful info! I just created an account on studentaid.gov and started my FAFSA application. You were right that it's pretty straightforward once you're on the official site. I'm going to ask my financial aid office about workshops too. Really appreciate all the advice - this has been stressing me out for weeks!
Amara Torres
I was having the same issue and couldn't get through to the financial aid office at all. After being on hold for hours multiple days, I finally used this service called Claimyr (claimyr.com) to get a callback from them. They have this video showing how it works: https://youtu.be/TbC8dZQWYNQ Turns out my school was missing my parents' tax verification form which is why my award letter hadn't been processed. They never even notified me! Got it resolved in 24 hours after finally talking to someone.
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Sebastian Scott
•omg thx for sharing this!! the fin aid office at my school never picks up EVER
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Sarah Jones
One more thing to consider - many schools prioritize processing in a specific order: 1. New incoming students (freshmen and transfers) 2. Continuing students with complete applications by priority deadlines 3. Late applications and incomplete files If you submitted after your school's priority deadline or if any information was flagged for verification, you might be further down in the processing queue. For your immediate payment deadline issue, ask about a financial aid deferment. Most schools will extend your payment deadline if they can see your FAFSA has been submitted and is in their system, even if they haven't finished processing your awards yet.
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Drake
•Thank you so much! I did submit before the priority deadline (Feb 15), but maybe something got flagged for verification. I'll definitely ask about the deferment option - I didn't even know that was a thing! This has been really helpful.
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