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Have you gotten any info on how this affects Parent PLUS loan applications? My daughter's FAFSA finally processed but now I'm worried about the loan getting delayed too if my name doesn't match there as well...
Yes, the Parent PLUS loan application pulls from the same FSA ID system, so the name must match your official records with the Social Security Administration. If you've updated your FSA ID, wait about 3 business days before applying for the Parent PLUS loan to ensure the systems have synchronized. The credit check for the PLUS loan will be performed using the SSN and legal name on file.
lol the FAFSA is such a joke. spent 3 months fixing a "data mismatch" last yr just to get $900 in aid. waste of time. just take out private loans and save urself the headache tbh
While the process can be frustrating, I would strongly advise against skipping the FAFSA in favor of private loans. Federal student loans offer income-driven repayment plans, forgiveness options, and fixed interest rates that private loans typically don't provide. Many schools also require a completed FAFSA to access institutional scholarships, even if you don't qualify for federal grants. The average undergraduate receives over $9,000 in aid through the FAFSA, so the effort is usually worthwhile.
Just to add some clarity about the timeline: The SAI is just the first step. After that appears in the student's account, the colleges still need to: 1. Download the FAFSA data 2. Verify the information (some students get selected for verification) 3. Calculate their specific aid package 4. Send out their offers Each college handles this differently. Some send emails to the student email only. Others use their admission portals. A few still send paper award letters. And they all operate on different timelines - some send aid packages with acceptance letters, others send them weeks or months later.
Update: We finally checked my daughter's studentaid.gov account and found the SAI was actually processed last week! No notification was sent. Now we're checking all her college portals to see if any award packages have been posted. Thanks everyone for the help!
yall keep saying evidence but what if the school shut down and their website is gone? i cant find my enrollment papers eithre... am i just screwed?
For closed schools, the Department of Education does have some records they can access internally. You should mention in your application that the school has closed and you have limited documentation as a result. If you have any communications with other students, former employees, or even your own notes from the time of enrollment, include those. You can also check archive.org's Wayback Machine to see if they have archived versions of the school's website with the false claims.
I submitted mine about 8 months ago and just got approved last week! Full discharge of $23K in loans plus a refund of payments I'd already made. Here's a tip nobody told me: if you mention accreditation misrepresentation specifically, it seems to get processed faster based on what I've heard from others in my situation. My school claimed they were "in the process" of getting programmatic accreditation but they had actually been denied twice already when they told me that.
Did you ever get this resolved? I'm curious if you tried Claimyr or found another way to get through to FSA?
Yes! I used Claimyr yesterday and it actually worked! Got connected to an agent after just 9 minutes (versus the hours I spent trying on my own). The agent found that there was indeed an old account created for my husband from when he cosigned a loan for his nephew five years ago! He had completely forgotten about it. They were able to reset everything and we got back into the account. Just submitted the FAFSA last night and already got confirmation that it's processing. Such a relief! Thanks everyone for your help!
Zoey Bianchi
I fild my borrower defense last year and still waiting... good luck with the wait its KILLING ME!!!!
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Lauren Johnson
•Ugh, that's frustrating. How long have you been waiting exactly? Did you get any updates at all during the process?
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Daniel Price
One thing nobody mentioned - make copies of EVERYTHING before you submit. My friend lost all her documentation when her computer crashed and had to start over. I keep copies in 3 places (computer, cloud, and printed). Also, be prepared for a LONG wait. The Dept of Ed is severely backlogged with these applications.
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Lauren Johnson
•That's great advice about the backups! I'll definitely do that. I'm planning to keep a binder with all the printed materials too just to be safe.
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