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This FAFSA reform has been a disaster from start to finish. First the three-month delay in even launching the form, then all the glitches when it finally opened, and now schools can't process the information. I work in higher education (not financial aid) and this has been a major topic in administrative meetings. Just want to validate your frustration - it's completely justified. The Department of Education did not adequately prepare institutions for these changes, and students and families are bearing the brunt of these implementation problems. Many schools are considering extending decision deadlines because of these delays.
update: my daughter's school (UW Madison) just sent an email saying they expect to start releasing aid packages in mid-June. might be similar timeline for parkside since they're in the same system?
Mid-June?! That's so late! Thanks for sharing though - at least gives us some idea what to expect. I'll be following up with Parkside directly to see if their timeline is similar.
This timeline is consistent with what many state university systems are communicating. The UW System likely has a coordinated approach to implementing these changes, so mid-June is probably a reasonable estimate for Parkside as well. For planning purposes, if your daughter's financial circumstances haven't changed dramatically from last year, her aid package will likely be similar to what she received previously. The new FAFSA formula has some changes, but returning students generally see consistency in their aid from year to year unless there's been a major change in family finances.
I went through this EXACT situation last year with my husband's ancient account from 1997. After trying everything online and getting nowhere, I finally called FSA. The wait was over 2 hours, but the agent was able to fix it in about 10 minutes once I got through. They had to verify his identity and then completely delete the old account information before we could create a new FSA ID. One tip: after they fix it, create the new FSA ID immediately while you're still on the phone with them. That way if there are any issues, they can fix them right away. Our daughter got her aid package on time, so there is hope!
Yes! Finally got it resolved yesterday. Used that Claimyr service someone mentioned to avoid the hold time, and the FSA agent had to completely delete the old partial record and then helped us create a brand new FSA ID for my husband. Took about 20 minutes once we got an agent. Our daughter's FAFSA is now fully submitted! Such a relief!
One thing to consider that hasn't been mentioned yet: timing of disbursements. Federal Parent PLUS loans typically disburse directly to the school at the beginning of each semester. Private loans may have different disbursement schedules depending on the lender. Make sure you understand when the funds will be available to cover your costs, especially for things like the housing deposit which might be due before loans disburse.
Has anyone actually calculated whether parent plus loans are better than private? My daughter's at Rowan and we got a 4.1% private loan rate compared to the parent plus rate of over 6%! Plus we avoided that ridiculous origination fee that parent plus charges. Just saying don't automatically assume federal is better without comparing actual numbers...
You raise a valid point. For borrowers with excellent credit, private loans sometimes offer lower interest rates than Parent PLUS loans. However, there's more to consider than just the rate. Parent PLUS loans offer income-contingent repayment options, potential loan forgiveness paths, deferment/forbearance options during hardship, and death/disability discharge protections that most private loans don't provide. That said, if you've found a private loan with significantly better terms and are confident in your ability to make the payments regardless of future circumstances, it can be the better financial choice for some families.
i dont think your supposed to do filing separately on fafsa if your married and live together the irs website says that filing status is for if your separated or don't live together maybe thats why its messing up
That's a common misunderstanding. For tax purposes, "Married Filing Separately" is available to all married couples regardless of living situation. For FAFSA, you select the tax filing status you actually used. The confusion here isn't about the filing status selection - it's a known technical issue with the signature process for non-filing spouses in the new FAFSA system.
UPDATE: I followed the advice here and submitted with just my signature, then called my son's school financial aid office. They said this is happening to LOTS of families and gave us a special form for my wife to sign confirming her non-filing status. They put a note in our file and said it won't delay his aid package. Thank you all for the help!!!
Logan Chiang
Hey just wondering - did any of those solutions work for you? My FAFSA is still missing after trying everything suggested here. Getting really worried about my school deadlines too.
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Abigail Spencer
•Update: I got through using that Claimyr service and the agent confirmed my application is in the system but flagged for "additional verification" - that's why it disappeared from my dashboard. They said I should receive an email in 3-5 business days with instructions on what additional documents they need. The agent also put a note in my file to expedite the review since my deadline is approaching. So relieved it's not completely lost!
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Micah Franklin
Just a note for everyone dealing with missing applications: The Department of Education announced yesterday that they're aware of the dashboard display issues and are working on a fix. They're prioritizing processing applications even when they don't display correctly in accounts. If you have a confirmation email, your application IS in their system, even if you can't see it. They're adding a new status tracking feature next week that should help with visibility.
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Ruby Blake
•Too little too late! This rollout has been a complete disaster. My daughter might lose thousands in aid because of their technical problems. Is the DOE going to compensate students who miss out on aid because of THEIR errors?
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Micah Franklin
•I understand your frustration. While I can't speak for the DOE, most colleges are being extremely flexible this year with deadlines and requirements because we all recognize the challenges with the new system. I strongly encourage everyone affected to document everything and communicate directly with their school's financial aid office. Many schools have set up special exception processes specifically for these FAFSA technical issues.
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