FAFSA

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Wait im confused about something. You mentioned your son's SAI is 1330 but then said the FAFSA confirmation shows eligibility for Pell up to $6,895. Are you sure thats what it says? My daughter's SAI was 1800 last year and she only got about $5,000 in Pell. I thought the lower your SAI, the more Pell you get? Maybe the amounts changed for this year?

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You're right to question this. The Pell Grant amounts are adjusted yearly. For the 2025-2026 academic year, the maximum Pell increased to $6,895, and the eligibility thresholds were expanded. With an SAI of 1330, the student would qualify for very close to the maximum, but likely around $6,500-$6,700 rather than the full $6,895 (which is typically reserved for an SAI of 0). The exact amount is determined by a sliding scale.

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Thank you for asking this! I might have misunderstood what the confirmation page was showing. It listed the maximum amount, but from what the financial aid expert is saying, my son will get slightly less than the maximum. Still, it's a huge help compared to last year when we didn't qualify at all.

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one more thing - make sure ur son enrolls full-time (usually 12+ credits per semester) or the pell gets reduced proportionally. my brother only took 9 credits his first semester and only got 75% of his pell grant. they dont tell u this stuff upfront!!

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Oh! I had no idea about this! He's planning to go full-time, but that's really important information to know. Thank you!

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Amina Bah

anyone else notice how the FAFSA changes this year screwed everything up? i heard some schools aren't even requiring SAI for early packages...they're just estimating and will adjust later

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my brothers school did that! they sent a "preliminary" package and said it might change when they get his official SAI. better than nothing i guess

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UPDATE: I finally called my school's financial aid office this morning! They told me they're processing applications in the order received and mine should be ready within the next 7-10 days. They also said they're aware of the May 1st deadline and are prioritizing packages for undecided students. The woman I spoke with was actually super helpful and took my name down to flag my application for priority processing since I mentioned I'm waiting on the package to make my decision. Thanks everyone for the advice to call directly!

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That's excellent news! I'm glad you were able to get through and receive some clarity on the timeline. The fact that they're prioritizing undecided students is very helpful. Make sure to check your student portal and email frequently, as many schools will post the package online before sending an email notification.

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Amina Bah

thanks for the update!! gonna call mine tomorrow and say the same thing

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This is actually an important strategic decision that could significantly impact your daughter's aid package. If your future spouse has substantial income or assets, submitting before your marriage could result in more aid eligibility. Here's what the FAFSA documentation states: "Report your marital status as of today (the day you submit your FAFSA form). If your marital status changes after you submit your FAFSA form, check with the financial aid office at the school you plan to attend." Some additional considerations: 1. If your daughter will apply to private schools requiring the CSS Profile, their methodology may differ 2. If your income will substantially change in 2024 compared to 2023, you might need to request a professional judgment review anyway 3. Some schools have institutional methodologies that might consider your upcoming marriage regardless of when you submit

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Thank you for this detailed information. My fiancé does have substantially higher income than I do, so this could definitely affect her aid. She's applying to both public and private schools, so I'll need to research which ones require the CSS Profile as well. This is all much more complicated than I expected!

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It definitely can be complex! For schools requiring the CSS Profile, check each school's specific requirements since they can customize their questions. Also, many financial aid offices are more understanding of family situations than people realize - if you're concerned, don't hesitate to contact your daughter's top choice schools directly to ask how they handle upcoming marriages in their institutional methodology.

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i think the fafsa is using 2023 tax info for the 2025-2026 year right? thats what my kids counselor said. so confused with all these changes

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Yes, that's correct. The 2025-2026 FAFSA will use 2023 tax information (from two years prior). It's called prior-prior year reporting. But your marital status should reflect your current situation on the day you sign the FAFSA, not your status in 2023.

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same thing happend to my roomate last semester!!!! he's from colombia and fafsa was a NIGHTMARE for him. his finacial aid didnt come through until 3 weeks after classes started but the school gave him some kind of emergency loan to cover until then. ask ur school about emergency funding options!!!!

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That's a great suggestion! I didn't even know emergency loans were an option. I'll definitely ask about that when I talk to them tomorrow.

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Update: Just checked the FSA website and today's maintenance is scheduled to end at midnight Eastern time. So you should be able to make corrections tomorrow. However, I still recommend pursuing the school waiver as your fastest option, as FAFSA corrections are taking 7-10 days minimum to process right now.

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Thank you for checking! That's helpful to know. I think I'll pursue both routes simultaneously - get the waiver from my school while also submitting the correction once the system is back up.

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To address your follow-up question about documents for a special circumstances appeal, here's what you should gather: 1. Personal statement detailing your situation (be specific about financial separation while legally married) 2. Documentation showing you pay household expenses (mortgage/rent, utilities, insurance) 3. Documentation showing you'll be solely responsible for education costs 4. Tax returns with a statement explaining why the joint return doesn't reflect your actual situation 5. Budget worksheet showing your income and expenses separately 6. If applicable, any documentation regarding why your spouse cannot contribute (medical issues, etc.) Regarding Work-Study: Even if it wasn't initially offered, during your appeal process you can request to be considered for it. Many schools have additional work-study funds they can allocate during appeals. One last suggestion - see if your son's school offers any tuition installment plans. These don't reduce the cost, but they break payments into smaller monthly amounts that might be more manageable than lump-sum semester payments.

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Thank you so much for this detailed list! I'll start putting together these documents right away. I think we have a strong case for the appeal since I've been handling all household and education expenses on my own. I didn't realize I could specifically request work-study during the appeal process - that's really helpful to know.

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btw my neighbor's kid got like 5k more in aid after appealing so it def works sometimes! also dont forget to fill out FAFSA again next january, sometimes sophomore yr they give more aid (happened for my daughter).

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That's encouraging to hear about your neighbor's success with appealing! And good point about reapplying - I'll make sure we submit the FAFSA early every year. I've heard aid can sometimes increase in later years.

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