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Great to hear you got it resolved! For anyone else seeing strange dates in their loan portal, here's a quick checklist: 1. Always verify directly with your loan servicer by phone 2. Check if you've been automatically enrolled in any new repayment plans 3. Confirm if your loans are in administrative forbearance during system updates 4. Make sure your contact information is updated so you receive notifications 5. Consider setting up autopay once your actual repayment date is confirmed (often comes with a 0.25% interest rate reduction) The transition to the SAVE plan is creating a lot of temporary confusion, but most borrowers will benefit from the new terms once everything is implemented.
This checklist is perfect - thank you! We're definitely going to set up autopay for that interest reduction. One question though - is there any disadvantage to making voluntary payments during this administrative forbearance period? My son wants to start chipping away at the balance even before required payments begin.
To answer your question about making voluntary payments during forbearance - it's generally a good financial move, especially if your son can afford it. During most administrative forbearances, interest isn't accruing, so any payments made go directly toward reducing the principal balance. This can save significant money in the long run since he'll have less principal to accrue interest once regular repayment begins. Just make sure he keeps documentation of all voluntary payments made. Sometimes these don't get properly recorded during administrative periods, so keeping your own records is essential. Also, he should specify with the servicer that he wants these payments applied to principal rather than just advancing future payment due dates.
THIS IS WHY THE SYSTEM IS BROKEN!!! The FAFSA form is DELIBERATELY CONFUSING so they can deny aid to people who need it! I made a tiny mistake on mine too and my SAI went up by $20k. When I finally got it fixed, they said I'd missed a deadline and would "receive aid based on remaining funds" which means basically NOTHING. The whole system is designed to keep poor students poor. Good luck OP but don't hold your breath.
While I understand your frustration, the FAFSA isn't designed to be confusing intentionally. The recent simplification efforts were actually meant to make it easier, though change always comes with a transition period. Most schools do have appeals processes for deadline issues, especially when there are legitimate corrections involved.
Update: I made the corrections last night and also emailed my top school's financial aid office explaining the situation. They responded this morning saying they'd make a note in my file about the pending correction. Fingers crossed the new SAI gets processed before decisions go out! Thanks everyone for the help!
It's definitely overwhelming! We're hoping their SAI scores will qualify them for decent aid packages. We've also had them apply to schools with good merit scholarship options, and they're all applying for every external scholarship they can find. I wish the FAFSA had better accommodations for multiple children attending simultaneously.
UPDATE: I finally got through to FSA this morning! The agent confirmed there IS a system bug affecting applications with multiple students from the same household. They're unlocking the specific sections we need to fix and putting a note in our file about the system error. For anyone else experiencing this, they said to specifically mention \
Final update: It worked! I waited about 36 hours after updating my FSA ID, and then my son sent a new invitation using my maiden name. This time it went through without any error messages. I was able to complete my contributor section, and now his FAFSA shows
Ryder Greene
does ne1 know if this affects the schools order on the fafsa? like if i put harvard first do they see my app first even if parent part isnt done yet?
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Oscar O'Neil
•The order no longer matters with the new FAFSA. All schools listed receive the information at the same time once the application is fully complete (including all contributor sections). The old preference order advantage was eliminated with the 2024-2025 FAFSA changes.
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LongPeri
UPDATE: My verification finally went through after about 36 hours! Just got the email and was able to log in and complete my section. The tax information transfer worked smoothly, though I had to manually enter some asset information. We got our SAI calculation immediately after submission. Thanks everyone for the reassurance that this was normal!
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Liv Park
•Thanks for updating us! I'm still waiting (24 hours in) but this gives me hope! Did your son's schools already show that they received the FAFSA or is there another waiting period for that?
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LongPeri
•The confirmation page said the schools should receive it in about 3-5 days. There's a section in his FAFSA dashboard that shows 'Processing' status for each school he listed.
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