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one thing nobody mentioned - have your daughter talk to her professors! my daughter's english teacher told her about a special scholarship for first generation college students that paid for almost a whole semester! lot of times the teachers know about money that the financial aid office never mentions
Just to clarify for everyone in this thread - the 2025-2026 FAFSA uses the Student Aid Index (SAI) instead of EFC, and it calculates need differently. Having a disabled parent doesn't automatically increase grant eligibility, but low household income does. For the original poster: Your $48k income with a $4,800 SAI actually aligns with the new formula. However, your daughter should definitely qualify for some Pell Grant funding with that SAI. If your community college is suggesting mostly loans, you should specifically ask: 1. What is her Pell Grant eligibility amount? 2. Has she been considered for Federal SEOG grants? 3. What state grants might she qualify for? 4. Are there institutional grants she's missing? Don't accept a financial aid package that's mostly loans without questioning it. Many schools offer an initial package and expect students to appeal or ask for more grant funding.
Thank you for breaking this down! She was offered a partial Pell Grant ($3,200) but nothing else grant-wise. I'll definitely ask about SEOG and institutional grants. Is there a specific way to phrase the appeal to make it more likely to succeed?
When appealing, use the phrase "special circumstances review" or "professional judgment request" rather than "appeal." Focus on documenting: 1) your ex-spouse's disability prevents any financial contribution, 2) you have unusual expenses related to being the sole supporter, and 3) your daughter has exceptional academic potential. Provide specific dollar amounts for all expenses. Community colleges typically have simpler appeal processes than universities, so don't be intimidated by the paperwork.
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i dont get why everyones having so many problems with fafsa this year lol. mine went through in like a week with no issues 🤷♂️
Consider yourself extremely lucky then. The Department of Education has publicly acknowledged major system-wide issues with the new FAFSA rollout. Just because it worked for you doesn't mean the problems aren't real for thousands of others.
Quick update on processing times - I just checked the FSA website and they're currently reporting an average of 14 business days for applications in review status. That's significantly longer than previous years. Make sure you're checking both your email and your studentaid.gov account messages regularly, as they sometimes send requests for additional information through the message center that don't come through email.
Thanks for checking! I'll make sure to log in daily to check for messages. The 14 business days is frustrating but at least now I have a realistic timeline to work with.
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Did you fix this? I'm curious what ended up working because we might run into the same problem soon.
Yes!! It was exactly what @helpful_parent suggested - my daughter had checked "No" for my husband providing financial support. Once she fixed that and sent a new invitation with his SSN included, he got all the questions. Such a relief!
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While searching is absolutely helpful, I also want to point out that the FAFSA has undergone significant changes for the 2025-2026 application cycle. The SAI calculation methodology has several key differences from previous years, particularly regarding how business income, multiple students, and divorced parent contributions are assessed. Make sure you're looking at posts from this current application cycle, as advice from even last year might be outdated. For example, the multiple children in college benefit was reduced, and the small business protection threshold changed from $175,000 to $240,000. There's also more emphasis on actual cash income rather than adjusted gross income in some calculations. So while search is valuable, verify information is current!
wait what?? i didnt know about the multiple children thing changing!! my brother and i are both in college and my parents were counting on that discount.... is there somewhere i can read more about this???
Yes, you can find the official explanation on studentaid.gov under the 'What's Changed' section. The multiple student benefit still exists but was reduced by about 35% compared to previous formulas. Your family will still receive some consideration for having multiple students, just not as much as in prior years. It's worth having your parents recalculate their expected contribution with the new formula to avoid surprises.
I think this thread is a perfect example of why the search function AND new posts both have value! We've gone from a simple tip about searching to a discussion about the new FAFSA changes that might not have happened otherwise. This is super helpful information.
Totally agree! I'm learning new things just from this thread that I wouldn't have found in my searches. Maybe my original post was a bit overzealous 😅
Oliver Becker
As a financial aid advisor, I can clarify a few things: 1) You cannot delete a FAFSA yourself once it's been created 2) Having duplicate FAFSAs won't affect your SAI calculation, but it can cause processing delays 3) The best approach is two-pronged: - Contact Federal Student Aid to have one application marked as void - Reach out to your school's financial aid office to alert them to the situation This is a common issue this year with the new FAFSA implementation. The system should recognize duplicate applications by your FSA ID, but with all the technical issues they've been having, it's best to be proactive. Make sure to have your FSA ID, confirmation numbers from both applications, and the date you submitted each one when you call. This information will help them resolve the issue more quickly.
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Zainab Yusuf
•Thank you for this detailed explanation! I'll gather all that information before calling. One more question - will this affect my aid package timing? My school has a May 1 priority deadline for continuing students.
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Oliver Becker
•As long as you submitted at least one complete FAFSA before your school's priority deadline, you should be fine. However, I'd recommend getting this resolved within the next week if possible. When you contact your school's financial aid office, specifically mention the May 1 priority deadline concern, and they can make notes in your file to ensure you're still considered for all aid programs. The most important thing is making sure they know which application has your correct and final information.
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Connor O'Reilly
wait why cant they just make a delete button?? stupid government websites always making things complicated 🙄
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