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One more important thing to note: Some critical financial aid emails might go to your school email account rather than your personal email. Many students miss deadlines because they only check their personal email. Make sure you're regularly checking both, especially as you get closer to the start of the term.
Thanks everyone for the helpful responses! I've set up dedicated folders in my email for FAFSA/aid communications, talked to my parents about checking their emails too, and I'm going to start regularly checking my student portal instead of just waiting for emails. Feeling much more organized now!
Just wanted to follow up - did you end up making the correction or did you get it resolved another way? I'm having a similar issue now with my university and getting worried
Glad to hear you got it resolved! For anyone else with similar issues, here's what to check: 1. Name matches exactly (including middle names/initials) 2. SSN matches exactly (all 9 digits) 3. Date of birth matches exactly 4. School code was correctly entered (each school has a unique federal code) 5. Verification of your FAFSA wasn't required (you'd receive separate notification) Almost all "FAFSA not received" issues are data matching problems, not actual submission problems. Your SAI and Pell Grant eligibility remain the same regardless.
Something else to consider - has your son checked if he's eligible for any income-driven repayment plans on his federal loans? The new SAVE plan can significantly reduce monthly payments based on income and family size. As a teacher with a child, he might qualify for very low payments on the federal portion. Some borrowers are eligible for $0 monthly payments while still making progress toward forgiveness. This won't help with the Sallie Mae loans, but freeing up money from federal loan payments could help manage the private loan burden. For the Sallie Mae issues specifically, document every payment with dates, confirmation numbers, and screenshots showing how they're misapplying funds. Contact the loan servicer in writing (not just by phone) and request a detailed explanation of how payments are being applied. If they don't resolve it, escalate to their ombudsman office, then CFPB as others suggested.
I hadn't heard about the SAVE plan! Is that different from the older income-based repayment plans? I'll definitely have him look into that. And thank you for the documentation advice - he's been trying to handle this all by phone which clearly isn't working. I'll help him draft a formal written request about the payment application issues.
One more thought - if he's teaching in a Title I school, he might be eligible for the Teacher Education Assistance for College and Higher Education (TEACH) Grant program for any future education. It provides up to $4,000 per year for teachers who commit to teaching in high-need fields at schools serving low-income students. If he's considering a master's degree to increase his salary, this could help fund it without taking on more loans.
My daughter waited till literally the LAST DAY of priority deadline to do her part last year and I was SO MAD!!! But tbh her section only took like 20 minutes since she didn't have any income or assets to report. And yes the married filing separate thing is annoying... we have to do it for specific tax reasons but the FAFSA system seems to hate it lol
One more thing to mention - make sure both you and your husband have access to all the verification documents that might be requested if you get selected for verification (which is more common with MFS status): - Tax returns for both parents - W-2s for both parents - Any business income documentation if applicable - Asset information (bank statements, investment accounts) - Any untaxed income documentation Having these ready will save you a lot of time if verification is requested. And yes, unfortunately the student must complete their section first - there's no way around that requirement.
Raúl Mora
Your FSA ID doesn't expire, but the password needs to be changed every 18 months. You'll get email reminders when it's time to update your password. As long as you keep your password current, your FSA ID remains valid indefinitely. One more tip: The 2024-2025 FAFSA form introduced major changes to the entire system. If you completed your first child's FAFSA before January 2024, you'll find the new system quite different. The good news is it's generally more streamlined now, with fewer questions overall.
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Theodore Nelson
•Perfect! I'll look out for those password reset emails. And thanks for the heads up about the system changes - my older child's first application was in 2023, so sounds like I'll be learning some new processes. Appreciate all the help!
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Diego Fisher
last year i had problems with my fsa id cuz my name in the system didnt match exactly with social security (i had a hyphenated last name but social security had it without the hyphen). it took FOREVER to fix it so double check all that stuff before you start!!
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