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UPDATE: My SAI finally came through! It took 14 days total, and I did get an email notification (though it went to my promotions folder in Gmail, so I almost missed it). Now I can finally finish those scholarship applications. Thanks everyone for your help and for calming my anxiety!
Congrats! Make sure you understand exactly what your SAI means for different schools - they all use it differently for their financial aid packages. Don't assume a higher SAI automatically means less aid at every school.
Glad to see this worked out for you! As someone who just went through this process myself, I wanted to add that it's also worth checking if any of your target schools have their own institutional aid applications with earlier deadlines. Some schools require additional forms beyond just the FAFSA for merit scholarships, and those deadlines can be really tight. Also, if your SAI seems unusually high or low compared to what you expected, don't hesitate to reach out to the financial aid offices directly - they can often provide insight into how their specific school uses the SAI in their aid calculations. The whole process is definitely stressful when you're doing it solo for the first time, but you've got this!
This is such helpful advice, especially about the institutional aid applications! I honestly had no idea some schools had separate forms with different deadlines. I've been so focused on just getting the FAFSA done that I didn't even think to check what else each school might require. Going to spend this weekend going through all my target schools' financial aid pages to make sure I haven't missed anything. Thanks for looking out for us first-timers navigating this maze!
UPDATE: Success! After trying different browsers, I found my saved application on Chrome (I originally used Safari). AND I found my save key written on a post-it note I had completely forgotten about. I'm now back in my application and can make the W-2 corrections before submitting. Thank you all for your help and suggestions!
That's great news! For future reference (and anyone else reading this), I recommend keeping your save key in a password manager or notes app on your phone. The FAFSA system basically treats each browser as a separate user, which explains why you couldn't find your saved application initially.
This is such a common issue and it's really frustrating that FAFSA hasn't fixed it yet! For anyone still struggling with this, here's what worked for me last year: try logging in through an incognito/private browser window. Sometimes the regular browser session gets corrupted but incognito bypasses that. Also, if you're using any browser extensions or ad blockers, try disabling them temporarily - they can interfere with the save functionality. The system is definitely finicky but don't give up! And definitely write down that save key somewhere safe if you get prompted to create one.
One strategy that hasn't been mentioned: your daughter could attend the school offering the scholarship for 1-2 years, then transfer to her preferred school for the remainder of her program. She'd need to be careful about credit transfers, but this could significantly reduce the overall cost while still giving her the preferred degree. Many students take this approach, particularly with prerequisite and general education courses. This might be a good compromise that acknowledges her preferences while being financially responsible.
As a parent who went through this exact situation 5 years ago, I feel for you so much. My daughter was torn between her dream school (no aid) and a state school with a full ride. We spent weeks going back and forth. Here's what helped us decide: I made her calculate the actual monthly loan payments she'd have after graduation - not just the total amount, but the real monthly impact on her budget for 10+ years. When she saw that $800+ monthly payment would mean she couldn't afford her own apartment or save for anything else, it became real. She chose the scholarship school and honestly? She LOVES it there. The "better program" at her dream school wouldn't have been worth the financial stress. Sometimes the practical choice turns out to be the best choice. Trust your instincts - you're not crushing her dreams, you're protecting her future.
Update: I called my top choice school today and they confirmed my negative SAI means I'll qualify for their need-based grants in addition to the Pell Grant! They said I should receive my complete aid package within 3 weeks. Thanks everyone for helping explain this - honestly was so confused and worried at first but now I'm actually excited to see my awards!
That's fantastic news! Make sure to watch for any verification requests - schools sometimes need additional documentation to confirm the information on your FAFSA. If you're selected for verification, responding quickly will prevent delays in receiving your aid package. Congratulations on your strong financial aid position!
Congratulations on your negative SAI! As others have mentioned, this is excellent news for your financial aid eligibility. One thing I'd add is to make sure you submit your FAFSA to all the schools you're considering as soon as possible if you haven't already. Even with a great SAI like yours, some schools distribute aid on a first-come, first-served basis for their institutional grants. Also, keep an eye out for any scholarship opportunities at your schools - with your financial need profile, you might be eligible for additional merit-based aid that considers need as a factor. Best of luck with your aid packages!
This is really helpful advice! I actually haven't submitted my FAFSA to one of my schools yet because I was waiting to hear back about admissions first. But you're right - I should probably submit it now even before I know if I'm accepted, just in case they do have limited aid funds. Do you know if there's typically a big difference in aid packages between schools for students with similar SAI numbers? I'm trying to figure out if I should expect similar offers from all my schools or if they could vary a lot.
Bethany Groves
Great to hear your SAI came through! Four business days is pretty typical from what I've seen. For others still waiting, I'd recommend checking your account every morning rather than multiple times per day - the processing seems to happen overnight and you'll just stress yourself out refreshing constantly. Also make sure to screenshot your SAI once it appears, since you'll need that number for multiple applications and it's easier than logging in every time.
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PixelPioneer
•That's really smart advice about screenshotting the SAI! I'm new to all this FAFSA stuff and didn't even think about needing that number for multiple applications. Also good to know about checking once a day instead of obsessively refreshing - I can already tell I'm going to be tempted to do that when I submit mine next week!
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Diego Mendoza
Just wanted to add that if you're really stressed about those scholarship deadlines, you might want to reach out to the scholarship organizations directly and ask if they'll accept your FAFSA submission confirmation page as temporary proof while you wait for your SAI to process. Most places are understanding about the processing delays, especially this year with all the system changes. I had to do this for two scholarship applications last month and both organizations were totally fine with it - they just asked me to send the actual SAI number once it was available. Better to be proactive than miss a deadline!
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